This post is also available in: हिन्दी (Hindi)
Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 11th April 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) Which of the following organization has developedan online application for Full-Fledged Money Changers & non-bank Authorised Dealers Category-II?
(a) RBI
(b) SEBI
(c) Ministry of Finance
(d) NABARD
(e) TRAI
2) Recently, Which bank has launched a digitised personal loan for customers in select regions & enhanced its WhatsApp banking?
(a) Bank of Maharashtra
(b) ICICI Bank
(c) Bank of India
(d) HDFC Bank
(e) State Bank of India
3) As per the recent report, The Unified Payments Interface (UPI) has emerged as the _________ most preferred method of repaying digital loans.
(a) fifth
(b) third
(c) second
(d) first
(e) fourth
4) Recently in April 2023, Which of the following bank has been excluded from the Second Schedule of the Reserve Bank of India (RBI) Act, 1934?
(a) Emirates NBD
(b) Dubai Islamic Bank
(c) Mashreq Bank
(d) Abu Dhabi Commercial Bank
(e) National Bank of Fujairah
5) The Ministry of Finance stated that around 41 crore loans amounting to ₹23.2-lakh-crore were sanctioned under the Pradhan Mantri MUDRA Yojana in the last _____ years of existence of the scheme.
(a) 9
(b) 6
(c) 7
(d) 8
(e) 5
6) The eastern bench of the National Green Tribunal (NGT) has ordered a stay on the ___________ Great Nicobar Island project and constituted a committee to revisit the environmental clearance granted by MoEF & CC.
(a) ₹64,000 crore
(b) ₹72,000 crore
(c) ₹33,000 crore
(d) ₹54,000 crore
(e) ₹82,000 crore
7) India’s first post office constructed using 3D printing technology to be set up in which of the following place?
(a) Bengaluru
(b) Chennai
(c) Ahmedabad
(d) Mumbai
(e) Surat
8) Which of the following company has installed more than 1.28 Crore LED Street Lights across 29 States under Street Lighting National Programme?
(a) REC
(b) IREDA
(c) EESL
(d) PFC
(e) Adani Power
9) Which of the following state electricity board has received Rs. 919 crore German loan for the Green Energy Corridor project?
(a) Assam
(b) Kerala
(c) Gujarat
(d) Karnataka
(e) Andhra Pradesh
10) Which of the following country has announced that spouses of H-1B visa holders can work in the country?
(a) United States
(b) India
(c) UAE
(d) Canada
(e) United Kingdom
11) Which state government has launched ‘CM di Yogshala’ programme to create a mass movement to carve out a healthy?
(a) Uttar Pradesh
(b) Uttarakhand
(c) Punjab
(d) Rajasthan
(e) Maharashtra
12) Recently, The American multinational technology company,Apple has officially announced it’s first-ever flagship retail store named ‘Apple BKC’ to be set up in _____________.
(a) Lucknow
(b) Indore
(c) Surat
(d) Hyderabad
(e) Mumbai
13) Who has been awarded as the 2023 International Prize in Statistics?
(a) K. R. Parthasarathy
(b) Prasanta Chandra Mahalanobis
(c) Srinivasa Varadhan
(d) Calyampudi Radhakrishna Rao
(e) Hari Balakrishnan
14) India’s commercial capital Mumbai has been included in the World Tree City 2022 list, for the _______consecutive year.
(a) 4th
(b) 2nd
(c) 3rd
(d) 5th
(e) None of the above
15) Who has been assumed charge as the President of the National Rifle Association of India (NRAI)?
(a) Umesh Yadav
(b) Meenesh C Shah
(c) K Narayan Singh Deo
(d) Pawan Rajput
(e) Yoginder K Alagh
16) Which country has been elected to the United Nations (UN) Statistical Commission for a four-year term starting from 1st January 2024?
(a) Australia
(b) Spain
(c) India
(d) Germany
(e) Canada
17) Who has been appointed as the brand ambassador of the premium fashion brand,Tommy Hilfiger?
(a) Trisha
(b) Samantha Ruth Prabhu
(c) Alia Butt
(d) Anushka Sharma
(e) Keerthi Suresh
18) Indian Navy conducted the offshore biannual security exercise ‘Prashthan’ in the offshore development area (ODA) off______________.
(a) Bengaluru, Karnataka
(b) Mumbai, Maharashtra
(c) Lucknow, Uttar Pradesh
(d) New Delhi, Delhi
(e) Surat, Gujarat
19) Which of the following city in Indiais set to host the Street Child Cricket World Cup 2023?
(a) Chennai
(b) Surat
(c) Bengaluru
(d) Indore
(e) Hyderabad
20) Every year, National Safe Motherhood Day in India has been celebrated on which of the following day?
