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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 10th April 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

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1) What is the revised GDP growth forecast for India as per the latest RBI update?

(a) 7.2%

(b) 6.8%

(d) 6.7%

(e) 7.0%

2) Recently, The new update allows NPCI to revise the transaction limits for P2M payments, which could go up to ₹2 lakh or ₹5 lakh in some cases. Before the revision, what was the transaction limit for both P2P and P2M UPI payments?

(a) ₹50,000

(b) ₹75,000

(d) ₹1 lakh

(e) ₹1.5 lakh

3) Which company collaborated with NPCI BHIM Services Limited (NBSL) and Axis Bank to launch the Turbo UPI plugin?

(a) PhonePe

(b) Razorpay

(d) Google Pay

(e) BharatPe

4) Which fintech firm has signed a multi-year contract with the Central Bank of India to enhance offline digital payment solutions?

(a) Razorpay

(b) NPST

(d) PayU

(e) PhonePe

5) What is the initial Net Asset Value (NAV) of the PNB MetLife Pension Premier Multicap Fund during the subscription period?

(a) ₹5

(b) ₹10

(d) ₹20

(e) ₹25

6) What new technology has EPFO introduced for UAN generation and activation?

(a) Biometric fingerprint authentication

(b) Voice recognition system

(d) QR code verification

(e) Iris scan authentication

7) What is the full form of M-CADWM?

(a) Modernized Canal and Water Management

(b) Modernization of Command Area Development and Water Management

(d) Mission for Canal Area Development and Water Modernization

(e) Micro-irrigation Command and Water Management

8) Which of the following is NOT one of the key themes of Poshan Pakhwada 2025?

(a) First 1,000 days of life

(b) Promotion of Poshan Tracker’s beneficiary module

(d) Artificial Intelligence in Nutrition Management

(e) Addressing childhood obesity

9) Under which funding model will the Zirakpur Bypass be developed?

(a) Public-Private Partnership (PPP)

(b) Build-Operate-Transfer (BOT)

(d) Engineering, Procurement, and Construction (EPC)

(e) Viability Gap Funding (VGF)

10) Recently in news, Over 77,000 Panchayats Honoured in Inaugural Panchayat Progress Index. Which two states had the most “Front Runner” Gram Panchayats?

(a) Maharashtra and Karnataka

(b) Tamil Nadu and West Bengal

(d) Uttar Pradesh and Bihar

(e) Punjab and Haryana

11) What is the total length of the Tirupati-Pakala-Katpadi railway line that will be doubled?

(a) 96 km

(b) 104 km

(d) 120 km

(e) 132 km

12) Who is trained as “Niveshak Didis” under this initiative?

(a) Bank employees

(b) Women postal workers and local community leaders

(d) College students specializing in finance

(e) Government officers working in the finance sector

13) Which organization leads the Artemis Accords initiative?

(a) United Nations Office for Outer Space Affairs (UNOOSA)

(b) European Space Agency (ESA)

(d) National Aeronautics and Space Administration (NASA)

(e) Indian Space Research Organisation (ISRO)

14) Who has been elected as the Vice-President of the All India Ophthalmological Society (AIOS)?

(a) Dr. Aravind Srinivasan

(b) Dr. Mohan Rajan

(d) Dr. Prakash Patel

(e) Dr. Sudha Menon

15) Who has been appointed as the Chairperson of the Commonwealth Observer Group (COG) for Gabon’s election?

(a) Paul Kagame

(b) Danny Faure

(d) Ellen Johnson Sirleaf

(e) Muhammadu Buhari

16) Who presented the ‘City Key of Honour’ to President Droupadi Murmu?

(a) The Prime Minister of Portugal

(b) The President of Portugal

(d) The Mayor of Lisbon

(e) The Indian Ambassador to Portugal

17) What is the total value of the deal India approved to acquire Rafale Marine fighter jets from France?

(a) ₹50,000 crore

(b) ₹55,000 crore

(d) ₹63,000 crore

(e) ₹70,000 crore

18) Which company organized India’s first large-scale Agentic AI Hackathon?

