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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 04th April 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) Which Payments Bank has collaborated with Airtel to launch WhatsApp Banking Services for its customers to access banking services on their mobile phone?
(a) India Post Payment Bank
(b) Fino Payment Bank
(c) NSDL Payment Bank
(d) Paytm Payment Bank
(e) Airtel Payment Bank
2) Consider the following statement regarding India’s fiscal deficit. Which of the following statement is correct?
(i) India’s fiscal deficit for FY23 touched 14.54 trillion rupees in the 11 months through February – nearly 83% of annual estimates.
(ii) Net tax receipts through February were 17.32 trillion rupees or 83% of the annual estimate and 17% higher than last year, per the data.
(iii) Net tax collection in the first 11 months of this fiscal was at ₹17,32,193 crore while total expenditure incurred by the government was ₹34.93 lakh crore.
(a) Only (i)
(b) Both (i) and (ii)
(c) Only (ii)
(d) Both (ii) and (iii)
(e) All (i), (ii) and (iii)
3) Which company has partnered with Bajaj Finserv Direct to develop a D2C (direct-to-customer) instant loan application to give business loans to MSME business owners?
(a) Rakuten Card
(b) Ambit Finvest
(c) Credit Saison
(d) Orient Corporation
(e) Cedyna Financial
4) Recently, AMNS Luxembourg Holding has signed a________loan agreement with consortium of Japanese banks to finance the company’s expansion plans in India.
(a) $3 billion
(b) $5 billion
(c) $4 billion
(d) $8 billion
(e) $6billion
5) The International Monetary Fund (IMF) has approved a 15.6 billion US dollar support package for __________ to assist with the conflict-hit country’s economic recovery.
(a) Sri Lanka
(b) Ukraine
(c) Pakistan
(d) Afghanistan
(e) Turkey
6) According to the data released by the Reserve Bank of India (RBI), India’s current account deficit narrows to ____ of Gross domestic product (GDP) in the October to December quarter (Q3FY23).
(a) 3.2%
(b) 2.2%
(c) 1.2%
(d) 2.4%
(e) 1.6%
7) The Airport Authority of India (AAI) has given the target to most of the airports to achieve 100 percent use of Green Energy by 2024 and Net Zero by_________.
(a) 2032
(b) 2035
(c) 2047
(d) 2045
(e) 2030
8) Recently, Prime Minister Narendra Modi laid the foundation for India’s first public transport ropeway in ____________.
(a) Chennai, Tamil Nadu
(b) Varanasi, Uttar Pradesh
(c) Surat, Gujarat
(d) Noida, Uttar Pradesh
(e) Nashik, Maharashtra
9) Recently, Tiwa tribesmen celebrated Yangli festival in the Karbi Anglong district of_________.
(a) West Bengal
(b) Jharkhand
(c) Nagaland
(d) Assam
(e) Odisha
10) According to FIS 2023 Global Payments Report, India’s e-commerce market is projected to grow from $83 billion in 2022 to $150 billion in_________.
(a) 2030
(b) 2026
(c) 2029
(d) 2027
(e) 2025
11) Mayurbhanj district of ______ has been listed by TIME Magazine among the 50 extraordinary destinations to explore in its list of the World’s Greatest Places of 2023.
(a) Madhya Pradesh
(b) Odisha
(c) Gujarat
(d) Kerala
(e) Punjab
12) Who has been re-appointed as the Chief Executive Officer (CEO) and Managing Director of Tata Power Company Limited for a period of 4 years?
(a) Suman Berry
(b) Praveer Sinha
(c) Bibek Debroy
(d) Ajay Kumar
(e) Sanjeev Sanyal
13) Who has been appointed as the first head of the National Aeronautics and Space Administration’s (NASA’s) newly-established Moon to Mars Programme?
(a) Amit Kshatriya
(b) Sunanya kuruvila
(c) Anahat Singh
(d) Bhavana Singh
(e) Divya Sharma
14) Recently, Rajib K Mishra has been appointed as the Chairman and Managing Director of ____________.
(a) Coal India
(b) PTC India
(c) REC Limited
(d) PFC
(e) CESC Limited
15) Which company has signed a contract with the Ministry of Defence (MoD) for the procurement of 13 Lynx-U2 Fire Control Systems for the Indian Navy?
