Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 13th December 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.
1) As of December 2024, According to which Bank, India’s GDP is expected to grow by 7% in FY26?
(a) HDFC bank
(b) Axis bank
(c) Karnataka bank
(d) ICICI bank
(e) Federal bank
2) Recently(Dec’24), India’s GDP growth estimate for FY2024–2025 has been updated by the Asian Development Bank (ADB) from how many percent to 6.5%?
(a) 6.8%
(b) 7.0%
(c) 7.5%
(d) 7.1%
(e) 7.2%
3) The goal of the Life Insurance Corporation of India is to increase business by at least five times the amount of money paid to a “Bima Sakhi.” For the first year of the initiative, how many crores have been set aside?
(a) ₹840 crore
(b) ₹850 crore
(c) ₹830 crore
(d) ₹810 crore
(e) ₹860 crore
4) Recently(Dec’24), MobiKwik lowered its IPO size from how many crore to ₹572 crore due to uncertain market circumstances and heightened regulatory scrutiny of fintech businesses?
(a) ₹700 crore
(b) ₹500 crore
(c) ₹600 crore
(d) ₹800 crore
(e) ₹900 crore
5) Which state’s farmers will benefit from a $200 million World Bank-approved project to support agribusiness and climate change adaptation?
(a) Karnataka
(b) Odisha
(c) Bihar
(d) Kerala
(e) TamilNadu
6) In order to expedite the processing of retail loans, which bank opened its first “Retail Assets Centre” (RAC) in JP Nagara, Bengaluru?
(a) HDFC bank
(b) Axis bank
(c) Karnataka bank
(d) ICICI bank
(e) Federal bank
7) The Rubber Research Institute of India (RRII), located in Kottayam, has made a major advancement for the INROAD project by introducing a genetically modified (GM) rubber clone _______ specifically suited to the climate of Northeastern India.
(a)Â RRII 417
(b)Â RRII 415
(c)Â RRII 416
(d)Â RRII 418
(e)Â RRII 419
8) Recently, India is about to implement 5G mobile connectivity in airports, which will be a revolutionary move meant to improve passenger services and operational effectiveness. How many significant international airports will see the start of the rollout?
(a) 5
(b) 4
(c) 3
(d) 6
(e) 2
9) In which edition of the Doha Forum, did External Minister Jaishankar take part in a panel discussion on “Conflict Resolution in a New Era?
(a) 21st
(b) 24th
(c) 23rd
(d) 22nd
(e) 25th
10) A multilingual website and e-brochure were introduced by Kerala Tourism to offer thorough details about the Sabarimala shrine. How many languages are offered on the website?
(a) 4
(b) 2
(c) 6
(d) 8
(e) 5
11) Which nation appointed Mohammad al-Bashir as its interim prime minister after Bashar al-Assad’s regime fell through?
(a) Syria
(b) Bahrain
(c) Qatar
(d) Pakistan
(e) Bangladesh
12) What additional percentage of Religare Enterprises Limited (REL) has been acquired by the Burman family, the promoters of Dabur, through an open offer that has been approved by the Reserve Bank of India (RBI)?
(a) 22%
(b) 20%
(c) 24%
(d) 26%
(e) 28%
13) In which year was the novel “Kaun Des Ko Vasi: Venu Ki Diary”, which earned Suryabala the 34th Vyas Samman, published?
(a) 2012
(b) 2014
(c) 2016
(d) 2018
(e) 2015
14) The release of the QS World University Rankings Sustainability 2025 highlighted the environmental and global contributions made by universities. With a __________ global ranking, IIT Delhi became the top-ranked Indian university.
(a) 171st
(b) 174th
(c) 172nd
(d) 173rd
(e) 175th
15) The WHO South-East Asia Region has seen a considerable decrease in malaria cases and deaths, with India emerging as a leader in this regard, according to the WHO World Malaria Report 2024. Which nation contributes 30.9% in the most number of deaths?
(a) Nigeria
(b) Congo
(c) Tanzania
(d) Niger
(e) Syria
16) Which business teams up with Andhra Pradesh to advance AI development in Visakhapatnam?