(a) TCS

(b) Infosys

(d) Wipro

(e) Google India

19) How many MoUs did the Odisha government sign with the Union Ministry of Petroleum and Natural Gas?

(a) 5

(b) 8

(d) 13

(e) 15

20) When was World Homeopathy Day celebrated?

(a) March 10

(b) April 10

(d) June 10

(e) July 10

Answers :

1) Answer: C

Short Explanation:

Sanjay Malhotra, the new Reserve Bank of India (RBI) Governor, announced his second monetary policy decision after taking charge, succeeding Shaktikanta Das.

The Monetary Policy Committee (MPC) unanimously decided to cut the repo rate by 25 basis points (bps) to 6.00%.

GDP Growth Forecast Adjustment: The GDP growth forecast for India was revised downward to 6.5% from the previous projection of 6.7% due to global uncertainties, including the impact of international trade tensions.

Detailed Explanation:

Sanjay Malhotra, the new Reserve Bank of India (RBI) Governor, announced his second monetary policy decision after taking charge, succeeding Shaktikanta Das.

The Monetary Policy Committee (MPC) unanimously decided to cut the repo rate by 25 basis points (bps) to 6.00%.

Impact of Global Factors on India’s Growth:US Tariffs: The announcement follows the 26% reciprocal tariffs imposed by US President Donald Trump on Indian imports, which came into effect on April 9, 2025.

The global trade tensions and higher tariffs are expected to have a negative impact on India’s exports and dampen domestic growth due to uncertainty in global markets.

Past Rate Reductions and Hikes:In his first monetary policy in February, Governor Malhotra had reduced the repo rate by 25 bps to 6.25%.

2) Answer: D

Short Explanation:

The Reserve Bank of India (RBI) has approved the increase of transaction limits for person-to-merchant (P2M) payments made through the Unified Payments Interface (UPI).

Transaction Limits for P2M Payments: Previously, UPI transactions were capped at ₹1 lakh for both person-to-person (P2P) and P2M payments.

The new update allows NPCI to revise the transaction limits for P2M payments, which could go up to ₹2 lakh or ₹5 lakh in some cases.

Detailed Explanation:

The Reserve Bank of India (RBI) has approved the increase of transaction limits for person-to-merchant (P2M) payments made through the Unified Payments Interface (UPI).

Transaction Limits for P2M Payments: Previously, UPI transactions were capped at ₹1 lakh for both person-to-person (P2P) and P2M payments.

The new update allows NPCI to revise the transaction limits for P2M payments, which could go up to ₹2 lakh or ₹5 lakh in some cases.

NPCI’s Role: The National Payments Corporation of India (NPCI) has been authorized by RBI to revise and set the new transaction limits for P2M payments in collaboration with banks and payment service providers.

Consultation with Stakeholders: NPCI must consult with all stakeholders in the UPI ecosystem before implementing changes to the transaction limits.

However, banks will maintain discretion to set internal limits within the upper limits defined by NPCI.

3) Answer: B

Short Explanation:

Razorpay, in collaboration with NPCI BHIM Services Limited (NBSL) and Axis Bank, has launched the Turbo UPI plugin on the BHIM Vega platform.

Detailed Explanation:

Razorpay, in collaboration with NPCI BHIM Services Limited (NBSL) and Axis Bank, has launched the Turbo UPI plugin on the BHIM Vega platform.

This initiative aims to improve digital payment experiences for businesses and customers.

The plugin allows businesses to accept in-app payments without redirecting users to third-party apps.

It aims to eliminate friction in UPI transactions, resulting in quicker and safer payments.

The plugin is designed to provide a future-ready UPI payment experience with increased speed and reliability.

Problem Solved:The plugin addresses the common issue of redirection to external apps during UPI payments, which causes transaction drop-offs.

It reduces transaction fall-offs by allowing users to make payments directly within the app.

Technical Advancements:The Turbo UPI plugin leverages BHIM Vega’s infrastructure to provide optimized payment routing.

4) Answer: B

Short Explanation:

NPST, a prominent fintech firm, has signed a multi-year contract with the Central Bank of India to enhance offline digital payment solutions across India.

