“20-20” English Question | Crack SBI Clerk / IDBI Executive 2018 Day-49

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Direction (1-10): In a passage given below there are 10 blanks, each followed by a word given in bold. Every blank has four alternative words given in options (A), (B), (C) and (D). You have to tell which word will best suit to the respective blank. Mark (E) as your answer if the word given in the bold after the blank is your answer i.e. “No change requires”.

A Smooth bankruptcy process is akin to_ (1) _ [rejuvenate], a company at death’s door gets to shuffle off its old debts, often gain new owners, and start a new life. A first wave of cadaverous firms are seeking rebirth under a bankruptcy code adopted in December 2016. In a hopeful development, tycoons once able to hold on to “their” businesses even as banks got _ (2) _ [rigid] seem likely to be forced to cede control.

India badly needs a fresh approach to _ (3) _ [unbalanced] businesses. Its banks’ balance-sheets _ (4) _ [downturned] under 8.4trn rupees ($130bn) of loans that will probably not be repaid over 10% of their outstanding loans. But foreclosure is fiddly it currently takes over four years to process an insolvency, and recovery rates are a _(5)_ [horrifying] 26%. Partly as a result, bankers have often turned a blind eye to firms they ought to have foreclosed on. This is bad for the banks and worse for the economy, which has slowed _(6)_[clear], in part as credit to companies has dried up. The problem festered for years, not least because banks’ reserves of capital were inadequate to cover the losses that would have resulted if they had acknowledged dud loans. From 2015, banks were forced to acknowledge which loans were “non-performing”, having spent years expertly_ (7) _[all around] problems under the carpet. Bank-capital levels are being _ (8) _ [reinforce].And the infrastructure for the new bankruptcy code, which requires administrators to run firms in limbo and a new courts system, is being created from scratch. Lenders loth to foreclose on _ (9) _ [defraud] tycoons are being left with no choice; a dozen deeply distressed firms were shunted into insolvency _ (10) _ [event] by the authorities in June. All told, nearly 400 companies big and small are going through the process, establishing a first batch of precedents. To ensure that no side delays proceedings, the new code says that if creditors and borrowers cannot agree on how to revive the company within 270 days, its assets will be sold for scrap. But the assumption had been that the companies’ “promoters”, as India dubs founding shareholders, would find a way to stay on. Many were planning to bid for their old assets in auctions few thought they would lose, given the mass of inside information they hold.

1)

1. Generation
2. Reincarnation
3. Reawaken
4. Decease
5. Recreate

2)

1. Stiffed
2. Stringent
3. Pliable
4. Slacked
5. Adamant

3)

1. Indebted
2. Broken
3. Insolvent
4. Firm
5. Productive

4)

1. Hollow
2. Tilted
3. Sinking
4. Ascent
5. Sag

5)

1. Distressed
2. Lousy
3. Slightly
4. Comforting
5. Enormous

6)

1. Evident
2. Remarkable
3. Indistinctly
4. Markedly
5. Positively

7)

1. Restricting
2. Sweeping
3. Broad
4. Exaggerated
5. Radical

8)

1. Fortify
2. Buttress
3. Undermined
4. Bolstered
5. Shore up

9)

1. Fleeced
2. Back down
3. Uprightness
4. Welshing
5. Duped

10)

1. Subject
2. Undertake
3. Action
4. Activity
5. Proceedings

Direction (11-15) – In each of the following questions on phrase has been given and it has been followed by four sentences. You have to find out on which sentences phrase has been used properly according to its meaning and mark your answer from the options denoted a),b),c),d)Mark e) as your answer of you find that the phrase has been applied properly in all sentences

11) Call for

1. I called for my mom when I noticed the leak in the dining room ceiling.
2. It’s the sort of project that calls for a high level of concentration.
3. Members have called for his resignation yesterday.
4. McDonald’s has call for with the youth of the country.

1. i and ii
2. iii and iv
3. all except iv
4. ii and iv
5. all are correct

12) Edge out

1. Maria’s effort was enough to edge Johnson out of the top spot.
2. Instead of having six interviews one day and just one the next day, can’t we edge them out?
3. The Britain-based property investor is reported to be preferred bidder, edging out international rivals.
4. Rates of house price inflation have edged out across the country.

1. ii and iii
2. i and iii
3. i and iv
4. ii and iv
5. all are correct

13) Freak out

1. The bankruptcy scare that freaked out investors didn’t bother the company’s new boss.
2. I remember the first time I performed in annual function, I freaked out completely.
3. I was afraid you were going to freak out on me and I was going to have to go up there on my own.
4. Seeing the dead body freaked him out.

1. i and iii
2. ii and iv
3. only iii
4. i and ii
5. All are correct

14) Get along

1. It’s impossible to get along with Rachel
2. I wonder how Michael is getting along in his new job
3. Everyone can get along at noon.
4. Many older people cannot get along on just their Social Security checks

1. i and iv
2. ii and iii
3. all except iii
4. i and iii
5. all are correct

15) Hold off

1. He loves speaking and can hold off on any subject
2. We can’t hold off them for much longer they’re going to find us.
3. They’ve decided to hold off on buying a flat until they’re both working.
4. The hospital staff held off taking rosy for operation.

1. iii and iv
2. i and ii
3. ii and iii
4. all except i
5. all are correct

Directions (16-20): Each of the following sentences are divided into parts, which are marked a), b), c) and d). One of these parts may contain an error. Mark that part as your answer from the options given below and choose e) if you find out there is no error. (Ignore punctuation error if any)

16) To improve the efficiency of production and transportation a)/, the AIIB must focus on the construction of local infrastructure b)/, and helping countries along the routes cope c)/ with price volatility in the world energy market d)/no error e)/

1. a
2. b
3. c
4. d
5. e

17) The government has now banned any defaulting promoters from bidding, which means they will lose “their” companies to new a)/owners, this is a startling reversal of fortunes for a clique of businessmen who has b)/held on to companies through multiple past restructurings, and c)/whose number includes some of corporate India’s grandest names d)/no error e)/

1. a
2. b
3. c
4. d
5. e

18) A person with lung TB disseminates TB bacilli over several weeks a)/ and By the time treatment stops dissemination, unfortunately, all b)/ his close contacts would have been already infected, this is c)/why TB treatment has not bought down the TB burden d)/no error e)/

1. a
2. b
3. c
4. d
5. e

19) The calamity brought by Hurricane Maria to Puerto Rico in September led to predictions a)/ of an exodus, the island’s troubles have continued,10% of Puerto Ricans still have no b)/electricity and days ago power cuts in San Juan, left residents in and around the capital without power for days c)/, the island’s government reckons that by the end of 2018, 200,000 people may have left off the mainland d)/ no error e)/

1. a
2. b
3. c
4. d
5. e

20) The Japanese tend to think that the most important element is the quality a)/of the air conditioner so that it is able to last without the need for repairs b)/, but in India it is cheap to have an air conditioner repaired and technicians are c)/abundant, the consumer is however more focused on cost than durability d)/no error e)/

1. a
2. b
3. c
4. d
5. e

Answers:

Direction (1-10):

1) Answer – b) according to the sentence reincarnation will be used as it means to rebirth or transmigration

2) Answer – a) according to the sentence stiffed will be used as it means tense or rigorous.

3) Answer – c) according to the sentence insolvent will be used as it means unable to pay debts owed and bankrupt.

4) Answer – e) according to the sentence sag will be used as it means weaken, fade or sink

5) Answer – b) according to the sentence lousy will be used as it means very bad or awful.

6) Answer – d) according to the sentence markedly will be used as it means to an extent which is clearly noticeable.

7) Answer – b) according to the sentence sweeping will be used as it means wide in range or extending or performed in a long.

8) Answer – d) according to the sentence bolstered will be used as it means to support or strengthen.

9) Answer – d) according to the sentence welshing will be used as it means fail to honour (a debt or obligation incurred through a promise or agreement).

10) Answer – e) according to the sentence proceedings will be used as it means an event or a series of activities involving a set procedure or a published report of a set of meetings or a conference.

Direction (11-15)

11) Correct Answer is: c)

Explanation: the meaning of “call for” is to demand make necessary something and need and the phrase has been applied properly in i), ii) and iii sentences

12) Correct Answer is: b)

Explanation: the meaning of “edge out” is narrowly defeat a rival or remove a person or thing and the phrase has been applied properly in i) and iii sentences

13) Correct Answer is: e)

Explanation: the meaning of “freak out” is If someone freaks out, or if something freaks them out, they suddenly feel extremely surprised, upset, angry, or confuse and the phrase has been applied properly in all sentences.

14) Correct Answer is: c)

Explanation: the meaning of “get along” is to manage, progress or advance and the phrase has been applied properly in i, ii and iv sentences.

15) Correct Answer is: d)

Explanation: the meaning of “hold off” is fail to occur or to not do something immediately and the phrase has been applied properly in ii, iii and iv sentences.

Directions (16-20):

16. Correct answer –c

Explanation – in part c) it should be help in place of helping.

17. Correct answer –b

Explanation – in part b) it should be have in place of has as businessmen is in plural form.

18. Correct answer –d

Explanation – in part d) it should be brought (v3 form of bring) in place of bought (v3 form of buy).

19. Correct answer –d

Explanation – in part d) it should be for in place of off.

20. Correct answer –d

Explanation – in part d) it should be therefore as it is generally used before a logical consequence, or a conclusion in place of however because

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