(a) Paytm
(b) Google
(c) Microsoft
(d) Phonepe
(e) Nokia
17) The 2030 FIFA World Cup will be hosted by Spain, Portugal, and Morocco. Which country has been given hosting rights to the 2034 World Cup?
(a) Norway
(b) Switzerland
(c) Denmark
(d) Saudi Arabia
(e) Qatar
18) Which state’s former chief minister, S M Krishna, passed away?
(a) Kerala
(b) Karnataka
(c) Madhya Pradesh
(d) Haryana
(e) Uttar Pradesh
19) According to the report, Nikki Giovanni, an award-winning poet from the United States, passed away. In which year, Giovanni received a Grammy nomination for Best Spoken Word Album for The Nikki Giovanni Poetry Collection?
(a) 2000
(b) 2002
(c) 2003
(d) 2004
(e) 2005
20) Which international institutions were at the top of the 2025 QS Sustainability Rankings?
(a) University of Toronto
(b) University of California
(c) Lund University
(d) University of British Columbia
(e) University of Manchester
Answers :
1) Answer: B
Short Explanation:
Axis Bank predicts India’s Gross domestic product (GDP) growth will rise to 7% in FY26.
The growth will be driven by a reboot in the capex cycle, back-ended fiscal spending in FY25, reduction in cash reserve ratio (CRR), and potential macroeconomic easing to stimulate credit growth.
Current Fiscal Year Outlook (FY25):The bank expects GDP growth in FY25 to be 6.6%.
Detailed Explanation:
Axis Bank predicts India’s Gross domestic product (GDP) growth will rise to 7% in FY26.
The growth will be driven by a reboot in the capex cycle, back-ended fiscal spending in FY25, reduction in cash reserve ratio (CRR), and potential macroeconomic easing to stimulate credit growth.
Current Fiscal Year Outlook (FY25):The bank expects GDP growth in FY25 to be 6.6%.
Average CPI inflation is projected to ease to 4.5% in the next fiscal (FY26), down from 4.8% in FY25.
Factors Affecting Economic Growth:The slowdown in H1 FY25 is largely attributed to unintended fiscal and credit tightening.
A combination of higher fiscal spending and a CRR cut could ease growth challenges in the near term.
Global Growth and US Policy:Global growth is expected to show stability, but uncertainty about US policy post-January 20, 2025, may affect global trade dynamics.
2) Answer: B
Short Explanation:
The Asian Development Bank (ADB) has revised India’s GDP growth forecast for FY2024-25 to 6.5%, a reduction of 50 basis points from the previous projection of 7%.
The new forecast is lower than the RBI’s estimate of 6.6% and at the lowest end of the government’s projected range of 6.5%-7%.
Detailed Explanation:
The Asian Development Bank (ADB) has revised India’s GDP growth forecast for FY2024-25 to 6.5%, a reduction of 50 basis points from the previous projection of 7%.
The new forecast is lower than the RBI’s estimate of 6.6% and at the lowest end of the government’s projected range of 6.5%-7%.
Reasons for Downward Revision:The downward revision is attributed to lower-than-expected growth in private investment and housing demand.
Growth in Q2 FY2024-25 decelerated to 5.4% from 8.2% in Q2 FY2023-24, driven by:
Weak industrial output.
Tighter prudential norms by the RBI affecting unsecured personal loans.
Muted public capital spending.
Elevated food prices.
3) Answer: A
Short Explanation:
The Life Insurance Corporation of India (LIC) expects a minimum of five times the business (measured by stipend paid to a ‘Bima Sakhi’) through this initiative aimed at empowering women by training them as insurance agents.
The scheme aims to enrollat least 1 lakh women by December 2025, with a total target of 2 lakh women over three years.
Funding for the Scheme:₹840 crore has been allocated for the first year of the scheme.
Detailed Explanation:
The Life Insurance Corporation of India (LIC) expects a minimum of five times the business (measured by stipend paid to a ‘Bima Sakhi’) through this initiative aimed at empowering women by training them as insurance agents.
The scheme aims to enrollat least 1 lakh women by December 2025, with a total target of 2 lakh women over three years.
Funding for the Scheme:₹840 crore has been allocated for the first year of the scheme.
