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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 15th March 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) Which of the following bank has raised Rs 3,717 crore through an additional tier 1 (AT1) bond sale?
(a) State Bank of India
(b) Yes Bank
(c) ICICI Bank
(d) HDFC Bank
(e) IDFC First Bank
2) As per the recent report, The credit card outstanding in January 2023 rose ______ to reach an all-time high of Rs 1.87 lakh crore on the back of increased digitisation and rising consumer confidence.
(a) 23.6%
(b) 33.6%
(c) 19.6%
(d) 32.6%
(e) 29.6%
3) Recently in March 2023, Which Mutual Fund rebranded itself as Bandhan Mutual Fund?
(a) Tata Mutual Fund
(b) IDFC Mutual Fund
(c) Edelweiss Mutual Fund
(d) UTI Mutual Fund
(e) HDFC Mutual Fund
4) RBI Governor Shri Shaktikanta Das announced that payments through unified payment interface (UPI) have grown exponentially in the past 12 months, with daily transactions crossing _________ in March 2023.
(a) 36 crores
(b) 24 crores
(c) 19 crores
(d) 42 crores
(e) 31 crores
5) As the first such move in the sector, private non-life insurer Shriram General Insurance Company (SGIC) has opened two branches in Ludhiana, Punjab, and____________, that are exclusively for women.
(a) Pune, Maharashtra
(b) Mumbai, Maharashtra
(c) Jaipur, Rajasthan
(d) New Delhi, Delhi
(e) Bangalore, Karnataka
6) Recently, The Union Minister of State for Tribal Affairs, Renuka Singh Saruta inaugurated the Mara Tribal Girls’ Hostel in _____________.
(a) Manipur
(b) Assam
(c) Tripura
(d) Mizoram
(e) Maharashtra
7) Which of the following company has commissioned India’s first Air cooled condenser installed Super Critical plant to demonstrate its Commitment towards water conservation through reduce, reusing and recycling?
(a) Power Grid Corporation
(b) NTPC
(c) Power Finance Corporation
(d) BHEL
(e) ONGC
8) Which is the first country in the world to open an underwater burial site for Carbon dioxide (CO2) and also import the gas from other countries?
(a) Denmark
(b) Norway
(c) Sweden
(d) Iceland
(e) Hungary
9) As per the United Nations report, Which country became the most repressive in the world for women and girls, deprived of many of their basic rights?
(a) Afghanistan
(b) Iran
(c) Pakistan
(d) Israel
(e) Saudi Arabia
10) Uttarakhand became India’s first state to launch the “Resham Keet Bima” scheme to protect its sericulturists.This scheme will be run under______________.
(a) Fasal Bima Yojana
(b) Saral Krishi Beema
(c) Jal Jeevan Mission
(d) Swachh Bharat Mission
(e) Atal Mission for Rejuvenation and Urban Transformation
11) The Odisha government has approved ________to launch a new scheme Livelihoods Cluster Development initiative for tribal people under the ‘Mukhya Mantri Janajati Jeebika Mission.’
(a) Rs 100 crore
(b) Rs 300 crore
(c) Rs 500 crore
(d) Rs 1000 crore
(e) Rs 450 crore
12) Sashidhar Jagdishan has been chosen as the Business Standard Banker of the Year 2022. He is the managing director (MD) and chief executive officer (CEO) of which bank?
(a) Axis Bank
(b) HDFC Bank
(c) Indian Bank
(d) Federal Bank
(e) ICICI Bank
13) Which company has signed an MoU with Andhra Pradesh on the sidelines of the Andhra Pradesh Global Investors Summit 2023?
(a) Paytm
(b) Billdesk
(c) Razorpay
(d) PayU
(e) Google Pay
14) Which state’s government and the Sweden-India Business Council have signed an MoU to work together on waste to energy, sustainable infrastructure and transportation, and defence production and investment?
(a) Arunachal Pradesh
(b) Uttar Pradesh
(c) Maharashtra
(d) West Bengal
(e) Uttarakhand
15) According to the ‘Landslide Atlas’ report prepared by Hyderabad-based National Remote Sensing Centre (NRSC) of ISRO, Which district in Uttarakhand has “maximum exposure to landslide risk in India?
(a) Haridwar
(b) Rudraprayag
(c) Almora
(d) Pithoragarh
(e) Nainital
16) Who has been given the additional charge of the Chairman of Life Insurance Corporation (LIC) for a period of 3 months?
(a) Siddhartha Mohanty
(b) Shreyas G. Hosur
(c) Dinesh Prajapati
(d) Vivek Kumar
(e) Umesh Dwivedi
17) Tech Mahindra has appointed Mohit Joshi as its Managing Director (MD) and Chief Executive Officer (CEO) for a period of ________.
