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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 17th August 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) RBI to launch a pilot project on Public Tech Platform for frictionless credit. In that which of the products will not initially prioritised?
(a) Personal Loans
(b) Education Loans
(c) Home Loans
(d) Dairy Loans
(e) Kisan Credit card Loans
2) Recently in August 2023, the Credit card default rises how much percentage to Rs. 4,072 crores at the end of March 2023?
(a) 1.84
(b) 1.78
(c) 1.98
(d) 1.64
(e) 1.94
3) RBI imposes monetary penalty on 4 co-operative banks for violating rules. A monetary penalty of how many lakhs has been imposed to The Tapindu Urban Co-operative Bank Limited?
(a) 1
(b) 2
(c) 3
(d) 4
(e) 5
4) A central Government approves Rs 57,613 crore for 10,000 e-buses across how many cities?
(a) 159
(b) 149
(c) 178
(d) 169
(e) 162
5) G20 Film Festival to begin in New Delhi with a screening of Satyajit Ray’s Pather Panchali. The event is from August 16 to _______
(a) 1st September
(b) 5th September
(c) 4th September
(d) 2nd September
(e) 3rd September
6) PM Modi welcomes WHO Director-General in India. PM Modi used the name _____ for Dr Tedros.
(a) Mint Bhai
(b) Sage Bhai
(c) Tulsi Bhai
(d) Thyme Bhai
(e) Chives Bhai
7) The Cabinet approves Rs 13,000 crores for PM Vishwakarma scheme to support traditional artisans and craftspeople. Under this scheme, loans up to one lakh rupees will be provided at a concessional interest rate of how much per cent?
(a) 2
(b) 4
(c) 5
(d) 6
(e) 3
8) Which North Eastern state ranked first under Group A in the 12th Report on States/UTs performance on CPGRAMS released by DARPG for the month of July 2023?
(a) Tripura
(b) Meghalaya
(c) Sikkim
(d) Mizoram
(e) Assam
9) The ______ round of the India- China Corps Commander Level Meeting was held at the Chushul-Moldo border meeting point on the Indian side
(a) 15
(b) 16
(c) 18
(d) 19
(e) 21
10) Which state’s Chief Minister launches a mobile app & WhatsApp helpline for Chief Minister’s Medical Assistance Fund?
(a) Gujarat
(b) Telangana
(c) Karnataka
(d) Maharashtra
(e) Bihar
11) The final Lunar bound orbit manoeuvre for the Chandrayaan-3 spacecraft was performed successfully. How many lunar bound in Chandrayaan 3 in total?
(a) 4
(b) 5
(c) 3
(d) 6
(e) 2
12) The 14 States and UTs Yet to Sign an MoU for Implementation of the National Education Policy to avail funds worth almost how many crores for the next three years?
(a) Rs.12000
(b) Rs.10000
(c) Rs.13000
(d) Rs.15000
(e) Rs.18000
13) Steven Finn announces retirement from all forms of Cricket. Which country does he hail from?
(a) Srilanka
(b) Australia
(c) England
(d) Zimbabwe
(e) Pakistan
14) Where has the Ministry of Youth Affairs & Sports been organizing the Youth 20 Summit?
(a) Karnataka
(b) Tamil Nadu
(c) Uttar Pradesh
(d) Haryana
(e) Delhi
15) Sulabh International’s founder and social activist Bindeshwar Pathak passed away. When was he received the Padma Bhushan award?
(a) 1992
(b) 1990
(c) 1991
(d) 1993
(e) 1995
Answers :
1) Answer: B
The Public Tech Platform is poised to revolutionise credit delivery by streamlining the flow of critical digital information to lenders.Designed with an end-to-end digital infrastructure, the platform is founded upon an open architecture, making use of open Application Programming Interfaces (APIs) and industry standards. This inclusive framework beckons all participants within the financial sector to seamlessly integrate into a ‘plug and play’ model, fostering collaborative innovation and efficiency.The pilot phase of the platform will initially prioritise products such as Kisan Credit Card loans, Dairy Loans, collateral-free MSME loans, Personal loans, and Home loans. These services will be offered through partnering banks, creating a diverse offering to cater to various borrowers’ needs. The platform’s functionalities will encompass crucial services, including Aadhaar e-KYC, land records from selected state governments (Madhya Pradesh, Tamil Nadu, Karnataka, Uttar Pradesh, and Maharashtra)
2) Answer: E
Credit card default rose to Rs 4,072 crore or 1.94% at the end of March 2023.As per the inputs received from RBI, in respect of defaults in credit cards, the gross non-performing assets (GNPAs) in credit cards was Rs 3,122 crore in March-2022 and Rs 4,072 crore in March-2023, while credit card outstanding in March-2022 and March-2023 was Rs 1.64 lakh crore and Rs 2.10 lakh crore, respectively.GNPAs in credit cards have declined from 3.56% in March 2021 to 1.91% in March 2022, and stand at 1.94% in March 2023 against the scheduled commercial banks’ GNPA of 3.87% in March 2023.The total number of frauds as reported by the cooperative banks during FY23 was 964 with amount involved to the tune of Rs 791.40 crore.During FY22, the total number of frauds was 729 and the amount involved was Rs 536.59 crore as against 438 frauds involving Rs 1,985.79 crore in FY21.
3) Answer: A
A monetary penalty of ₹1,00,000 has been imposed on The Tapindu Urban Co-operative Bank Limited, Patna.This penalty is for non-compliance with the directions issued by RBI on ‘Exposure Norms and Statutory / Other Restrictions – UCBs’.A penalty of ₹2.00 lakh has been imposed on Islampur Urban Co-operative Bank Limited, Maharashtra.The banks had not transferred the eligible amount to the Depositor Education and Awareness Fund (DEAF).A penalty of ₹2.00 lakh has been imposed on the Mahabaleshwar Urban Co-operative Bank Limited for non-compliance for contravention of certain provisions Banking Regulation Act, 1949 and RBI’s directions.RBI imposed a monetary penalty of ₹1.00 lakh on Mangal Co-operative Bank Limited, Mumbai for non-compliance with RBI’s directions on ‘Maintenance of Deposit Accounts’ and ‘Know Your Customer (KYC)’.
4) Answer: D
The Union Cabinet, led by Prime Minister Narendra Modi, has approved “PM-eBus Sewa” for augmenting city bus operations. Priority has been given to cities with no organised bus service.10,000 e-Buses will be deployed in 169 cities, said Union Minister Anurag Thakur at a press briefing in New Delhi. The scheme is tipped to generate 45,000-55,000 direct jobs. The estimated cost of the scheme is Rs 57,613 crore, of which Rs 20,000 crore will be provided by the Central government and the rest will be provided by state governments.
5) Answer: D
The G20 Film Festival will begin in New Delhi, on August 16. Satyajit Ray’s “Pather Panchali ” will be the opening film. The festival aims to celebrate and showcase a vibrant and collaborative partnership existing amongst the G20 and invited countries in the field of cinema. The festival is organised by the India International Centre (IIC) and the G20 Secretariat of the Ministry of External Affairs. It will be inaugurated by veteran actor Victor Banerjee and India’s G20 Sherpa Amitabh Kant. The event will continue till 2nd September.
6) Answer: C
Prime Minister Narendra Modi, welcomed the Director General of the World Health Organisation, Dr. Tedros Adhanom Ghebreyesus, who arrived in India to attend the WHO-global Summit. Mr Modi used the name ‘Tulsi Bhai’ for Dr Tedros, a name the Prime Minister gave to the Director General on his last visit.Dr Tedros will take part in WHO Global Summit on Traditional Medicine to be held from the 17th to the 18th of this month at Gandhinagar in Gujarat.
7) Answer: C
The Government has approved PM Vishwakarma’s scheme to support traditional artisans and craftspeople of rural and urban India with a financial outlay of 13 thousand crore rupees. Briefing reporters in New Delhi after the Union Cabinet meeting, Communications and IT Minister Ashwini Vaishnaw said, eighteen traditional trades will be covered in the first instance under the scheme. They include Carpenters, Boat makers, Sonar, Raj Mistry, Toymaker, Lohar, and potters. He said the scheme will provide skill upgradation, Toolkit incentive, incentive for digital transactions, and marketing support. Mr Vaishnaw said, under this scheme, loans up to one lakh rupees will be provided at a concessional interest rate of five per cent. The Minister said, more than 30 lakh families will be benefited from this scheme.
8) Answer: C
9) Answer: D
The 19th round of the India- China Corps Commander Level Meeting was held at the Chushul-Moldo border meeting point on the Indian side on the 13th and 14th of August. The two sides had a positive, constructive and in-depth discussion on the resolution of the remaining issues along the LAC in the Western Sector.External Affairs Ministry said that they exchanged views in an open and forward-looking manner in line with the guidance provided by the leadership. Both sides agreed to resolve the remaining issues expeditiously and maintain the momentum of dialogue and negotiations through military and diplomatic channels. In the interim, the two sides agreed to maintain peace and tranquillity on the ground in the border areas.The G20 Film Festival will showcase Satyajit Ray’s 1955 classic ‘Pather Panchali’ as the opening film.
10) Answer: D
Maharashtra Chief Minister Eknath Shinde launched a mobile app and WhatsApp helpline for the Chief Minister’s Medical Assistance Fund. A programme also was organized at the Sahyadri Guest House in Mumbai for patients who have successfully overcome chronic and serious diseases. A helpline number 8650567567 has been started for patients and their relatives.Addressing the gathering, Chief Minister Eknath Shinde said that more than 12 thousand 500 patients have benefited from the Chief Minister’s Aid Fund in the last year. On this occasion, the fifth edition of the medical aid manual and the book ‘Rokhthok’ based on the ideology of Balasaheb Thackeray was launched.Deputy Chairman of Legislative Council Dr Neelam Gorhe, Skill Development Minister Mangal Prabhat Lodha and other dignitaries were present on the occasion.
11) Answer: B
The final and fifth Lunar bound orbit manoeuvre for the Chandrayaan-3 spacecraft was performed successfully. The spacecraft is now revolving in an orbit of 153 km x 163 km, as intended. ISRO tweet says that the separation of the Lander Module from the Propulsion Module is planned for 17th August 2023. After separation from the Propulsion module, the lander that carries Rover will slowly soft land on the surface of the Moon near its south pole on 23rd August at 5.47 pm. The Mission objective of Chandrayaan 3 is to demonstrate a safe and soft landing on the lunar surface and move the rover to the surface and carry out in-situ scientific experiments.
12) Answer: C
Kerala, Tamil Nadu and West Bengal are among 14 States and Union Territories which are yet to sign a crucial Memorandum of Understanding (MoU) with the Union Education Ministry, which mandates the implementation of the National Education Policy to avail funds worth almost ₹13,000 crore for the next three years, under the Centre’s flagship scheme for State-run higher education.40% of the Pradhan Mantri Uchchatar Shiksha Abhiyan (PM-USHA) budget must be borne by the States themselves, and no extra funds have been earmarked for NEP reformsPM-USHA is the new name for the Ministry’s scheme to improve the quality of higher education in State Universities — through curricular and programme changes, teacher training, physical and digital infrastructure, accreditation, and enhancing employability — while ensuring equity, access, and inclusion.
13) Answer: C
Former England pacer Steven Finn has announced retirement from all forms of Cricket following a chronic knee injury. A knee injury that he suffered almost a year ago kept him out of action from most of the activity this year. Finn has had a decent career with England, having featured in 36 Tests, 69 One-Day Internationals and 21 T20 Internationals. Making his debut in 2010, he grabbed 14 wickets during the 2010-11 Ashes, which his side famously won 3-1 in Australia.
14) Answer: C
The Ministry of Youth Affairs and Sports is organizing Youth 20 Summit-2023 in Varanasi, Uttar Pradesh. The Summit will continue till the 20th of August. More than 100 delegates from G20 countries, Guest countries and International Organizations will discuss five identified themes of Y20. These themes include Future of Work: Industry 4.0, Innovation and 21st Century Skills, Peacebuilding and Reconciliation: Ushering in an Era of No War, and Climate Change and Disaster Risk Reduction. The Y20 Summit is the culmination of the Inception Meeting at Guwahati, 14 Youth-20 Consultations conducted at prominent educational institutions, Pre-Summit at Leh, Ladakh, Brainstorming sessions, Y20 Chaupals and various Jan Bhagidari events conducted across the country in the run-up to the main Y20 Summit. The Y20 Summit will bring together youth experts, decision-makers and youth representatives from G20 countries to negotiate, finalize and sign the Y20 Communiqué created from the conclusions of the discussions conducted during the past few months.
15) Answer: C
Pathak is a recipient of the Padma Bhushan, the third-highest civilian award in India.In 2003, he was added to the Global 500 Roll of Honour, and in 2009, he was awarded the prestigious Stockholm Water Prize. His other accolades include the Energy Globe Award, the Dubai International Award for Best Practices, and the Legend of Planet award from the French Senate in Paris.In 2020, a book detailing his work as a social innovator, ‘Namaste, Bindeshwar Pathak!’ was published.Founder of ‘Sulabh International’ Bindeshwar Pathak passed away at AIIMS, Delhi due to cardiac arrest. He was 80. He established the Sulabh International Social Service in 1970 and campaigned extensively against manual scavenging. He was awarded the Padma Bhushan in 1991.