Qynx Platform Deployment: The collaboration will involve deploying NPST’s Qynx platform, a Payment Platform-as-a-Service (PPaaS), to facilitate the expansion of offline payment acceptance in India.

Detailed Explanation:

NPST, a prominent fintech firm, has signed a multi-year contract with the Central Bank of India to enhance offline digital payment solutions across India.

Qynx Platform Deployment: The collaboration will involve deploying NPST’s Qynx platform, a Payment Platform-as-a-Service (PPaaS), to facilitate the expansion of offline payment acceptance in India.

Central Bank of India’s Role: With over 4,600 branches, the Central Bank of India will utilize NPST’s technology to bolster its payment infrastructure, especially in semi-urban and rural regions.

Focus on Offline Digital Payments: The partnership is aimed at improving offline digital payment systems, helping to increase digital transactions in regions with limited internet access.

Market Share and Selection: NPST won a 40% share of a nationwide initiative to enhance India’s offline payment infrastructure after a thorough evaluation process.

Qynx Merchant Switch: NPST will integrate QR-based SoundBox devices and utilize the Qynx Merchant Switch for real-time transaction processing, automated reconciliation, and centralized merchant management.

5) Answer: B

Short Explanation:

PNB MetLife India Insurance Company has partnered with Policybazaar to launch the PNB MetLife Pension Premier Multicap Fund under its Unit-Linked Insurance Plans (ULIPs).

Subscription Period: The fund is open for subscription from April 1 to April 15, 2025, with an initial Net Asset Value (NAV) of ₹10, after which it will be available at market value.

Detailed Explanation:

PNB MetLife India Insurance Company has partnered with Policybazaar to launch the PNB MetLife Pension Premier Multicap Fund under its Unit-Linked Insurance Plans (ULIPs).

Objective: The fund is designed to help customers build a robust retirement corpus while also offering life insurance coverage to ensure financial protection for families.

Available Plan: The Pension Premier Multicap Fund is available through the PNB MetLife Smart Invest Pension Plan (UIN 117L137V02), which combines wealth creation and life insurance.

Subscription Period: The fund is open for subscription from April 1 to April 15, 2025, with an initial Net Asset Value (NAV) of ₹10, after which it will be available at market value.

Diversified Portfolio: Investments are spread across various sectors and market capitalizations to ensure balanced growth.

Proven Strategy: The fund follows PNB MetLife’s successful multicap investment strategy for consistent wealth generation.

6) Answer: C

Short Explanation:

Employees’ Provident Fund Organisation (EPFO) has introduced Aadhaar-based face authentication technology (FAT) for the generation and activation of the Universal Account Number (UAN).

Detailed Explanation:

Employees’ Provident Fund Organisation (EPFO) has introduced Aadhaar-based face authentication technology (FAT) for the generation and activation of the Universal Account Number (UAN).

This technology eliminates the need for manual employer intervention and helps in reducing errors during the UAN generation process.

EPFO allotted over 1.26 crore UANs in FY 2024-25, but only 35% were activated by members due to various issues, including confusion around Aadhaar OTP activation.

New UAN Activation Process:Employees can now generate and activate their UAN directly via the UMANG App and AadhaarFaceRD App.

The process includes entering Aadhaar and Aadhaar-linked mobile number, consenting to OTP validation, and capturing a live photo for face authentication.

Once matched with Aadhaar records, UAN is generated and activated, and the e-UAN card can be downloaded instantly.

7) Answer: B

Short Explanation:

The Union Cabinet approved the Modernization of Command Area Development and Water Management (M-CADWM) as a sub-scheme of the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) with an outlay of ₹1,600 crore.

Detailed Explanation:

Scheme Duration: The M-CADWM scheme will run from 2025 to 2026.

Objective: The scheme aims to modernize the irrigation water supply network to ensure efficient delivery of water to farming clusters from existing canals or other sources.

Technological Advancements: It focuses on improving water efficiency through advanced technologies like SCADA (Supervisory Control and Data Acquisition) and IoT (Internet of Things), which will help with water accounting and management.

Micro-Irrigation: The introduction of underground pressurized piped irrigation systems (up to 1 hectare per farm) is a key component, which will help enhance micro-irrigation practices.

