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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 05th & 06th February 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) Which of the following has become the first Indian retailer to introduce Central Bank Digital Currency (CBDC), also known as the digital rupee (e₹-R) at its stores?
(a) Tata Neu
(b) Adani Power
(c) Reliance Retail
(d) NTPC
(e) Tech Mahindra
2) According to the data by the National Payments Corporation of India (NPCI), the Unified Payments Interface (UPI)-based transactions hit __________in January 2023
(a) 7.36 billion
(b) 9.23 billion
(c) 8.03 billion
(d) 5.46 billion
(e) 6.57 billion
3) Recently in February 2023, The ____ meeting of the Goods & Service Tax (GST) Council will be chaired by Union Finance Minister Nirmala Sitharaman in New Delhi.
(a) 50th
(b) 48th
(c) 49th
(d) 52nd
(e) 55th
4) Recently, The National Bank for Agriculture and rural development (NABARD) has estimated a credit potential of Rs. 34082 crore under the priority sector for _____________ for the year 2023-24.
(a) Arunachal Pradesh
(b) Assam
(c) Himachal Pradesh
(d) Ladakh
(e) Jammu and Kashmir
5) For which small finance bank the Reserve Bank of India (RBI) has imposed a monetary penalty of ₹39.50 lakhs?
(a) AU Small Finance Bank
(b) Equitas Small Finance Bank
(c) Capital Small Finance Bank
(d) ESAF Small Finance Bank
(e) North East Small Finance Bank
6) Recently, The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹30.00 lakh on the Bank of Baroda (BoB) for non-compliance with certain provisions of the ‘Reserve Bank of India – (Know Your Customer (KYC)) Direction,_______.
(a) 2008
(b) 2013
(c) 2016
(d) 2015
(e) 2014
7) Recently,The government has revised the definition of broadband connectivity. The Centre has specified a higher minimum download speed of ____Mbps (megabits per second).
(a) 2
(b) 5
(c) 3
(d) 1
(e) 4
8) As per the recent report, The Road Transport Ministry has asked states to register vehicles owned by people with disabilities under the ownership category of “______________.”
(a) Disabled People
(b) PWD
(c) Divyangjan
(d) Sahayak
(e) Bharti
9) Consider the following statement regarding the India Energy Week . Which of the following statement is incorrect?
(i) Prime Minister Narendra Modi has launched a solar cooking system and garments made of recycled plastic bottles at the India Energy Week in Mumbai, Maharashtra.
(ii) Both are developed by the Indian Oil Corporation’s research lab.
(iii) Modi will also launch the E20 fuel, or petrol blended with 20% ethanol, at 84 retail outlets of oil marketing companies in 11 states and union territories, the petroleum and natural gas ministry.
(a) Only (i)
(b) Both (i) and (ii)
(c) Only (ii)
(d) Both (ii) and (iii)
(e) All (i), (ii) and (iii)
10) Recently, The Neeli Jheel ecotourism site has been opened in the Asola Bhatti Wildlife Sanctuary. Where is the Asola Bhatti Wildlife Sanctuary located?
(a) Andhra Pradesh
(b) Karnataka
(c) Delhi
(d) Maharashtra
(e) Madhya Pradesh
11) As per the recent report, The Commerce and Industry Ministry is planningto implement the new Foreign Trade Policy (FTP) on ____________.
(a) December 2023
(b) July 2024
(c) April 2023
(d) March 2024
(e) August 2023
12) Name the WhatsApp chatbot, which was launched by the Delhi Deputy Chief Minister (CM) Manish Sisodia?
(a) Whats Mitra
(b) Bal Mitra
(c) Sunn Mitra
(d) Mitra Chat
(e) Chat Karo
13) Which of the following state celebrate the ‘Desert Festival’ every year in February?
(a) Gujarat
(b) Madhya Pradesh
(c) Maharashtra
(d) Rajasthan
(e) Jharkhand
14) IndusInd International Holdings Limited has received a go-ahead from the Reserve Bank of India (RBI) to increase its stake in IndusInd Bank Limited to ______ from the current 15.16%.