(a) 3 years
(b) 5 years
(c) 2 years
(d) 6 years
(e) 4 years
18) How many broadband satellites of UK-based startup OneWeb have been successfully launched by a SpaceX Falcon 9 rocket from Florida’s Cape Canaveral Space Force Station (USA)?
(a) 25
(b) 32
(c) 40
(d) 55
(e) 67
19) Name the first diver to sweep the women’s 3-metre springboard and 10-metre platform competitions at consecutive Olympics, who recently passed away.
(a) Zoe Ann Olsen
(b) Patricia Joan Keller McCormick
(c) Paula Jean Myers-Pope
(d) Madeleine Moreau
(e) Irene MacDonald
20) Every year, World Consumer rights Day has been observed on which of the following day?
(a) 15 March
(b) 13 March
(c) 14 March
(d) 16 March
(e) 12 March
Answers :
1) Answer: A
The nation’s largest lender State Bank of India (SBI) raised Rs 3,717 crore through an additional tier 1 (AT1) bond sale.
This is the third Basel III compliant AT1 bond sale and the latest issue was closed at a coupon rate of 8.25%.
The proceeds will be used to augment its additional tier 1 capital and overall capital base of the bank and also for strengthening capital adequacy by RBI guidelines.
These bonds have a call option after 10 years and every anniversary thereafter.
Prior to this bond sale the bank had raised Rs 4,544 crore on February 21, 2023, from similar bonds at a spread of 71 bps over the corresponding G-Sec par curve on the date of bidding.
Basel III AT1 bonds with a 5-year call option are worth Rs 41,581.70 crore, while AT1 bonds with a 10-year call option are worth Rs 8,261 crore of the bank’s total outstanding Additional Tier 1 Bonds.
2) Answer: E
The credit card outstanding in January, 2023 rose 29.6% to reach an all-time high of Rs 1.87 lakh crore on the back of increased digitisation and rising consumer confidence in the post-Covid period.
As per the latest data of the RBI,the credit card outstanding has recorded a growth of more than 20% in the 10 months of the current fiscal.
Key Highlights :
Highest growth of 30.7% was recorded in June.
Credit card spending has shown consistent growth for the last few months.
In January 2023, card spending stood at ₹1.28 lakh crore as against ₹1.26 lakh crore in December 2022.
Since last 11 months, credit card spends have been consistently above ₹1-lakh-crore mark.
At the end-January 2023, there were nearly 8.25 crore credit cards issued by different banks.
The top 5 credit issuers in the country are HDFC Bank, SBI Card, ICICI Bank, Axis Bank and Kotak Bank.
3) Answer: B
IDFC Mutual Fund (MF) has rebranded itself as Bandhan Mutual Fund.
The fund house’s schemes will be renamed, with the word ‘Bandhan’ replacing ‘IDFC’ in each of them.
The new brand logo will also be unveiled, closely resembling the Bandhan Bank logo, but with additional colours and styling
Key Highlights :
IDFC MF was earlier a part of the IDFC group, and was acquired by a Bandhan Financial Holdings-led consortium in April 2022.
The deal was approved by the Securities and Exchange Board of India (SEBI) in November 2022.
IDFC Asset Management Company was acquired by the consortium, which comprises Bandhan Financial Holdings Limited, GIC, and ChrysCapital.
4) Answer: A
Reserve Bank of India (RBI) Governor Shri Shaktikanta Das announced that payments through unified payment interface (UPI) have grown exponentially in the past 12 months, with daily transactions crossing 36 crores in March, which is a rise of 50% from 24 crores in February 2022.
Key Highlights :
In value terms, daily UPI transactions are worth ₹6.27 lakh crore.
This is a growth of 17% from ₹5.36 lakh crore in February 2022.
RBI governor stated these facts while launching Digital Payments Awareness Week.
5) Answer: C
Private non-life insurer, Shriram General Insurance Company (SGIC) has set up two women-only branches in Ludhiana, Punjab and Jaipur,Rajasthan in the first such initiative in the industry.
The entire workforce, from the branch manager to the support staff, consists of women.
SGIC plans to replicate the model nationwide, going forward.
Sundaram Direct, a division of Sundaram Finance, has also opened its first all-women branch in Chennai, Tamil Nadu (TN).
6) Answer: D
Union Minister of State for Tribal Affairs, Renuka Singh Saruta inaugurated the Mara Tribal Girls’ Hostel in Lunglei in Mizoram.
The Union Government has been implementing many schemes and measures to protect women’s dignity and their rights.
The Government is also encouraging women to stand up for their rights.