(a) 09 April
(b) 10 April
(c) 12 April
(d) 11 April
(e) 13 April
Answers :
1) Answer: A
The Reserve Bank of India (RBI) has developed a software application, known as ‘APConnect’ for processing applications related to licencing of Full-Fledged Money Changers (FFMCs), non-bank Authorised Dealers (AD) Category-II, authorisation as Money Transfer Service Scheme (MTSS) Agent, renewal of existing licences/authorisations, for seeking approval and submission of various statements/returns.
In this regard, RBI has directed them to register on the application within 3 months from the date of circular.
On receipt of confirmation from the Regional Office of the Reserve Bank regarding generation of licence through APConnect, the existing FFMCs/non-bank AD Cat-II shall surrender their existing licence to the respective Regional Office of the Reserve Bank.
2) Answer: A
As part of its ease of banking initiative for customers, Bank of Maharashtra (BoM) has launched a digitised personal loan for customers in select regions & enhanced its WhatsApp banking with the addition of “apply for loan” and “loan balance inquiry features”
Also BoM announced launch of several new products and utilities including digitised personal loans and upgraded mobile banking.
Key Highlights :
The existing customers in Pune region (Pune West, Pune City & Pune East), Bengaluru, Kolkata, Patna and Chandigarh can avail loan up to ₹20 lakhs through digitised medium.
To add to the customer delight, the bank came up with features for its Visa and Rupay Debit Cards.
3) Answer: C
The Unified Payments Interface (UPI) has emerged as the second most preferred method of repaying digital loans, coming at 27%, only after e-NACH or electronic National Automated Clearing House which was the preferred route for 36% of the borrowers.
Key Highlights :
As per, the Financial Mood of the Millennials Report by financial services platform CASHe for FY23, 84% customers prefer taking a credit line over personal loans (14%) and BNPL (Buy Now Pay Later 2%).
Satchetised loans of less than ₹10,000 are preferred by 49% of millennials, the data showed adding that there is significant credit demand from bureau-based prime (44%) and near-prime (38%) millennials.
4) Answer: D
The Reserve Bank of India (RBI) stated that the “Abu Dhabi Commercial Bank PJSC” (ADCB) has been excluded from the Second Schedule of the Reserve Bank of India (RBI) Act, 1934.
The Second Schedule of the Act lists the banks that are eligible to operate in India and outlines their respective regulatory requirements.
ADCB is a leading banking institution in the United Arab Emirates (UAE).
However, as of recent times, the bank has been undergoing some significant changes that will affect its operations in India.
On February 23, 2023, the RBI issued a notification announcing the cessation of ADCB as a banking company under the Banking Regulation Act, 1949, which has been published in the Gazette of India (Part III – Section 4) dated March 25 – March 31, 2023.
As a result, the ADCB would no longer be able to carry on banking business in India.
Now the ADCB will no longer be listed in the Second Schedule, and therefore, will not be able to operate in India as a banking company.
5) Answer: D
The Ministry of Finance said that around 41 crore loans amounting to ₹23.2-lakh-crore were sanctioned under the Pradhan Mantri MUDRA Yojana (PMMY) in the last eight years of the existence of the scheme.
The PMMY was launched on April 08, 2015.
Since the launch of the scheme, as of March 24, 2023, about ₹23.2-lakh-crore has been sanctioned in 40.82 crore loan accounts.
About 68 per cent of accounts under the scheme belong to women entrepreneurs and 51 per cent of accounts belong to entrepreneurs of SC/ST and OBC categories.
The scheme aims to facilitate easy collateral-free micro-credit of up to ₹10 lakh to non-corporate, non-farm small and micro-entrepreneurs for income generating activities.
The loans under PMMY are provided by banks, non-banking financial companies (NBFCs), microfinance institutions (MFIs) and other financial intermediaries.
6) Answer: B
The eastern bench of the National Green Tribunal (NGT) has ordered a stay on the ₹72,000 crore Great Nicobar Island project and constituted a committee to revisit the environmental clearance granted by the Ministry of Environment, Forest and Climate Change (MoEF&CC).
A High-Powered Committee (HPC) headed by the Secretary, MoEF&CC has been asked to submit its proceedings within two months.
The Great Nicobar Island (GNI) is a mega project to be implemented at the southern end of the Andaman and Nicobar islands.
The project includes an international container transhipment terminal, an international airport, township development, and a 450 MVA gas and solar-based power plant over an extent of 16,610 hectares in the island .
The Galathea bay in the island is a nesting ground for birds and the project area is part of Coastal Regulation Zones-IA and IB.