8) Answer: D

Short Explanation:

The Ministry of Women and Child Development (MWCD) will organize the 7th edition of Poshan Pakhwada from April 8 to 22, 2025, as part of its nationwide campaign to fight malnutrition and promote healthy lifestyles.

The 15-day campaign will focus on four key themes:

First 1,000 days of life – emphasizing nutrition and care from conception to two years of age.

Promotion of the Poshan Tracker’s beneficiary module – encouraging usage to monitor nutritional status.

Community-based management of malnutrition – local strategies to detect, treat, and prevent malnutrition.

Addressing childhood obesity – promoting lifestyle changes, including balanced diets and physical activity.

Detailed Explanation:

The 15-day campaign will focus on four key themes:

First 1,000 days of life – emphasizing nutrition and care from conception to two years of age.

Promotion of the Poshan Tracker’s beneficiary module – encouraging usage to monitor nutritional status.

Community-based management of malnutrition – local strategies to detect, treat, and prevent malnutrition.

Addressing childhood obesity – promoting lifestyle changes, including balanced diets and physical activity.

The campaign will start with an inaugural address by Union MoS Savitri Thakur, connecting with officials and Anganwadi workers via national webcast.

Union Minister Annpurna Devi will visit Arunachal Pradesh in early April to review nutrition and child welfare programs, showing focus on regional outreach and support for vulnerable populations.

9) Answer: C

Short Explanation:

The Cabinet Committee on Economic Affairs approved the construction of a six-lane access-controlled Zirakpur Bypass with an estimated cost of ₹1,878.31 crore.

Length and Scope: The bypass will span a total length of 19.2 km, covering the states of Punjab and Haryana.

Funding Mode: The project will be developed under the Hybrid Annuity Mode.

Detailed Explanation:

The Cabinet Committee on Economic Affairs approved the construction of a six-lane access-controlled Zirakpur Bypass with an estimated cost of ₹1,878.31 crore.

Length and Scope: The bypass will span a total length of 19.2 km, covering the states of Punjab and Haryana.

Funding Mode: The project will be developed under the Hybrid Annuity Mode.

Route:It will start at the junction with National Highway-7 (Zirakpur-Patiala) and end at the junction with National Highway-5 (Zirakpur-Parwanoo).

The route will follow the Punjab Government’s Master Plan alignment in Zirakpur and extend up to Panchkula in Haryana.

Objective: The primary goal is to reduce traffic congestion in Zirakpur, Panchkula, and surrounding areas by diverting through-traffic from important corridors like Patiala, Delhi, and Mohali Aerocity.

10) Answer: C

Short Explanation:

The Ministry of Panchayati Raj launched the first-ever Panchayat Advancement Index (PAI) for FY 2022-23 to assess and track the performance of Gram Panchayats (GPs) on various development indicators.

Top-performing States:Gujarat and Telangana were the leading states with the most Front Runner GPs (346 and 270, respectively).

Detailed Explanation:

PAI Data:2,55,699 GPs were assessed, with 2,16,285 GPs submitting validated data.

Front Runners: 699 GPs (0.3%).

Performers: 77,298 GPs (35.8%).

Aspirants: 1,32,392 GPs (61.2%).

Beginners: 5,896 GPs (2.7%).

No Panchayat achieved the highest “Achiever” category.

Top-performing States:Gujarat and Telangana were the leading states with the most Front Runner GPs (346 and 270, respectively).

Other top-performing states included Maharashtra, Madhya Pradesh, and Uttar Pradesh.

Low-performing States:Bihar, Chhattisgarh, and Andhra Pradesh had a higher concentration of Aspirant GPs.

11) Answer: B

Short Explanation:

The Union Cabinet approved the doubling of the Tirupati-Pakala-Katpadi railway line, spanning 104 km across Andhra Pradesh and Tamil Nadu, with an investment of approximately ₹1,332 crore.

Detailed Explanation:

Objective: The initiative aims to improve connectivity, enhance mobility, and promote sustainable regional development by increasing the railway line’s capacity and easing congestion.

Multi-Tracking Initiative: The project is part of the PM-Gati Shakti National Master Plan, which aims to improve multi-modal connectivity across India and boost the movement of people, goods, and services.

Geographical Coverage: The project will span three districts in Andhra Pradesh and Tamil Nadu and will extend Indian Railways’ network by about 113 kilometers.

Tourism and Religious Connectivity: The line connects key religious and tourist destinations, including Tirupati (Tirumala Venkateswara Temple), Sri Kalahasti Shiva Temple, Kanipakam Vinayaka Temple, and Chandragiri Fort.

12) Answer: B

Short Explanation:

The Investor Education and Protection Fund Authority (IEPFA), in collaboration with India Post Payments Bank (IPPB), launched Phase 2 of the “Niveshak Didi” initiative — a campaign aimed at empowering rural women with financial literacy.

Niveshak Didi is a unique financial literacy programme that trains women postal workers and local community leaders to become financial educators.
Detailed Explanation:

Niveshak Didi is a unique financial literacy programme that trains women postal workers and local community leaders to become financial educators.
Niveshak Didis are equipped with tools and knowledge to educate their peers on:

Budgeting and saving

Responsible investing

Digital banking tools

Fraud and scam awareness

13) Answer: D

Short Explanation:

Bangladesh has become the latest member of the Artemis Accords, a US-led initiative focused on exploring the Moon and advancing space exploration, including long-term lunar settlements and eventual missions to Mars.

Signing of the Accords:Ashraf Uddin, Bangladesh’s Secretary of Defense, signed the Artemis Accords in Dhaka on behalf of the country.

Detailed Explanation:

Signing of the Accords:Ashraf Uddin, Bangladesh’s Secretary of Defense, signed the Artemis Accords in Dhaka on behalf of the country.

Artemis Accords Overview:The Artemis Accords, established in 2020 by NASA, the US Department of State, and seven other countries, are a set of guidelines designed to ensure peaceful and sustainable exploration of the Moon.

The accords aim to enhance the safety of space operations and minimize risks and uncertainties in civil space exploration.

Global Participation:More than 50 countries have signed the Artemis Accords, which emphasize international cooperation in space exploration.

India’s Involvement:India signed the Artemis Accords in 2023 to foster cooperation between the US and India, focusing on lunar exploration and space research beyond Earth.

14) Answer: B

Short Explanation:

Dr. Mohan Rajan, Chairman and Medical Director of Rajan Eye Care Hospital, was elected as Vice-President of the All India Ophthalmological Society (AIOS).

Detailed Explanation:

Dr. Mohan Rajan, Chairman and Medical Director of Rajan Eye Care Hospital, was elected as Vice-President of the All India Ophthalmological Society (AIOS).

Organization Details:AIOS is a national body comprising over 29,000 ophthalmologists.

Election Announcement:His election was announced on April 5, 2025, during the general body meeting held at the Asia Pacific Academy Congress in New Delhi.

Significance for Tamil Nadu:Dr. Rajan is the fifth person from Tamil Nadu to be elected to this position in the 84-year history of AIOS.

15) Answer: B

Short Explanation:

The Commonwealth Observer Group (COG) has been appointed to monitor Gabon’s presidential election, scheduled for 12 April 2025.

Leadership of the Commonwealth Observer Group: The Chairperson of COG is His Excellency Danny Faure, the former President of the Republic of Seychelles.

Detailed Explanation:

The Commonwealth Observer Group (COG) has been appointed to monitor Gabon’s presidential election, scheduled for 12 April 2025.

The COG’s primary responsibility is to assess whether the election process is conducted in a fair, transparent, and accountable manner.

Leadership of the Commonwealth Observer Group: The Chairperson of COG is His Excellency Danny Faure, the former President of the Republic of Seychelles.

He will lead a team of seven experts from various fields, including electoral management, law, politics, human rights, and media.

His extensive background in governance makes him an ideal candidate to oversee the mission.

16) Answer: D

Short Explanation:

On April 7, 2025, Indian President Smt. Droupadi Murmu received the ‘City Key of Honour’ of Lisbon from the Mayor of Lisbon at a ceremony held at the City Hall in Lisbon, Portugal.