Targets for Bima Sakhis:Each Bima Sakhi will have a target to sell at least two policies every month, equating to 24 policies annually.
Panchayat Representation:At least one Bima Sakhi will be deployed in every Panchayat.
Eligibility Criteria:Relatives of existing agents and employees, as well as retired employees, are not eligible for the scheme.
Relatives include: spouse, children (adopted/step), parents, siblings, and immediate in-laws.
Income Potential:An LIC agent earns an average monthly income of ₹15,000, translating to an annual income of over ₹1.75 lakh for Bima Sakhis.
Gender Diversity in the Insurance Sector:Currently, 28% of LIC agents are women.
4) Answer: A
Short Explanation:
MobiKwikhas reduced its Initial Public Offering (IPO) size from ₹700 crore to ₹572 crore due to volatile market conditions and increased regulatory scrutiny of fintech players.
Detailed Explanation:
MobiKwikhas reduced its Initial Public Offering (IPO) size from ₹700 crore to ₹572 crore due to volatile market conditions and increased regulatory scrutiny of fintech players.
IPO Price Band:The IPO price band is set at ₹265-279 per share.
Subscription Period:The IPO will open for subscription on December 11, 2024, and close on December 13, 2024.
Use of Proceeds:The proceeds from the IPO will be utilized for:
Funding organic growth in its merchant-focused financial services business.
Enhancing its consumer-focused payments business.
Investments in AI/ML initiatives.
5) Answer: D
Short Explanation:
The World Bank has approved a $200 million project to help Kerala farmers adapt to climate change and promote agri-entrepreneurship.
The project is called the Kerala Climate Resilient AgriValue Chain Modernization (KERA) Project.
Detailed Explanation:
The World Bank has approved a $200 million project to help Kerala farmers adapt to climate change and promote agri-entrepreneurship.
The project is called the Kerala Climate Resilient AgriValue Chain Modernization (KERA) Project.
The project will benefit approximately 400,000 farmers in Kerala.
Climate-Smart Practices: The project aims to promote climate-smart agricultural practices, including:
Replanting climate-resilient varieties of coffee, cardamom, and rubber.
Expanding “food parks” in rural areas to support agri-businesses.
Infrastructure in Food Parks: These parks will provide key infrastructure such as water, power, and waste management for agri-businesses focused on food processing and value-added products.
6) Answer: C
Short Explanation:
Karnataka Bank has launched its first ‘Retail Assets Centre’ (RAC) in JP Nagara, Bengaluru, to streamline the bank’s retail loan processing.
The RAC serves as a centralized hub for various retail loan processes, including:Business coordination, Credit underwriting, Credit sanctions, Credit operations, Disbursements, Post-disbursement services
Detailed Explanation:
Karnataka Bank has launched its first ‘Retail Assets Centre’ (RAC) in JP Nagara, Bengaluru, to streamline the bank’s retail loan processing.
The RAC serves as a centralized hub for various retail loan processes, including:Business coordination, Credit underwriting, Credit sanctions, Credit operations, Disbursements, Post-disbursement services
Objective: The RAC is aimed at catering to the growing demand for retail loan products and improving operational efficiency.
Benefits for Channel Partners:
Easier access and interface for submitting loan applications.
Faster processing times.
Ability to track applications through closure.
A dedicated service point for all queries.
Expansion Plans: Karnataka Bank plans to extend the RAC to additional locations to serve customers across the country.
7) Answer: A
Short Explanation:
In a significant stride for the INROAD project, the Rubber Research Institute of India (RRII), Kottayam, has introduced a genetically modified (GM) rubber clone—RRII 417—tailored specifically for the climatic conditions of India’s Northeast region.
This development aims to expand rubber cultivation across 2 lakh hectares in the region.
Detailed Explanation:
In a significant stride for the INROAD project, the Rubber Research Institute of India (RRII), Kottayam, has introduced a genetically modified (GM) rubber clone—RRII 417—tailored specifically for the climatic conditions of India’s Northeast region.
This development aims to expand rubber cultivation across 2 lakh hectares in the region.
Highlights of RRII 417
Cold endurance for better performance in low-temperature climates.