(a) 19%
(b) 23%
(c) 28%
(d) 31%
(e) 26%
15) Which of the following country has emerged as India’s top destination for merchandise exports during April-December this fiscal at USD 59.7 billion?
(a) US
(b) Singapore
(c) France
(d) Canada
(e) Germany
16) Which state has the highest number of electric vehicle (EV) sales in India under the second phase of the Faster Adoption and Manufacturing of Electric Vehicles (FAME) scheme?
(a) Haryana
(b) Punjab
(c) Uttar Pradesh
(d) Maharashtra
(e) Madhya Pradesh
17) Which of the following institutions has partnered with Drone Destination to open Bihar’s 1stgovernment-approved UAV training centre?
(a) IIT Patna
(b) IIT Bombay
(c) Banaras Hindu University
(d) Jawaharlal Nehru University
(e) IIM Indore
18) Veteran film director and Dadasaheb Phalke award winner Kasinathuni Vishwanath passed away at the age of 92. He was awarded the Padma Shri in _________.
(a) 1993
(b) 1989
(c) 1992
(d) 1996
(e) 1995
19) Every year, The International Day Against Female Genital Mutilation has been observed on which of the following date?
(a) 7 February
(b) 5 February
(c) 8 February
(d) 6 February
(e) 4 February
20) Where is the headquarters of the United Nations International Children’s Emergency Fund (UNICEF) located?
(a) Geneva, Switzerland
(b) New York, United States
(c) Paris, France
(d) Rome, Italy
(e) Washington DC, United States
Answers :
1) Answer: C
Reliance Retail has become the first Indian retailer to introduce Central Bank Digital Currency (CBDC), also known as the digital rupee (e₹-R) at its stores.
The launch of this facility was in collaboration with Innoviti Technologies, ICICI Bank, and Kotak Mahindra Bank.
At the launch event, V Subramaniam, Director of Reliance Retail Ltd, stated that just like the use of the Unified Payments Interface (UPI), the digital currency will also become a part of India’s payment ecosystem.
The firm has piloted the use of the Digital Rupee in one store in Mumbai and plans to make this facility available in all its stores in Mumbai within the next 3 to 4 months, by Reserve Bank of India (RBI) norms.
Reliance was also the first to introduce dynamic QR-based in-store UPI payments.
2) Answer: C
According to the data by the National Payments Corporation of India (NPCI), the Unified Payments Interface (UPI)-based transactions hit 8.03 billion in January 2023 a substantial increase from the 7.82 billion transactions recorded in December 2022.
The value of transactions hit nearly Rs 13 trillion in Jan 2023.
The rise in UPI transactions coincides with the growth in digital lending.
Key Highlights :
In 2022, Digital payments show an increase of 76% in transactions and 91% in value.
The Economic Survey 2023 also highlighted the economic growth of the country led by digital infrastructure and how digital enablements are nurturing India’s vision of a $1 trillion digital economy by 2025.
3) Answer: C
The 49th meeting of the Goods & Service Tax (GST) Council is scheduled to be held in New Delhi on February 18, 2023. The GST Council meeting will be chaired by Union Finance Minister Nirmala Sitharaman.
The council is likely to take up issues relating to taxation on ‘pan masala’ and ‘gutka’ companies, setting up of appellate tribunals, and GST levy on online gaming, casino, and horse racing.
The 48th Meeting of the GST Council was held on December 17, 2022, through video conference, under the chairpersonship of the Union Finance and Corporate Affairs Minister Nirmala Sitharaman.
About GST Council :
Chairperson : Union Finance Minister (Nirmala Sitharaman)
On Sep 12, 2006, the Union Cabinet Chaired by Prime Minister (PM) Narendra Modi approved the establishment of the GST Council.
As per Article 279A (1) of the amended Constitution, the president should approve to constitute within 60 days of the commencement of Article 279A.