During her visit to the State, Minister Smt Saruta also paid homage to the freedom fighter Darthawma in his home town of Lunglei.
Union Minister Smt Renuka Singh also said that under the visionary leadership of PM Modi, India has been able to fight against COVID-19 successfully.
On the occasion, she further said that the construction of women’s hostels is being carried out in villages across the country with the Government giving maximum importance to education.
7) Answer: B
NTPC has commissioned India’s first Air cooled condenser installed Super Critical plant to demonstrate its Commitment towards water conservation through reduce, reusing and recycling.
NTPC, the country’s largest integrated energy utility, has started commercial operation of the 1st Unit of 660 MW at North Karanpura (3*660 MW), in Jharkhand.
his project has been envisaged with Air Cooled Condenser (ACC) which has almost 1/3rd water footprint as compared to a conventional Water Cooled Condenser (WCC).
This would result in a water saving of around 30.5 mcm annually thus fulfilling the needs of around 1.5 million people in the region annually.
NTPC has already taken a series of measures across its plant locations on sound water management.
8) Answer: A
Denmark is the first country in the world to open an underwater burial site for Carbon dioxide (CO2) and also import the gas from other countries.
Denmark inaugurated a project to store carbon dioxide 1,800 metres beneath the North Sea.
The CO2 graveyard, where the carbon is injected to prevent further warming of the atmosphere, is on the site of an old oil field.
Led by British chemical giant Ineos and German oil company Wintershall Dea, the “Greensand” project is expected to store up to 8 million tonnes of CO2 per year by 2030.
Carbon capture and storage (CCS) projects aim to capture and then trap CO2 to mitigate global warming.
9) Answer: A
The United Nations (UN) stated that, since the Taliban takeover of Afghanistan, the country has become the most repressive in the world for women and girls, deprived of many of their basic rights.
Key Highlights :
Afghanistan’s new rulers have shown an almost singular focus on imposing rules that leave most women and girls effectively trapped in their homes.
About 11.6 million women and girls are no longer receiving vital assistance.
Women-headed households, which make up almost a quarter of households in Afghanistan, have nowhere left to turn and no livelihood support.
10) Answer: B
Uttarakhand has become India’s first state to launch the “Resham Keet Bima” scheme to protect its sericulturists.
Key Highlights :
In the first phase of this pilot project, 200 sericulturists from 5 blocks of 4 districts — Dehradun, Haridwar, Udham Singh Nagar, and Nainital have been insured from the ill effects of climate change, scarcity of water, and other hazards.
The decision to do this has been taken by the Agriculture Insurance Company of India and the department.
This scheme will be run under Saral Krishi Beema.
11) Answer: C
The Odisha government has approved Rs 500 crore to launch a new scheme Livelihoods Cluster Development initiative for tribal people under the ‘Mukhya Mantri Janajati Jeebika Mission.’
Aim :
In a bid to economically empower the tribal communities and boost their livelihood scope.
The scheme will be implemented by the ST and SC Development, Minorities and Backward Classes Welfare Department through the state-funded ‘ST Livelihood and Income Generating Programme’ in Odisha.
12) Answer: B
Sashidhar Jagdishan, managing director (MD) and chief executive officer (CEO) of HDFC Bank, has been chosen as the Business Standard Banker of the Year 2022, as the lender continued its strong performance under his leadership while successfully navigating through technology-related challenges.
An eminent five-member jury, chaired by former Reserve Bank of India (RBI) deputy governor S S Mundra, picked the CEO of the largest private sector bank of the country as the winner.
13) Answer: A
One97 Communications Ltd which owns Paytm announced that it has signed a memorandum of understanding (MoU) with the Government of Andhra Pradesh (GoAP) on the sidelines of the Andhra Pradesh Global Investors Summit 2023.
The agreement aims to promote mutual cooperation in the areas of Industrial Development, Financial Inclusion, Public Health, Cyber Security and Prevention of Financial Frauds in the state of Andhra Pradesh.
The agreement was signed in the presence of Shri Saurabh Gaur, Secretary, Information Technology, Electronics and Communications, Government of Andhra Pradesh and Shri Vijay Shekhar Sharma, Founder, Managing Director and CEO of Paytm.
14) Answer: C
Sweden India Business Council has signed a memorandum of understanding with the Maharashtra government for cooperation in the area of waste to energy, sustainable infrastructure and transportation, defence manufacturing and investment, the industry body.
The MoU was signed in the presence of Maharashtra Deputy Chief Minister Devendra Fadnavis.
The MoU was signed between Sweden India Business Council (SIBC) and Maharashtra Industrial Development Corporation (MIDC).