High dry rubber content and biomass production.
Low disease incidence and high timber yield.
80% of trees achieved tapping girth within seven years during field trials.
Estimated yield: 2,080 kg of dry rubber per hectare annually.
Average yield during trials: 5.2 kg of dry rubber per tree annually.
RRII 417 was developed after 25 years of evaluations across multiple locations in the Northeast.
8) Answer: B
Short Explanation:
India is poised to introduce 5G mobile connectivity at airports, a transformative step aimed at enhancing passenger services and operational efficiency.
The rollout will commence at 4 major international airports, including:
Delhi
Mumbai
Bengaluru
Chennai
Detailed Explanation:
India is poised to introduce 5G mobile connectivity at airports, a transformative step aimed at enhancing passenger services and operational efficiency.
Deployment follows rigorous safety evaluations and consultations with stakeholders, including:
Ministry of Civil Aviation
Ministry of Telecommunications
Ministry of Defence
Concerns Addressed: Initial delays arose due to fears of interference with aircraft altimeters, crucial for altitude measurement.
Solution: Installation of new-generation altimeters and successful trials paved the way for approval.
The rollout will commence at 4 major international airports, including:
Delhi
Mumbai
Bengaluru
Chennai
Telecom providers and airport operators are setting up the necessary infrastructure.
9) Answer: D
External Affairs Minister S. Jaishankar visited Qatar and Bahrain from December 6-9, 2024, to strengthen bilateral ties and discuss various sectors such as trade, investments, and security.
Visit to Qatar:
Jaishankar attended the 22nd Doha Forum and participated in a panel on “Conflict Resolution in a New Era.”
Visit to Bahrain:
Jaishankar co-chaired the 4th India-Bahrain High Joint Commission (HJC) with Bahrain’s Foreign Minister Abdullatif bin Rashid Al Zayani.
Regional Cooperation:Jaishankar addressed the 20th IISS Manama Dialogue at the Concluding Plenary Session, sharing India’s views on regional strategic cooperation and reaffirming India’s commitment to regional security and stability.
10) Answer: E
Short Explanation:
Kerala Tourism launched a multi-language microsite and e-brochure aimed at providing comprehensive information about the Sabarimala temple.
The microsite was launched by State Tourism Minister P.A. Mohamed Riyas on December 10, 2024.
Multilingual Microsite:The microsite is available in 5 languages: English, Hindi, Telugu, Tamil, and Kannada.
Detailed Explanation:
Kerala Tourism launched a multi-language microsite and e-brochure aimed at providing comprehensive information about the Sabarimala temple.
The microsite was launched by State Tourism Minister P.A. Mohamed Riyas on December 10, 2024.
Multilingual Microsite:The microsite is available in 5 languages: English, Hindi, Telugu, Tamil, and Kannada.
It provides detailed information about the temple’s traditions, customs, culture, and geographical insights.
The site includes short footage with detailed information about the hill shrine.
Purpose and Features:The microsite aims to make the pilgrimage easy and simple for pilgrims.
It includes information about the Sabarimala temple, its customs and traditions, and latest updates.
11) Answer: A
Short Explanation:
Mohammad al-Bashir was appointed as the transitional Prime Minister of Syria following the collapse of the Bashar al-Assad regime.
He will lead the interim government until March 1, 2025, tasked with bringing stability to a war-torn Syria after 13 years of civil conflict.
Detailed Explanation:
Mohammad al-Bashir was appointed as the transitional Prime Minister of Syria following the collapse of the Bashar al-Assad regime.
He will lead the interim government until March 1, 2025, tasked with bringing stability to a war-torn Syria after 13 years of civil conflict.
He is supported by the coalition that overthrew Assad’s regime, which has left Syria deeply divided and in poverty.
Bashar al-Assad, the former President of Syria, fled to Moscow after being ousted by rebel forces led by Abu Mohammed al-Jolani.
The rebels have vowed to pursue those responsible for war crimes and torture during the Assad regime.
12) Answer: D
Short Explanation:
The Reserve Bank of India (RBI) has approved the open offer by the Burman family, the promoters of Dabur, to acquire an additional 26% stake in Religare Enterprises Limited (REL).