4) Answer: E
The National Bank for Agriculture and rural development (NABARD) has estimated a credit potential of Rs 34082 crore under the priority sector for the Union Territory (UT) of Jammu and Kashmir (J&K) for the year 2023-24.
The focus paper was launched in the Credit Seminar of NABARD.
During the seminar, as per paper credit estimates for various sub-sectors of the priority sector were presented, which included Rs 18,732 crore for agriculture (Rs 17,312 crore in farm credit, Rs 467 crore for agriculture infrastructure, Rs 676 crore for food and agro-processing) and Rs 11,167 crore for MSME segment 2023-24.
5) Answer: E
The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹39.50 lakhs on North East Small Finance Bank Limited.
Reason :
For non-compliance with the directions issued by RBI on ‘Prudential Norms on Income Recognition, Asset Classification, and Provisioning about Advances – Divergence in NPA Accounts’ and ‘Prudential Guidelines on Capital Adequacy and Market Discipline-New Capital Adequacy Framework (NCAF)’.
This penalty has been imposed in the exercise of powers vested in RBI under the provisions of Section 47 A (1) (c) read with Section 46 (4) (i) of the Banking Regulation Act, 1949.
6) Answer: C
The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹30.00 lakh on the Bank of Baroda (BoB) for non-compliance with certain provisions of the ‘Reserve Bank of India – (Know Your Customer (KYC)) Direction, 2016’ and Reserve Bank of India (Interest Rate on Deposits) Directions, 2016.
This penalty has been imposed in the exercise of powers vested in RBI under the provisions of section 47 A (1) (c) read with section 46 (4) (i) and Section 51(1) of the Banking Regulation Act, 1949.
This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.
7) Answer: A
The government has revised the definition of broadband connectivity. The Centre has specified a higher minimum download speed of 2 Mbps (megabits per second).
Earlier, the definition notified by the Telecom Department in July 2013 had benchmarked it to 512 kbps (kilobits per second) as the minimum download speed.
In supersession of the definition of broadband issued vide notification dated July 18, 2013, and after consideration of the recommendation of the Telecom Regulatory Authority of India (TRAI), the Central Government hereby revises the definition of broadband as follows
As of November 30, 2022, India had about 825.4 million broadband subscribers, of which 793.5 million were wireless broadband users and the rest were wireline.
The top five service providers constituted 98.4% market share of the total broadband subscribers at the end of November 2022.
India’s top-5 service providers are- Reliance Jio Infocomm Ltd (430.18 million), Bharti Airtel (230.56 million), Vodafone Idea (123.48 million), BSNL (25.85 million) and Atria Convergence (2.14 million).
As per Ookla’s Speedtest Global Index for December 2022, India recorded 25.29 Mbps median mobile download speeds, bettering 18.26 Mbps in November 2022.
8) Answer: C
The road transport ministry has asked states to register vehicles owned by people with disabilities under the ownership category of “Divyangjan” and extend necessary tax benefits, instead of insisting on only new and adapted vehicles for extending these benefits to them.
Persons with disabilities who own a vehicle and hire a driver can’t be deprived of getting vehicle registration under the “Divyangjan” category.
This means now it is the ownership of the vehicle and not the type of vehicle that will be the deciding factor for registration under the “Divyangjan” category.
The ministry issued the circular after receiving several complaints citing how the state registering authorities were not recording ownership type as “Divyangjan” in the registration certificate of vehicles owned by such persons.
9) Answer: A
Prime Minister Narendra Modi will launch a solar cooking system and garments made of recycled plastic bottles, both developed by the Indian Oil Corporation’s research lab, at the India Energy Week on February 6 in Bengaluru.
Modi will also launch the E20 fuel, or petrol blended with 20% ethanol, at 84 retail outlets of oil marketing companies in 11 states and union territories, the petroleum and natural gas ministry.
Ethanol blending in the country increased to more than 10% in 2022 from 1.53% in 2014.
