IBPS Clerk Prelims 2018 – English Questions Day-2

Dear Readers, Bank Exam Race for the Year 2018 is already started, To enrich your preparation here we have providing new series of Practice Questions on English language – Section. Candidates those who are preparing for IBPS Clerk Prelims 2018 Exams can practice these questions daily and make your preparation effective.

[WpProQuiz 3968]

Direction (1-5): Five sentences denoted by A, B, C,D and E have been given. Identify the odd sentence and arrange rest of the four sentences in such a way that they make a meaningful paragraph.

1) 

(A) Mr. Putin and PM Modi are also set to discuss key regional and global issues, including US sanctions on import of Iranian crude oil.

(B) India wants S-400 missile systems from Russia to change the strategic balance in the subcontinent.

(C) Mr. Putin arrived Thursday and was greeted by Foreign Minister Sushma Swaraj at the airport and welcomed by PM Modi at his residence.

(D) Russian President Vladimir Putin, on a two-day visit to India, has reportedly inked a $5 billion deal for India to procure Moscow’s most advanced air defence system.

(E) India is also planning on acquiring 4 Krivak-class frigates from Russia, two of which will be built in India, which will be a $2.5 billion deal.

a) BEAC

b) ADEC

c) DBEA

d) EBDA

e) ADBC

2) 

(A) Ms. Kochhar will also demit office from the Board of Directors of the bank’s other units.

(B) Mr. Bakhshi’s appointment is subject to regulatory and other approvals, ICICI Bank said.

(C) Chanda Kochhar, being investigated for alleged conflict of interest, has resigned as ICICI Bank CEO.

(D) “The enquiry instituted by the Board will remain unaffected by this and certain benefits will be subject to the outcome of the enquiry,” ICICI Bank said in the filing.

(E) She will be replaced by Mr. Bakhshi, who currently serves as executive director and chief operating officer at ICICI Bank.

a) BEAC

b) ADEC

c) CAEB

d) EBDA

e) CEAD

3) 

(A) It will also help in modernizing 10 industrial training institutes across state by renovating training infrastructure and upgrading skills courses to align with industry and market needs.

(B) It will engage international TVET partners to support advanced training by bringing global best practices in TVET management, training infrastructure, industry cooperation and quality assurance.

(C) It will be equipped with international training facilities to enhance the quality of Madhya Pradesh’s Technical and Vocational Education and Training (TVET) system.

(D) It will improve quality and relevance of state’s TVET programs and will help impart advanced job-ready skills training of international standards.

(E) Government has inked US $150 million loan agreement with multilateral lender Asian Development Bank (ADB) for establishing India’s first Global Skills Park in Bhopal, capital of Madhya Pradesh.

a) BEAC

b) ADEC

c) ECBA

d) EBDA

e) ADBC

4) 

(A) After registration, the passengers would be required to undergo a one-time verification at an airport so that the individual’s facial identity would be captured and mapped onto a newly created “Digi Yatra” profile.

(B) The Centre is set to introduce facial recognition technology under the “Digi Yatra” scheme at the Hyderabad and Bengaluru airports in February 2019.

(C) India’s Ministry of Civil Aviation on Thursday said passengers on domestic flights will be able to opt to use their biometric authentication system and go paperless.

(D) Once the profile is created a distinct identification number will be generated and this number can be used at the time of purchasing an air ticket, to avail the paperless access facility.

(E) The passengers will have to initially register themselves on a web portal by providing identity proof.

a) BECA

b) ADEC

c) CAEB

d) BEAD

e) ADBC

5) 

(A) The Centre had hiked excise duty by Rs.10 and reduced it by only Rs. 2.50 few months back.

(B) Excise taxes are most often levied upon cigarettes, alcohol, gasoline and gambling.

(C) About Excise goods and Excise Duty, an excise or excise tax is any duty on manufactured goods which is levied at the moment of manufacture, rather than at sale.

(D) Modi’s government has raised the excise duty on diesel by Rs.14 and petrol by Rs.9 per litre.

(E) Excises are typically imposed in addition to an indirect tax such as a sales tax or value-added tax (VAT) and the liability to pay tax excise duty is always on the manufacturer or producer of goods.

a) BEAC

b) ADEC

c) CAEB

d) DACE

e) ADBC

Direction (6-10): The passage below has been divided into seven sentences, denoted by A),B),C),D),E),F) and G). Read the sentences and arrange them in a manner that the sentences make a meaningful paragraph.

(A) The government expects to recover bad loans worth Rs.1.8 trillion in the current fiscal year, the minister said.