15) Answer: B
Uttarakhand’s Rudraprayag district, which houses the Kedarnath shrine, has “maximum exposure to landslide risk in the country”, according to the ‘Landslide Atlas’ report prepared by Hyderabad-based National Remote Sensing Centre (NRSC) of the Indian Space Research Organisation (Isro).
Rudraprayag has 32 chronic landslide zones, with the maximum located on NH-107 which leads to the holy town, according to the District Emergency Operation Centre.
Another Uttarakhand district, Tehri is at the second spot in the list of landslide prone districts.
16) Answer: A
The current Managing Director (MD) and Chief Executive Officer (CEO) of LIC Housing Finance, Mr Siddhartha Mohanty, has been given the additional charge of Chairman of Life Insurance Corporation (LIC) for a period of 3 months starting from March 14, 2023.
The filing noted that the term of Mr MR Kumar as Chairperson of LIC of India will be completed on March 13, 2023.
The filing stated that in compliance with Regulation 30 of the Securities and Exchange Board of India (SEBI)(Listing Obligations and Disclosure Requirement) (LODR) Regulations, 2015, the Department of Financial Services, Ministry of Finance, Govt of India, has approved the appointment of Mr Siddhartha Mohanty,MD as interim chairman of LIC with the financial and administrative powers.
On February 1, 2021, Mr Mohanty was appointed as the MD of LIC for a term of over 2 years until June 30, 2023, or until his superannuation.
17) Answer: B
India’s 5th largest information technology firm, Tech Mahindra, has appointed Mr Mohit Joshi as its Managing Director (MD) and Chief Executive Officer (CEO) for a period of 5 years with effect from December 20, 2023 to Dec 19, 2028.
Joshi will replace Mr CP Gurnani, who is set to retire in December, 2023.
About Mr Mohit Joshi :
Since 2020, Mr Mohit holds the post of Non-Executive Director at Aviva Plc and is a member of its Risk & Governance and Nomination committees.
He worked with the largest corporations in the world, like Infosys, ABN AMRO and ANZ Grindlays.
He has also held the office of the Vice Chair of the Economic Growth Board of the CBI (Confederation of British Industry).
Before this appointment, he resigned from his post as the president of Infosys.
18) Answer: C
A SpaceX Falcon 9 rocket successfully launched 40 broadband satellites of United Kingdom(UK)-based company OneWeb from Florida’s Cape Canaveral Space Force Station in Florida, United States of America (USA).
With this, OneWeb 17, the total number of satellites in this network to 582.
It was the 13th launch and landing for this particular booster
It was carried out to facilitate OneWeb’s goal of constructing a constellation of over 600 satellites in low earth orbit (LEO).
Most of OneWeb’s satellites have launched atop Russian-built Soyuz rockets operated by the French company Arianespace.
OneWeb has now flown 3 times with SpaceX (on Falcon 9 rockets) and once with NewSpace India Limited (NSIL) on an Indian Geosynchronous Satellite Launch Vehicle (GSLV) Mark III vehicle.
Among those previous flights were SpaceX’s two private astronaut missions, Inspiration4 and Ax-1, which launched in September 2021 and April 2022, respectively.
19) Answer: B
Patricia Joan Keller McCormick, who became the first diver to sweep the women’s 3-metre springboard and 10-metre platform competitions at consecutive Olympics, has passed away at the age of 92 in California, United States of America (USA).
About Pat McCormick :
Pat McCormick was born on May 12, 1930, Seal Beach, California, USA.
She won both diving events at two consecutive Summer Olympics, in 1952 and 1956.
She served on the Los Angeles 1984 Summer Olympics organising committee
She won gold on platform and silver on 3-metre at the 1951 Pan American Games, and she followed up with gold on both events at the 1955 event.
McCormick’s daughter, Kelly Robertson, won a silver medal in springboard diving at Los Angeles in 1984 and a bronze at Seoul in 1988 Olympic Games.
Awards & Honors :
McCormick won 26 U.S. national titles, second all-time among American women, from 1946-56.
She won the James E. Sullivan Award for best amateur athlete in the US in 1956 the second woman to do so, after the swimmer Ann Curtis had been the first, in 1944
In 1965, McCormick was in the first group of inductees in the International Swimming Hall of Fame.
20) Answer: A
World Consumer rights Day 2023 is observed all over the world on March 15th, 2023.
It is a global event observed annually on March 15th every year.
Consumers International announce that World Consumer Rights Day 2023 theme is “Fair Digital Finance”.
It is a global event that aims to raise awareness about consumer rights and needs.
World Consumer Rights Day was inspired by President John F Kennedy, who sent a special message to the US Congress on 15th March 1962, in which he formally addressed the issue of consumer rights.