Along with the launch of E20, the Green Mobility Rally shall be part of the IEW-23 to create public awareness for the green fuels in the country such as E20, flex fuels, hydrogen fuels, CNG, etc..,
Indian Oil Corporation’s research and development center at Faridabad in Haryana has developed an “innovative and patented Indoor solar cooking system after extensive lab and field testing.
10) Answer: C
Delhi Environment minister Gopal Rai opened the Neeli Jheel ecotourism site in the Asola Bhatti Wildlife Sanctuary to the public.
The 40-hectare site will feature artificial waterfalls, selfie points, trails and facilities such as a cafeteria, and golf carts and electric cycles will be added soon.
Delhiites can come with families and enjoy the natural beauty of this place.
Neeli Jheel has been developed as an eco-tourism site.
Eco-friendly material has been used in all the facilities.
All four artificial waterfalls are operated by solar systems.
Orders have also been issued to the officers of the department to make arrangements for golf carts and electric cycles for tourists and to construct an eco-friendly cafeteria near Neeli Jheel.
11) Answer: C
The Commerce and Industry Ministry is working on implementing the new Foreign Trade Policy (FTP) on April 1, 2023, with officials giving the draft a final go-through, but a decision on its duration is yet to be taken, a source close to the development said.
As decided earlier, there would be no big bang announcement on incentives as export sops are not compatible with WTO rules.
The policy, however, will have a vision statement for future growth and various facilitating provisions in areas such as automation, IT enablement, trade facilitation, cost reduction, support for MSMEs, promotion of e-commerce, R&D, and district export hubs
12) Answer: B
Delhi Deputy Chief Minister (CM) Manish Sisodia launched the WhatsApp chatbot named Bal Mitra. The Chatbot was developed by the Delhi Commission for Protection of Child Rights (DCPCR) which is an effort to enable two-way communication between people and the child rights panel.
Aim :
To provide accurate information about children and their rights while maintaining the confidentiality of information reported to it
13) Answer: D
The 4-day Jaisalmer ‘Desert Festival’, locally called Maru Mahotsav’, is celebrated in Rajasthan during February every year.
The festival is being organized by the Rajasthan Tourism Department in collaboration with Jaisalmer District Administration.
Along the way, groups of artists performed folk dances like Kalbelia, Horse, Kachhi Ghodi, Gair, etc.
14) Answer: E
IndusInd International Holdings Limited, a subsidiary of the Hinduja Group has received a go-ahead from the Reserve Bank of India (RBI) to increase its stake in IndusInd Bank Limited to 26% from the current 15.16%.
Hinduja Group will contribute more than Rs 10,000 crore to IndusInd Bank.
With this, IndusInd Bank has become the first bank to have its promoter increase its shareholding to 26%.
The go-ahead given by the regulator is in-line with newly introduced Reserve Bank of India (Acquisition and Holding of Shares or Voting Rights in Banking Companies) Directions, 2023,
As of December 2022, Hinduja Group owned a 16.51% stake, and 15.16% voting shares in IndusInd Bank via IndusInd International Holdings Limited (IIHL), Mauritius.
15) Answer: A
The US has emerged as India’s top destination for merchandise exports during April-December this fiscal at USD 59.7 billion.
In a written reply to the Rajya Sabha, Commerce and Industry Minister Piyush Goyal said the government has taken a series of measures to promote the country’s exports.
The steps include an extension of existing foreign trade policy till March 31; an extension of interest equalization (subsidy) scheme on pre and post-shipment rupee export credit till March 31 next year; and a roll-out of Remission of Duties and Taxes on Exported Products (RoDTEP) scheme.
According to the data, the US was followed by UAE (USD 23.31 billion); Netherlands (USD 14.1 billion); China (USD 11 billion); Singapore, and Bangladesh (about USD 9 billion each).
16) Answer: D
Maharashtra has so far seen the highest number of electric vehicle (EV) sales in the country under the second phase of the Faster Adoption and Manufacturing of Electric Vehicles (FAME) scheme.
Karnataka took the second spot, followed by Tamil Nadu, Gujarat, Rajasthan, and Uttar Pradesh.
Together, these six states accounted for more than 60% of the total sales, so far, under the EV promotion scheme.
Maharashtra, Karnataka, Tamil Nadu, Gujarat, Rajasthan, and Uttar Pradesh accounted for more than 60% of the total sales under the Centre’s FAME-II scheme
In total, more than 8.59 Lakh EVs have so far been sold across the country under the scheme
17) Answer: A
One of India’s leading unmanned aerial vehicle (UAV) training and manufacturing groups, Delhi-based Drone Destination (DD) Private Limited, has signed a memorandum of Understanding (MoU) with the Indian Institute of Technology (IIT) Patna to open Bihar’s first government-approved drone training hub.
DD is the state-run Indira Gandhi Rashtriya Udan Academy (IGRUA)’s partner for drone training and has several centers across India.
IIT Patna has been at the forefront of being a technology-first institution and plans to develop a large Drone Centre of Excellence to propel the UAV ecosystem.
Drone Destination became the first Drone Training Organisation to certify over 1,200 DGCA-certified Drone Pilots in the country along with our training partners IGRUA and Sanskardham.
It became National Skill Development Corporation’s (NSDC’s) first Drone Training Partner and plans to jointly open 10 new drone hubs as well as offer first-of-its-kind skill loans to make training affordable and a lucrative career choice for our aspiring drone enthusiasts.
18) Answer: C
Veteran film director and Dadasaheb Phalke award winner Kasinathuni Vishwanath passed away at the age of 92 in Hyderabad, Telangana.
About Kasinathuni Vishwanath :
Kasinadhuni Viswanath was born on 19 February 1930 in Repalle of Guntur district, Andhra Pradesh (AP).
He was fondly called “Kalatapasvi” (a sage of arts).
He was a screenwriter and actor and gained popularity in Telugu, Tamil, and Hindi films.
He directed 50 movies since 1965, starting with “Aatma Gowravam” which starred Akkineni Nageswara Rao and won the Nandi Award for the best feature film.
He directed award-winning films such as “Sankarabharanam,” “Sagara Sangamam,” “Swati Mutyam,” “Saptapadi,” “Kaamchor,” “Sanjog,” and “Jaag Utha Insaan.”
His last film was Shubapradam in 2010.
Awards & Honors :
In 1992 he received the Raghupathi Venkaiah Award – Lifetime achievement for outstanding contributions to Telugu cinema.
In 1992, he was awarded the Padma Shri, the fourth-highest civilian award in India.
In 2016, he received the prestigious Dadasaheb Phalke award, the highest recognition in Indian cinema, as the 48th recipient of the award.
He received 5 National Awards, 20 Nandi Awards (given by the Andhra Pradesh government), and 10 Filmfare trophies.
19) Answer: D
International Day Against Female Genital Mutilation 2023 is observed on the 6th of February 2023.
The Joint Programme on Female Genital Mutilation/Cutting was initiated by UNFPA and UNICEF in 2007 to accelerate the abandonment of the practice.
In 2008, WHO and 9 other United Nations partners released a declaration titled “Eliminating Female Genital Mutilation: An Interagency Statement” regarding the abolition of FGM.
WHO 2010 published a “Global strategy to stop health care providers from performing female genital mutilation” in collaboration with other key UN agencies and international organizations.
The UN General Assembly in 2012 adopted a resolution A/RES/67/14 on the elimination of Female Genital Mutilation (FGM).
20) Answer: B
UNICEF:
UNICEF originally called the United Nations International Children’s Emergency Fund in full, now officially United Nations Children’s Fund is an agency of the United Nations responsible for providing humanitarian and developmental aid to children worldwide.
Headquarters: New York, United States
Founded: 11 December 1946
Founders: United Nations General Assembly, Ludwik Rajchman
Head: Catherine M. Russell