(B) The minister also mentioned that “We are passing through a good phase of economic growth, Consumption is up, growth figures are encouraging and therefore, banking activity is bound to pick up. 

(C) The Insolvency and Bankruptcy Code, which came into operation in 2016, not only helped in improving recoveries but is also prompting businesses to pay dues on time so that they do not become non-performing assets (NPAs).

(D) The PCA framework seeks to strengthen banks while keeping them under certain restrictions, including on network expansion, dividend payment and managerial compensation.

(E) The government will consider easing tight regulatory control over certain poorly performing state-run banks to help improve their lending capability as the bad debt problem plaguing the Indian banking sector is now firmly under control, finance minister Arun Jaitley said on Tuesday.

(F) At present, 11 banks, including Dena Bank, Central Bank of India and Bank of Maharashtra, are under this framework.

(G) Jaitley said he will examine requests from banks to ease restrictions placed under the RBI’s prompt corrective action (PCA), after a day-long meeting with the chiefs of public sector banks in New Delhi.

6) Which sentence should be the FOURTH in the paragraph?

a) E

b) A

c) F

d) G

e) B

7) Which sentence should be the SECOND in the paragraph?

a) C

b) F

c) A

d) B

e) G

8) Which sentence should be the FIRST in the paragraph?

a) C

b) D

c) E

d) B

e) F

9) Which sentence should be the FIFTH in the paragraph?

a) C

b) G

c) E

d) B

e) D

10) Which sentence should be the LAST in the paragraph?

a) E

b) B

c) F

d) C

e) G

Answers:

1) Answer: c)

(D) Russian President Vladimir Putin, on a two-day visit to India, has reportedly inked a $5 billion deal for India to procure Moscow’s most advanced air defence system.

(B) India wants S-400 missile systems from Russia to change the strategic balance in the subcontinent.

(E) India is also planning on acquiring 4 Krivak-class frigates from Russia, two of which will be built in India, which will be a $2.5 billion deal.

(A) Mr. Putin and PM Modi are also set to discuss key regional and global issues, including US sanctions on import of Iranian crude oil.

(C) Mr. Putin arrived Thursday and was greeted by Foreign Minister Sushma Swaraj at the airport and welcomed by PM Modi at his residence.

This passage is about the Russian President’s visit to India. According to the passage, Russian President has signed an agreement of $5 billion for India to provide Moscow’s most advanced air defence system. In order to change the strategic balance in the subcontinent, India wants S-400 missile systems from Russia. India is also considering the purchase of  4 Krivak-class frigates from Russia. Both the ministers will also discuss key regional and global issues, including US sanctions on import of Iranian crude oil.

2) Answer: e)

(C) Chanda Kochhar, being investigated for alleged conflict of interest, has resigned as ICICI Bank CEO.

(E) She will be replaced by Mr. Bakhshi, who currently serves as executive director and chief operating officer at ICICI Bank.

(A) Ms. Kochhar will also demit office from the Board of Directors of the bank’s other units.

(D) “The enquiry instituted by the Board will remain unaffected by this and certain benefits will be subject to the outcome of the enquiry,” ICICI Bank said in the filing.

(B) Mr. Bakhshi’s appointment is subject to regulatory and other approvals, ICICI Bank said.

This passage is about ICICI Bank CEO’s resignation. According to the passage, Chanda Kochhar, ICICI Bank CEO’s is being investigated for the allegation related to the conflict of interest, has resigned from the position of CEO of the bank. Mr. Bakhshi, who currently serves as executive director and chief operating officer at ICICI Bank will take her place. Ms. Kochhar will also resign from bank’s other units and from the Board of Directors as well. Bank also said that the enquiry which was started by board will remain unaffected and certain benefits will be depending on the result of enquiry.

3) Answer: c)

(E) Government has inked US $150 million loan agreement with multilateral lender Asian Development Bank (ADB) for establishing India’s first Global Skills Park in Bhopal, capital of Madhya Pradesh.

(C) It will be equipped with international training facilities to enhance the quality of Madhya Pradesh’s Technical and Vocational Education and Training (TVET) system.

(B) It will engage international TVET partners to support advanced training by bringing global best practices in TVET management, training infrastructure, industry cooperation and quality assurance.

(A) It will also help in modernizing 10 industrial training institutes across state by renovating training infrastructure and upgrading skills courses to align with industry and market needs.

(D) It will improve quality and relevance of state’s TVET programs and will help impart advanced job-ready skills training of international standards.