7) Answer: A
Bengaluru will soon have India’s first post office constructed using 3D printing technology.
The project at Cambridge Layout in Ulsoor is being implemented by Larsen & Toubro, which has experience in constructing 3D-printed buildings.
The first 3D-printed post office will be located at the Cambridge Layout in Halasuru, Bengaluru.
The 1,100 sqft building isexpected to cost 30-40 per cent less than conventional buildings because of the technological intervention.
The post office is being built at a cost of Rs 23 lakh.
The department has also engaged a technical expert from IIT-Madras to monitor the building construction.
8) Answer: C
The Hon’ble Prime Minister on 5th January, 2015 launched the Street Lighting National Programme (SLNP), which is being implemented by Energy Efficiency Services Limited (EESL), a joint venture company of Public Sector Undertakings (PSUs) of Ministry of Power to replace conventional Street Lights with smart and energy efficient LED Street Lights across India.
Street Light National Programme (SLNP) is a voluntary programme. Under the programme, EESL had set an objective of converting an estimated number of 1.34 crores existing conventional Street Lights across all Urban Local Bodies (ULBs)/Gram Panchayats (GPs) of the country with energy efficient LED Street Lights in 5 years.
For the same, EESL enters into agreement with ULBs/GPs directly or through the concerned State/UT Governments before replacement of Street Lights is taken up by EESL.
Being a voluntary programme, no specific targets have been set for SLNP.
Till date, EESL has installed more than 1.28 Cr.
LED Street Lights across 29 States/UTs.
9) Answer: B
The Cabinet gave its nod for inking an agreement with the German development bank, KfW, for securing a loan for the Green Energy Corridor (GEC) project being implemented by the Kerala State Electricity Board (KSEB).
The tripartite agreement will be signed by the State government, KSEB and KfW.
The Central government and KfW had signed an agreement on November 11, 2022 for the ₹1,457-crore Kerala GEC project.
To take the loan proposal forward, an agreement needs to be signed by the State government and the KSEB with the German bank.
The scheme will facilitate grid integration and power evacuation of Renewable Energy (RE) power.
10) Answer: A
In a big relief for foreign workers in the United States (US) tech sector, a judge has ruled that spouses of H-1B visa holders can work in the US.
Key Highlights :
US District Judge Tanya Chutkan made the ruling while rejecting a petition filed by Save Jobs USA.
The petition urged the repeal of an Obama-era rule that gave employment authorization cards to spouses of certain categories of H-1B visa holders.
Save Jobs USA is an organization of information technology workers who claim that their jobs are being lost due to H-1B visa holders.
Tech companies such as Amazon, Apple, Google, and Microsoft had opposed the lawsuit.
The US has so far issued nearly 1,00,000 work authorisations to spouses of H-1B workers, a significantly large number of whom are Indians.
This provision has existed for a long time with the permission of the US Parliament and is also recorded in the immigration and citizenship law.
11) Answer: C
Aam Aadmi Party (AAP) national convenor and Delhi Chief Minister (CM) Mr Arvind Kejriwal and his Punjab counterpart Mr Bhagwant Mann jointly launched the ‘CM di Yogshala’ programme.
Aim:
To create a mass movement to carve out a healthy and prosperous Punjab
The initiative was initially launched for 4 cities of punjab : Patiala, Amritsar, Ludhiana, and Phagwara
Under this initiative, people will be able to avail free yoga classes in these 4 cities.
A ‘CM di yogshala’ portal was also launched on the occasion.
The formation of these Yogshalas will be under a pilot project.
Trained Yoga instructors will impart free Yoga training to people in open parks and other public places.
On the occasion, Mr Bhagwant Mann and Mr Arvind Kejriwal also handed over a cheque for Rs 90 lakh to the district authorities for the renovation of Polo Ground in Patiala.
12) Answer: E
Apple has officially announced its first-ever flagship retail store in Mumbai called ‘Apple BKC’.
An official teaser has also surfaced on the Apple India Store website.
Apple has revealed the banner of its first retail store in India at Jio World Drive Mall, Mumbai, marking the opening of Apple BKC.
The store is inspired by the ‘KaaliPeeli’ taxis art popular in Mumbai.
The tech giant plans to open the gates of the store later this month.
Apple is expected to open its second store in India in New Delhi at a later date.
DescriptionApple Inc. is an American multinational technology company headquartered in Cupertino, California.
Timothy Donald Cook is an American business executive who has been the chief executive officer of Apple Inc. since 2011
13) Answer: D
The Indian-American statistician Calyampudi Radhakrishna Rao has been awarded the 2023 International Prize in Statistics, which is statistics’ equivalent of the Nobel Prize.
It was established in 2016 and is awarded once every two years to an individual or team “for major achievements using statistics to advance science, technology and human welfare.
Rao’s groundbreaking paper, ‘Information and accuracy attainable in the estimation of statistical parameters’, was published in 1945 in the Bulletin of the Calcutta Mathematical Society, a journal that is otherwise not well known to the statistics community.
The paper was subsequently included in the book Breakthroughs in Statistics, 1890-1990.
Rao will receive the prize, which comes with an $80,000 award, in July at the biennial International Statistical Institute World Statistics Congress at Ottawa in Canada.
Apart from being conferred with the Padma Bhushan in 1968 and Padma Vibhushan in 2001, Rao received the SS Bhatnagar prize in 1963 and was elected a fellow of the Royal Society in 1967.
14) Answer: B
India’s commercial capital Mumbai has been included in the World Tree City 2022 list, for the second consecutive year.
The Arbor Day Foundation Chief Executive Dan Lambe has awarded the TCW certificate signed by Hiroto Mitsugi to the BMC authorities
The United Nations Food & Agriculture Organisation (FAO) and ADF conduct the TCW programme and in the past 50 years, the ADF has planted more than 35 crore trees worldwide, with a target of 50 crore more trees by 2027.
Since 2019, the TCW was implemented to recognise efforts of cities globally that strive to balance the trees and environment and are included in the TCW list.
Mumbai fulfilled the five ADF criteria for the award like determining responsibilities for tree care, setting rules to govern urban forests and tree management, maintaining an up-to-date inventory or assessment of local tree assets, allocating resources for a tree management plan, and organizing an annual tree festival to educate citizens.
15) Answer: C
Senior Vice President Kalikesh Narayan Singh Deo assumed charge as the President of the National Rifle Association of India (NRAI).
He replaced Raninder Singh.
Key Highlights :
Raninder served as the president of NRAI from December 29, 2010 till December 29, 2022 & he completed 12 years of his service.
As per the National Sports Code, the Sports Ministry issued a directive that the heads of National Sports Federations (NSFs) cannot hold office for more than 12 years.
As per the code, Raninder cannot continue as NRAI chief any further.
About NRAI :
16) Answer: C
India has been elected to the United Nations (UN) Statistical Commission for a four-year term starting from 1st January 2024.
India received a resounding 46 out of 53 votes, ahead of South Korea (23), China (19), and the United Arab Emirates (UAE) (15).
India was elected by secret ballot while Argentina, Sierra Leone, Slovenia, Ukraine, the United Republic of Tanzania and the United States of America were elected by acclamation for a 4-year term of office beginning January 1, 2024.
17) Answer: B
Tommy Hilfiger, the premium fashion brand owned by NYSE-listed PVH Corp, has signed Tollywood star heroine Samantha Ruth Prabhu as the new brand ambassador for their women watches category.
From now on, Sam will appear in the women’s watch ads of the Tommy Hill figure company.
As part of the Spring Summer 23 campaign, Samantha will appear in the advertisements of the Tommy Hill figure release in the month of April, 2023
Tommy company is a global brand.
18) Answer: B
Indian Navy conducted the offshore biannual security exercise ‘Prashthan’ in the offshore development area (ODA) off Mumbai, Maharashtra.
The current exercise was conducted on the Greatdrill Chaaya platform about 30 nm South West of Mumbai harbour.
Aim :
To validate measures and procedures to address contingencies that may occur in oil production platforms.
Key Highlights :
The exercise is held every six months under the aegis of the Indian Navy and involves the participation of all stakeholders in the maritime domain.
19) Answer: A
The city of Chennai has always welcomed the sport of cricket with open arms, and has played the perfect host to several national and international tournaments.
Come September, Chennai will witness another cricket tournament, but one with a difference – the Street Child Cricket World Cup 2023.
Organised by Street Child United in partnership with Shree Dayaa Foundation, the tournament will take place at Amir Mahal, the official residence of the Nawab of Arcot from September 20 to 30.
This is the second edition of the Street Child Cricket World Cup.
20) Answer: D
National Safe Motherhood Day is celebrated on the 11th of April every year.
In India significance the importance of care in pregnancy, and skilled care during childbirth and the first few weeks after birth.
The theme of the National Safe Motherhood Day 2023 is “Remain at home amid coronavirus, protect mother and infant from coronavirus”.
The National Safe Motherhood Day was first proposed by (WRAI) White Ribbon Alliance.
On the 11th of April, Kasturba Gandhi’s birthday was designated as National Safe Motherhood Day by the Indian Government in 2003 proposed by WRAI.
In 2018 most recent data shows that 26 thousand of maternal death occurs in India each year.