Detailed Explanation:

On April 7, 2025, Indian President Smt. Droupadi Murmu received the ‘City Key of Honour’ of Lisbon from the Mayor of Lisbon at a ceremony held at the City Hall in Lisbon, Portugal.

Significance of the Award: The President expressed gratitude towards the Mayor and people of Lisbon for the honor.

She highlighted Lisbon’s open-mindedness, warmth, cultural richness, and its leadership in innovation, digital public infrastructure, and technological advancements.

Bilateral Cooperation with Portugal: President Murmu emphasized the potential for further India-Portugal cooperation in technological and digital domains, marking the strong relationship between the two countries.

17) Answer: D

Short Explanation:

India has approved a ₹63,000 crore deal to acquire 26 Rafale Marine fighter jets from France, making it one of the biggest defence deals for fighter jets.

Detailed Explanation:

India has approved a ₹63,000 crore deal to acquire 26 Rafale Marine fighter jets from France, making it one of the biggest defence deals for fighter jets.

The agreement was cleared by the Cabinet Committee on Security (CCS), chaired by Prime Minister Narendra Modi.

Aircraft Details: The Indian Navy will receive 22 single-seater and 4 twin-seater Rafale-M jets.

These will be deployed on INS Vikrant, India’s first indigenously built aircraft carrier.

Delivery Timeline: All 26 Rafale-M jets are scheduled to be delivered within 37 to 65 months from the date of signing.

Full induction is expected by 2030–31.

18) Answer: C

Short Explanation:

techvantage.ai, a leading enterprise AI company, organized India’s first large-scale Agentic AI Hackathon as part of Agentic AI Week, in collaboration with CrewAI.

Detailed Explanation:

techvantage.ai, a leading enterprise AI company, organized India’s first large-scale Agentic AI Hackathon as part of Agentic AI Week, in collaboration with CrewAI.

The event drew participation from over 1,500 applicants nationwide, showcasing India’s rising interest in autonomous AI systems for solving real-world business problems.

The hackathon focused on BFSI sector challenges, including fraud detection, regulatory compliance, and credit scoring, using CrewAI to build autonomous agents.

Winners:

1st Place: Venkata Saketh Dakuri – for AI in Regulatory Compliance & Anti-Money Laundering.

2nd Place: Shreyas Satre – same use case.

3rd Place: Bismi Beegum – for AI-Driven Risk Assessment & Credit Scoring.

19) Answer: D

Short Explanation:

The Odisha government signed 13 memorandums of understanding (MoUs) with the Union Ministry of Petroleum and Natural Gas at the Odisha Investors’ Meet in New Delhi.

Detailed Explanation:

The Odisha government signed 13 memorandums of understanding (MoUs) with the Union Ministry of Petroleum and Natural Gas at the Odisha Investors’ Meet in New Delhi.

Investment Details: The total investment under these MoUs amounts to ₹8.96 lakh crore, which is expected to create approximately 96,000 jobs in the state.

Indian Oil Corporation Project: One of the prominent proposals includes the establishment of a dual-feed naphtha cracker project by Indian Oil Corporation (IOC) with an investment of ₹58,042 crore.

This project is expected to generate around 24,000 jobs.

Odisha’s Development Plan: Odisha’s Chief Minister Mohan Charan Majhi emphasized that these investments will help transform the state into an industrial powerhouse and contribute to its goal of becoming a developed state by 2036.

20) Answer: B

Short Explanation:

World Homeopathy Day is celebrated annually on April 10 to honor Dr. Christian Friedrich Samuel Hahnemann, the founder of homeopathy, on his birth anniversary (born April 10, 1755).

Detailed Explanation:

World Homeopathy Day is celebrated annually on April 10 to honor Dr. Christian Friedrich Samuel Hahnemann, the founder of homeopathy, on his birth anniversary (born April 10, 1755).

Dr. Hahnemann, born in Paris, was a German physician, scientist, scholar, and linguist.

He is credited with discovering the principles of homeopathy.

He passed away on July 2, 1843.

Homeopathy is an alternative medical system that aims to trigger the body’s natural healing response by administering small doses of natural substances that induce symptoms similar to the illness.

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Daily Current Affairs Quiz – 10th April 2025

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