This passage is about the government’s loan from Asian development Bank. The government has signed a loan agreement of US $150 million with Asian Development Bank (ADB) for establishing India’s first Global Skills Park in Bhopal. With a view to improve Madhya Pradesh’s Technical and Vocational Education and Training (TVET) system the Park will be prepared with international training facilities. The international TVET partners will be appointed to provide advanced training by bringing global best practices in TVET management, training infrastructure, industry cooperation and quality assurance. 10 industrial training institutes across state will also be modernized by renovating training infrastructure and upgrading skills courses to align with industry and market needs.

4) Answer: d)

(B) The Centre is set to introduce facial recognition technology under the “Digi Yatra” scheme at the Hyderabad and Bengaluru airports in February 2019.

(E) The passengers will have to initially register themselves on a web portal by providing identity proof.

(A) After registration, the passengers would be required to undergo a one-time verification at an airport so that the individual’s facial identity would be captured and mapped onto a newly created “Digi Yatra” profile.

(D) Once the profile is created a distinct identification number will be generated and this number should be used at the time of purchasing an air ticket, to avail the paperless access facility.

(C) India’s Ministry of Civil Aviation on Thursday said passengers on domestic flights will be able to opt to use their biometric authentication system and go paperless.

This passage is about the facial recognition technology. According to the passage, facial recognition technology will be introduced at Hyderabad and Bengaluru airports in February 2019 by central government under the “Digi Yatra” scheme. For this, passengers will have to get themselves registered on web portal by providing identity proof. After registration, passengers will be required for a one-time verification at an airport so that their facial identity would be captured and stored on a newly created “Digi Yatra” profile. When profile is created then distinct identification number will be generated which can be used to avail the paperless access facility.

5) Answer: d)

(D) Modi’s government has raised the excise duty on diesel by Rs.14 and petrol by Rs.9 per litre.

(A) The Centre had hiked excise duty by Rs.10 and reduced it by only Rs. 2.50 few months back.

(C) About Excise goods and Excise Duty, an excise or excise tax is any duty on manufactured goods which is levied at the moment of manufacture, rather than at sale.

(E) Excises are typically imposed in addition to an indirect tax such as a sales tax or value-added tax (VAT) and the liability to pay tax excise duty is always on the manufacturer or producer of goods.

(B) Excise taxes are most often levied upon cigarettes, alcohol, gasoline and gambling.

This passage is about excise duty. According to the passage, excise duty on diesel by Rs.14 and petrol by Rs. 9 has been increased by the government. Few months back, excise duty was increased by Rs. 10 and reduced by only Rs. 2.50. An excise or excise tax is a type of tax, charged on goods produced or on production. Excises are imposed in addition to an indirect tax and it is the liability of manufacturer or producer of goods to pay excise duty.

Direction (6-10):

The correct order of the sentence is EACGDFB

(E) The government will consider easing tight regulatory control over certain poorly performing state-run banks to help improve their lending capability as the bad debt problem plaguing the Indian banking sector is now firmly under control, finance minister Arun Jaitley said on Tuesday.

(A) The government expects to recover bad loans worth Rs.1.8 trillion in the current fiscal year, the minister said.

(C) The Insolvency and Bankruptcy Code, which came into operation in 2016, not only helped in improving recoveries but is also prompting businesses to pay dues on time so that they do not become non-performing assets (NPAs).

(G) Jaitley said he will examine requests from banks to ease restrictions placed under the RBI’s prompt corrective action (PCA), after a day-long meeting with the chiefs of public sector banks in New Delhi.

(D) The PCA framework seeks to strengthen banks while keeping them under certain restrictions, including on network expansion, dividend payment and managerial compensation.

(F) At present, 11 banks, including Dena Bank, Central Bank of India and Bank of Maharashtra, are under this framework.

(B) The minister also mentioned that “We are passing through a good phase of economic growth, Consumption is up, growth figures are encouraging and therefore, banking activity is bound to pick up. 

This passage is about the statements of finance minister about the banks’ performance and bad loans. According to the passage, finance minister said that the government will think about lessening the tight regulatory control over certain poorly performing state-run banks as the bad debt problem is now under control. The government is hoping to recover bad loans worth Rs.1.8 trillion in the current fiscal year. Insolvency and Bankruptcy Code played important role in improving recoveries and also promoted businesses to pay dues on time. After a day-long meeting with the chiefs of public sector banks he also mentioned that he will consider the requests of the banks to reduce the restrictions placed under the RBI’s prompt corrective action (PCA). The aim of PCA framework is to strengthen banks while keeping them under certain restrictions. At present, 11 banks are under this framework. He also said that we are passing through the good phase of economic growth in which banks have to grow.

6) Answer: d)

7) Answer: c)

8) Answer: c)

9) Answer: e)

10) Answer: b)

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