(a) NTPC
(b) SJVN
(c) NHPC
(d) SAIL
(e) BEL
16) Which of the following space agency has released images of Earth captured by the Earth Observation satellite (EOS-6) satellite?
(a) NASA
(b) ISRO
(c) ESA
(d) JAXA
(e) CNSA
17) Which of the following company has planned to launch 4G mobile network on the moon in late 2023?
(a) IBM
(b) Nokia
(c) Apple
(d) Microsoft
(e) Samsung
18) World Cup-winning midfielder Mesut Ozil announced his retirement from football at the age of 34.Which country did he play for?
(a) Ukraine
(b) Sweden
(c) Netherlands
(d) Germany
(e) France
19) Veteran Malayalam novelist, short story writer Sarah Thomas has passed away at the age of 88. Her novel Narmadi Pudava won the Kerala Sahitya Akademi Award in the year________.
(a) 1982
(b) 1996
(c) 1979
(d) 1968
(e) 1992
20) Every year, the International Day for Mine Awareness has been observed all over the world on April 4th. When was the first International Day for Mine Awareness observed?
(a) 2006
(b) 2019
(c) 2007
(d) 2010
(e) 2015
Answers :
1) Answer: A
India Post Payments Bank (IPPB), in collaboration with Airtel, has launched WhatsApp Banking Services for IPPB customers in New Delhi, enabling them to access banking services on their mobile phone.
Key Highlights :
The IPPB WhatsApp Banking channel will enable IPPB customers to seamlessly connect with the bank on WhatsApp and effortlessly avail a host of banking services, including doorstep service request, locating nearest Post Office.
Airtel has been working with IPPB to deliver as many as 250 million messages per month to the bank’s customers many of whom are located in mofussil towns and tier 2,3 cities.
2) Answer: E
India’s fiscal deficit for FY23 touched 14.54 trillion rupees in the 11 months through February – nearly 83% of annual estimates.
Net tax receipts through February were 17.32 trillion rupees or 83% of the annual estimate and 17% higher than last year, per the data.
The country has targeted a budget deficit of 6.4% for the fiscal year ending this month.
According to the data released by the Controller General of Accounts, the fiscal deficit or gap between the expenditure and revenue collection between April 2022 and February 2023 stood at ₹14.53 lakh crore.
Net tax collection in the first 11 months of this fiscal was at ₹17,32,193 crore while total expenditure incurred by the government was ₹34.93 lakh crore.
Finance Minister Nirmala Sitharaman had stated that the fiscal deficit target for 2023-24 was pegged at 5.9% of the GDP.
The government intends to bring the fiscal deficit below 4.5% of the GDP by 2025-26.
3) Answer: B
Ambit Finvest has partnered with SKALEUP, the digital technology services arm of Bajaj Finserv Direct, to develop a D2C (direct-to-customer) instant loan application to give business loans to MSME (Micro Small & Medium Enterprises) business owners through a completely paperless and automated digital onboarding process.
Key Highlights :
Ambit Finvest is the NBFC of the Ambit Group and has served over 50,000 MSME business owners and disbursed more than ₹3,500 crore in loans.
“SKALEUP’s Creditech solution is a low-code/no-code digital platform that enables data-driven decisions.
SKALEUP is the digital technology services arm of the company, and will enable platform development for Ambit Finvest.
4) Answer: B
The world’s second-largest steelmaker, ArcelorMittal, announced that AMNS Luxembourg Holding SA, the parent company of ArcelorMittal Nippon Steel India (AM/NS India), has entered into a $5 billion loan agreement with a consortium of Japanese banks to finance the company’s expansion plans in India.
The agreement is with the Japan Bank for International Cooperation (JBIC), MUFG Bank, Sumitomo Mitsui Banking Corporation, Sumitomo Mitsui Trust Bank, Mizuho Bank and Mizuho Bank Europe N.V.
Key Highlights :
The proceeds from the JBIC co-financing loan would be used to finance the expansion of the plant at Hazira, Gujarat, from 9 million tonnes (mt) to 15 mt
5) Answer: B
The International Monetary Fund (IMF) has approved a 15.6 billion United States (US) dollar support package for Ukraine to assist with the conflict-hit country’s economic recovery.
Key Highlights :
The 15.6 billion US dollar support is part of a broader 115 billion US dollar international support package to help Ukraine meet its funding needs.
Of the total amount approved by the IMF, $2.7 billion is being made available to Ukraine immediately, & the remaining amount will be released over the next 4 years.
The 48-month Extended Fund Facility program approved by the fund’s board is worth roughly $15.6 billion.
6) Answer: B
According to the data released by the Reserve Bank of India (RBI) India’s current account deficit (CAD), which is the difference between the inflow and outflow of foreign exchange, has narrowed to $18.2 billion or 2.2% of Gross domestic product (GDP) in the October to December quarter (Q3FY23) from 4.4% of the GDP in the quarter ending September.
More than half of the narrowing is due to a reduction in the goods trade deficit, suggesting weakening domestic demand in Asia’s third-largest economy.
7) Answer: E
The Airport Authority of India (AAI) has given the target to most of the airports to achieve 100 percent use of Green Energy by 2024 and Net Zero by 2030.
Currently Mumbai, Cochin and 25 other AAI Airports are using 100 per cent Green Energy.
Cochin Airport is the first green airport in the world, fully powered by solar energy.
The 25 airports include Puducherry, Kanpur (Civil), Hubballi, Belagavi, Mysore, Tezu, Kangra, Shimla, Kullu, Jammu, Srinagar, Leh, Imphal, Pakyong, Pantnagar, Dehradun, Dimapur, Jalgaon, Kohlapur, Pune, Aurangabad, Gondia, Akola, Sholapur and Juhu.
8) Answer: B
Prime Minister Narendra Modi gifted India’s first public transport ropeway to his parliamentary constituency Varanasi.
Narendra Modi, along with the ropeway laid the foundation stone for nine projects worth Rs 1592.49 crore while he also inaugurated 20 other projects of Rs 189.41 crore.
The ropeway will run from Cantonment Railway Station (Varanasi Junction) to Godaulia Square.
The scheme is worth Rs 644.49 crore.
After National Highway, Ring Road, Flyover, ROB in Varanasi, now rope way for public transport in the congested area will provide a lot of relief to local people as well as domestic and foreign tourists coming to Varanasi.
9) Answer: D
Tiwa tribesmen celebrate Yangli festival in Karbi Anglong district of Assam.
It was last celebrated in 2018.
About Yangli festival :
Tiwa is one of the major tribes of Assam, which celebrates this festival once in every three years.
Yangli is one of the important festivals of the Tiwas as it is related with agriculture which is the mainstay of their economy.
In this festival, the Tiwas worship for a bountiful harvest during this festival and to protect their crops from pests and other natural calamities.
Sowing of paddy starts immediately after celebrating this festival.
10) Answer: B
India’s e-commerce market is projected to grow from $83 billion in 2022 to $150 billion in 2026, according to FIS 2023 Global Payments Report.
The report added that cash use declined from 71 per cent of POS transaction value in 2019 to just 27 per cent in 2022.
The Unified Payments Interface (UPI) has helped e- commerce account-to-account (A2A) payments grow to $12 billion, which is up 53 per cent between 2021 and 2022, and digital wallets have also grown from 5 per cent to 35 per cent of POS value.
The Global Payments Report also shows that by 2026 A2A transaction value is expected to grow by 195 per cent to $36 billion.
11) Answer: B
Mayurbhanj district of Odisha has been listed by TIME Magazine among the 50 extraordinary destinations to explore in its list of the World’s Greatest Places of 2023.
Apart from Mayurbhanj, Ladakh is the second destination from India to be included in the coveted magazine.
The only place on earth to spot the exceedingly rare black tiger is open to visitors again.
The Magazine also refers to the other destinations of Odisha including the state capital Bhubaneswar.
“Stunning biodiversity and interminable heritage continue throughout the state.
12) Answer: B
Tata Power Company Limited (TATA Power) has re-appointed Mr Praveer Sinha as the company’s Chief Executive Officer (CEO) and Managing Director for a period of 4 years from May 1, 2023, to April 30, 2027.
His present tenure as a CEO and MD is scheduled to conclude on April 30, 2023.
Based on the recommendation of the Nomination and Remuneration Committee, the Board, at its meeting held on March 30, 2023, approved the re-appointment.
13) Answer: A
An Indian-origin software and robotics engineer Mr Amit Kshatriya has been appointed as first head of the American space agency, National Aeronautics and Space Administration’s (NASA’s) newly-established Moon to Mars Programme.
With this programme, NASA plans to ensure a long-term presence on the Moon to prepare for humanity’s next giant leap to the Red Planet.
Aim :
To carry out the agency’s human exploration activities on the Moon and Mars for the benefit of humanity.
In his new role, Mr Kshatriya will be responsible for programme planning and implementation for human missions to the Moon and Mars.
14) Answer: B
PTC India Limited, the leading provider of power trading solutions in India, announced that Dr Rajib Kumar Mishra has taken over as the Chairman and Managing Director (CMD) of the company.
About Dr Rajib Kumar Mishra :
Dr Rajib Kumar Mishra has worked as Executive Director PTC since October 2011 and was responsible for operations, business development, retail & advisory services.
He joined the PTC Board in February 2015 as Director (Marketing and Business Development).
He has also served NTPC and POWER GRID in various capacities.
15) Answer: E
The Ministry of Defence (MoD) signed a contract with Bharat Electronics Limited (BEL), Bangalore, Karnataka for procurement of 13 Lynx-U2 Fire Control Systems for the Indian Navy at a total cost of over Rs 1,700 crore under Buy {Indian – IDMM (Indigenously Designed Developed and Manufactured)} category.
About Lynx-U2 System :
The Lynx-U2 system is a naval gun fire control system designed and developed indigenously.
It is capable of accurately tracking and engaging targets amid sea clutter as well as air or surface targets.
The 4th generation Lynx-U2 System will be installed on New Generation Offshore Patrol Vessels to be built indigenously at Garden Reach Shipbuilders and Engineers and Goa Shipyard Limited.
16) Answer: B
The Indian Space Research Organisation (ISRO) has released images of Earth captured by the Earth Observation satellite (EOS-6) satellite.
The images are a mosaic generated by the ISRO’s National Remote Sensing Centre (NRSC).
NRSC/ISRO has generated a global False Colour Composite (FCC) mosaic from the images captured by the Ocean Colour Monitor (OCM) payload on board EOS-06.
Mosaic with 1 km spatial resolution is generated by combining 2939 individual images, after processing 300 GB data to show the Earth as seen during February 1 and 15.
17) Answer: B
Nokia has announced plans to launch a 4G mobile network on the moon.
This initiative is in collaboration with the National Aeronautics and Space Administration (NASA), and the 4G mobile network will be launched in a SpaceX rocket near the end of 2023.
Aim :
To improve communication capabilities and provide relief to astronauts during their missions while also enhancing lunar discoveries.
Key Highlights :
The network will be powered by an antenna-equipped base station stored in a Nova-C lunar lander and accompanied by a solar-powered rover.
The LTE connection will be set up between the lander and the rover.
The latest 4G network will be used during NASA’s upcoming Artemis 1 mission, which will send human astronauts to walk on the moon after a long time since 1972.
18) Answer: D
Germany’s World Cup-winning midfielder Mesut Ozil announced his retirement from football at the age of 34.
The former Real Madrid and Arsenal player was a key member of Germany’s World Cup-winning side in Brazil in 2014.
Ozil made 645 appearances for club and country, in which he scored 1 14 goals and had 222 assists.
19) Answer: C
Veteran Malayalam novelist, short story writer & two-time Kerala Sahitya Akademi Award winner Sarah Thomas passed away at the age of 88 in Thiruvananthapuram, Kerala.
About Sarah Thomas :
Sarah Thomas was born in September 1934, Trivandrum, Travancore. British Raj (now in Kerala).
Sarah, who has written 17 novels and over 100 short stories.
Her debut work ‘Jeevitham Enna Nadi’ (The river that is life) was published at the age of 34.
Her novel Narmadi Pudava won the Kerala Sahitya Akademi Award in the year 1979.
She also received the Kerala Sahitya Akademi award in 2010 for overall contribution to Malayalam literature.
20) Answer: A
International Day for Mine Awareness 2023 is observed all over the world on April 4th.
In 2023 the United Nations Mine Action Service will promote the International Day for Mine Awareness and Assistance in Mine Action under the theme “Safe Ground, Safe Steps, Safe Home”.
The United Nations’ International Day for Mine Awareness and Assistance in Mine Action is celebrated on the 4th of April every year.
The General Assembly on 8 December 2005 declared that each year on 4 April would be officially proclaimed and observed as the International Day for Mine Awareness and Assistance in Mine Action.
It was first observed on 4 April 2006.