Detailed Explanation:
The Reserve Bank of India (RBI) has approved the open offer by the Burman family, the promoters of Dabur, to acquire an additional 26% stake in Religare Enterprises Limited (REL).
Burman Family Entities: The open offer is for four Burman family entities:
Puran Associates
VIC Enterprises
M B Finmart
Milky Investment & Trading Company
Objective: The Burman family’s goal is to increase their stake in REL, a Non-Banking Financial Company (NBFC).
Current Ownership: As of September 30, 2024, the Burman family, through the four entities, collectively holds a 25.12% stake in REL.
13) Answer: D
Short Explanation:
Renowned Hindi writer Suryabala has been awarded the prestigious 34th Vyas Samman for her novel “Kaun Des Ko Vasi: Venu Ki Diary”, published in 2018.
Instituted by the KK Birla Foundation in 1991, the award honours outstanding Hindi literary works by Indian citizens published in the last 10 years.
Detailed Explanation:
Renowned Hindi writer Suryabala has been awarded the prestigious 34th Vyas Samman for her novel “Kaun Des Ko Vasi: Venu Ki Diary”, published in 2018.
Instituted by the KK Birla Foundation in 1991, the award honours outstanding Hindi literary works by Indian citizens published in the last 10 years.
About the Vyas Samman
Instituted: 1991
Eligibility: Outstanding Hindi literary work published in the past 10 years by an Indian citizen.
Prize Details: ₹4 lakh cash award, a citation, and a plaque.
Selection: A committee chaired by eminent litterateur Prof. Ramji Tiwari selected the winner.
About “Kaun Des Ko Vasi: Venu Ki Diary”
Themes:
Explores the ideological and cultural struggles faced by Indian youth who view America as a land of opportunities.
14) Answer: A
Short Explanation:
The QS World University Rankings Sustainability 2025 were released, showcasing universities’ global and environmental contributions.
IIT Delhi emerged as the highest-ranked Indian institution, holding the 171st global position and achieving an 81.1 percentile in Environmental Sustainability.
Detailed Explanation:
The QS World University Rankings Sustainability 2025 were released, showcasing universities’ global and environmental contributions.
IIT Delhi emerged as the highest-ranked Indian institution, holding the 171st global position and achieving an 81.1 percentile in Environmental Sustainability.
Indian Universities in QS Sustainability Rankings 2025
IIT Delhi climbed an impressive 255 places from last year’s 426th rank.
IIT Kharagpur and IIT Bombay ranked 202nd and 234th globally, improving by 147 and 69 places, respectively.
Among the 78 Indian universities, 21 are new entrants, and nine of the top 10 institutions showed notable improvements.
Top 10 Global Institutions:
15) Answer: A
Short Explanation:
According to the WHO World Malaria Report 2024, India has emerged as a leader in reducing malaria cases and deaths, contributing significantly to the decline in malaria across the WHO South-East Asia Region.
Four countries—Nigeria (30.9%), the Democratic Republic of Congo (11.3%), Niger (5.9%), and Tanzania (4.3%)—accounted for over half of global malaria deaths.
Detailed Explanation:
According to the WHO World Malaria Report 2024, India has emerged as a leader in reducing malaria cases and deaths, contributing significantly to the decline in malaria across the WHO South-East Asia Region.
India exited the High Burden to High Impact (HBHI) group by 2024 due to sustained progress.
The South-East Asia Region reported 4 million malaria cases in 2023, contributing to 1.5% of the global burden.
India accounted for 50% of the region’s malaria cases, followed by Indonesia (~33%).
Despite progress, India accounted for 88% of malaria deaths in the region, alongside Indonesia.
Global Distribution:
29 out of 83 endemic countries accounted for 95% of global cases and 96% of deaths.
Nigeria (25.9%), the Democratic Republic of Congo (12.6%), and others dominate the global burden.
Major Death Contributors:
Four countries—Nigeria (30.9%), the Democratic Republic of Congo (11.3%), Niger (5.9%), and Tanzania (4.3%)—accounted for over half of global malaria deaths.
16) Answer: B
Short Explanation:
Chief Minister N. Chandrababu Naidu announced a landmark partnership between Google and the Andhra Pradesh Government, aimed at fostering artificial intelligence (AI) initiatives in Visakhapatnam.
Detailed Explanation:
Chief Minister N. Chandrababu Naidu announced a landmark partnership between Google and the Andhra Pradesh Government, aimed at fostering artificial intelligence (AI) initiatives in Visakhapatnam.
This collaboration is set to transform the port city into a global technology and service hub.
The Memorandum of Understanding (MoU) was a result of discussions held during IT Minister Nara Lokesh’s recent visit to the United States, where he engaged with Google executives.
The partnership signifies Google’s recognition of Visakhapatnam’s potential as an emerging tech hub.
Establishing data centers.
Advancing AI, machine learning (ML), and deep technology.
Developing internet sea cables, enhancing global connectivity.
17) Answer: D
Short Explanation:
The 2030 FIFA World Cup will be jointly hosted bySpain, Portugal, and Morocco.
Saudi Arabia has been awarded hosting rights for the 2034 World Cup, marking a significant milestone in the country’s growing role in global sports.
Detailed Explanation:
The 2030 FIFA World Cup will be jointly hosted bySpain, Portugal, and Morocco.
To commemorate the tournament’s 100th anniversary, three matches will be played in Argentina, Paraguay, and Uruguay, where the first World Cup took place in 1930.
Saudi Arabia has been awarded hosting rights for the 2034 World Cup, marking a significant milestone in the country’s growing role in global sports.
Norway abstained due to concerns about FIFA’s bidding process.
Switzerland approved the Saudi bid but demanded human rights monitoring by FIFA and the International Labour Organization.
Denmark supported the bids but criticized the lack of competing proposals and called for human rights oversight.
18) Answer: B
Short Explanation:
S M Krishna, former Chief Minister of Karnataka, passed away at the age of 92.
He hailed from the Vokkaliga community and was affectionately known as the “Oxford Gowda” for his polished demeanor and suave communication skills.
Detailed Explanation:
S M Krishna, former Chief Minister of Karnataka, passed away at the age of 92.
Krishna had a political career spanning nearly six decades.
He was first elected as a member of the Karnataka Assembly in 1962 as an independent candidate and later joined the Praja Socialist Party, before moving to the Congress in 1967.
He hailed from the Vokkaliga community and was affectionately known as the “Oxford Gowda” for his polished demeanor and suave communication skills.
He was a prominent political figure who served as the Chief Minister of Karnataka from 1999 to 2004.
He was also Maharashtra’s Governor and the External Affairs Minister in the second UPA cabinet (2009-2012).
19) Answer: D
Short Explanation:
Nikki Giovanni, the charismatic and iconoclastic poet, activist, children’s book author and professor who wrote, irresistibly and sensuously, about race, politics, gender, sex and love, passed away in Blacksburg at the age of 81.
She received numerous awards, including the NAACP Image Award, the Rosa Parks Award, and the Langston Hughes Award for her contributions to the arts.
Giovanni was also nominated for a Grammy for Best Spoken Word Album for The Nikki Giovanni Poetry Collection in 2004.
Detailed Explanation:
Nikki Giovanni, the charismatic and iconoclastic poet, activist, children’s book author and professor who wrote, irresistibly and sensuously, about race, politics, gender, sex and love, passed away in Blacksburg at the age of 81.
Giovanni was a leading figure in the Black Arts Movement, which flourished between 1965 and 1974, alongside other notable figures like Maya Angelou, James Baldwin, and Audre Lorde.
Giovanni is best known for her poems ‘Knoxville, Tennessee’ and ‘Nikki-Rosa’.
She was considered one of the most prolific African-American poets and played a significant role in Black culture and the Civil Rights Movement.
She received numerous awards, including the NAACP Image Award, the Rosa Parks Award, and the Langston Hughes Award for her contributions to the arts.
Giovanni was also nominated for a Grammy for Best Spoken Word Album for The Nikki Giovanni Poetry Collection in 2004.
20) Answer: A
- The QS World University Rankings Sustainability 2025 were released, showcasing universities’ global and environmental contributions.
Top 5 Global Institutions:
