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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 19th & 20th February 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) Which is the first private sector bank in India to take up a service that allows customers to use RuPay credit cards on a UPI with BHIM and other UPI-enabled apps?
(a) HDFC Bank
(b) Kotak Mahindra Bank
(c) Axis Bank
(d) ICICI Bank
(e) Federal Bank
2) Housing Development Finance Corporation Ltd (HDFC) concluded a sale of 10-year non-convertible debentures (NCDs) worth____________, marking the largest domestic rupee bond issuance by a corporate in India.
(a) Rs 15,000 crore
(b) Rs 25,000 crore
(c) Rs 10,000 crore
(d) Rs 20,000 crore
(e) Rs 30,000 crore
3) Which of the following has entered into a partnership with HDFC Life to support self-employment and augment entrepreneurial opportunities under the Skill India Mission?
(a) National Bank for Agriculture and Rural Development
(b) National Skill Development Corporation
(c) Small Industries Development Corporation
(d) Khadi and Village Industries Commission
(e) Bureau of Indian Standards
4) Which organisation has notified governance norms for Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) on the lines of listed companies?
(a) RBI
(b) SIDBI
(c) NITI Aayog
(d) SEBI
(e) NPCI
5) Recently, The Public-Sector Banks (PSBs) in India wrote off bad loans worth _________ crore during the Q3-FY23.
(a) Rs 17,000
(b) Rs 42,000
(c) Rs 33,000
(d) Rs 29,000
(e) Rs 10,000
6) Which of the following company has partnered with SMC Insurance Brokers Pvt. Ltd to provide car insurance for over 650,000 DriveU customers?
(a) Ola
(b) Ezi Drive
(c) Uber
(d) DriveU
(e) Rapido
7) Under Project Cheetah, How many African cheetahs including seven males and five females will reach Kuno National Park, Madhya Pradesh?
(a) 13
(b) 8
(c) 12
(d) 7
(e) 10
8) The national-level hackathon “KAVACH-2023” has been launched in New Delhi to advance India’s cyber-preparedness. This event is being organized by ________________.
(a) Ministry of Education’s Innovation Cell,AICTE
(b) Bureau of Police Research and Development
(c) Indian Cyber Crime Coordination Centre
(d) All of the above
(e) Both A and B
9) Where was North India’s first nuclear power plant is set to come up?
(a) Bengaluru, Karnataka
(b) Chandipur, Odisha
(c) Noida, Uttar Pradesh
(d) Gorakhpur, Haryana
(e) Sriharikota, Andhra Pradesh
10) According to a report produced by NASSCOM, India is the _____ largest tech start-up ecosystem globally, with over 1,300 active tech start-ups added in CY2022.
(a) fifth
(b) second
(c) third
(d) fourth
(e) sixth
11) The Competition Commission of India (CCI) has approved a __________deal related to Dalmia Cement’s acquisition of cement, clinker and power plants of Jaiprakash Associates Limited (JAL).
(a) ₹3,352 crore
(b) ₹6,646 crore
(c) ₹7,353 crore
(d) ₹4,345 crore
(e) ₹5,666 crore
12) According to the World Meteorological Organisation (WMO) report, titled “Global Sea-Level Rise and Implications”, between 2013 and 2022, global mean sea-level rose by ___________.
(a) 3.5 millimetre
(b) 4.7 millimetre
(c) 3.3 millimetre
(d) 5.5 millimetre
(e) 4.5 millimetre
13) Recently, Which state government has presented a Rs 3.39-lakh crore budget for the Financial Year (FY) 2023-24?
(a) West Bengal
(b) Uttar Pradesh
(c) Meghalaya
(d) Madhya Pradesh
(e) Gujarat
14) As per the recent report, Who has been appointed as the next Chief Executive officer (CEO) of YouTube?
(a) Jyothi Surekha Vennam
(b) Neal Mohan
(c) Abhishek Verma
(d) Susan Wojcicki
(e) Steve Chen
15) Which of the following bank has won Prathista Puraskar under Digidhan Awards 2021-22?
(a) Axis bank
(b) Karnataka Bank
(c) ICICI Bank
(d) RBL Bank
(e) Bandhan Bank
16) Which of the following brand has crossed a billion dollars in annual sales in 2022, the first brand in India’s home and personal care category to reach that mark?
(a) Parle
(b) Surf Excel
(c) Ariel
(d) Britannia
(e) Tide
17) Which company has launched The Shelter Project to support the entire gig economy and delivery partners of various companies?
(a) Zomato
(b) Swiggy
(c) Dunzo
(d) Uber Eats
(e) Blinkit
18) As per Nokia’s annual Mobile Broadband Index (MBiT) report, India’s total spends on private wireless networks is expected to reach around $250 million by________.
(a) 2027
(b) 2026
(c) 2024
(d) 2025
(e) 2030
19) Which edition of the annual joint military exercise, “EX DHARMA GUARDIAN”, between India and Japan is being conducted at Camp Imazu in Shiga province, Japan?
(a) 8th
(b) 7th
(c) 3rd
(d) 4th
(e) 5th
20) Ola Electric Mobility has signed an MoU with ________ government to set up a cell manufacturing plant and an electric 4-wheeler manufacturing plant in the state.
(a) Kerala
(b) Karnataka
(c) Rajasthan
(d) Tamil Nadu
(e) West Bengal
21) Recently, The Central Water Commission has signed an Agreement with which of the following institute?
(a) IIT Roorkee
(b) IIT Kanpur
(c) IIT Bombay
(d) IIT Delhi
(e) IIT Madras
22) Homegrown financial technology firm Velocity has launched India’s first Artificial Intelligence (AI) chatbot integrated with OpenAI’s ChatGPT called _________.
(a) Taxi
(b) Lexi
(c) Chati
(d) Booti
(e) Arti
23) Every year, The World Day of Social Justice has been observed on which of the following day?
(a) February 22
(b) February 20
(c) February 19
(d) February 18
(e) February 21
24) Where is Chandra Prabha Wild Life Sanctuary Located?
(a) Karnataka
(b) Maharashtra
(c) Uttar Pradesh
(d) Madhya Pradesh
(e) Telangana
25) Which of the following is the currency of Spain?
(a) Dollar
(b) Euro
(c) Franc
(d) Krone
(e) Dinar
Answers :
1) Answer: A
HDFC Bank has become the first private sector bank in India to take up a service that allows customers to use RuPay credit cards on a unified payments interface (UPI) with Bharat Interface for Money (BHIM)and other UPI-enabled apps.
Aim :
To enable safe, and secure payment transactions.
Till 2022, UPI was being linked to savings accounts from where the payments used to be debited.
From now on, HDFC Bank Rupay credit cards can be linked to a UPI ID enabling a customer to use the credit card on popular payments platforms.
2) Answer: B
Housing Development Finance Corporation Ltd (HDFC) concluded a sale of 10-year non-convertible debentures (NCDs) worth Rs 25,000 crore, marking the largest domestic rupee bond issuance by a corporate in India.
The housing financier’s bonds carry an annualised coupon or the rate of interest periodically paid out to investors of 7.97%.
The 10-year benchmark government bond yield closed at 7.35% in the secondary market.
The deal was arranged by ICICI Bank, Axis Bank, HDFC Bank, and ICICI Securities Primary Dealership.
The issue was oversubscribed and received 92 bids amounting to Rs. 27,863 crore of which the company retained 55 investor bids totalling to Rs. 25,000 crore
3) Answer: B
The National Skill Development Corporation (NSDC), working under the aegis of Ministry of Skill Development & Entrepreneurship (MSDE), Government of India (GoI) has entered into a partnership with HDFC Life, India’s life insurer, under the Skill India Mission, to support self-employment and augment entrepreneurial opportunities.
About the Partnership :
As part of this collaboration, NSDC will support HDFC Life in inducting trained (https://www.hdfclife.com/) life insurance advisors and strengthening the last mile reach.
The partnership will provide training to candidates undergoing the IC38 examination conducted by the Insurance Regulatory and Development Authority of India (IRDAI) and drive skill enhancement.
4) Answer: D
Capital Market Regulator Securities and Exchange Board of India (SEBI) notified governance norms for Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) on the lines of listed companies.
In two separate notifications, provisions such as those related to the tenure of the auditor, computation of leverage and unclaimed or unpaid distribution have been streamlined by the SEBI.
This comes after the board of SEBI approved a proposal in December, 2022 for introducing governance norms for REITs and InvITs on the lines of corporate governance norms for listed companies.
The SEBI stated that the tenure of an auditor will be made till the conclusion of the 5th annual general meeting of unitholders, and a statutory auditor will undertake a limited audit of all the entities or companies whose accounts are to be consolidated.
5) Answer: D
During Q3FY23, public-sector banks (PSBs) in India wrote off bad loans worth Rs 29,000 crore, up from Rs 23,000 crore in the same quarter of the previous year.
According to estimates by rating agency CARE Ratings, the write-offs by PSBs in April-December 2022, at Rs 81,000 crore, were lower than the Rs 90,000 crore in April-December 2021.
Key Highlights :
The gross non-performing assets (GNPAs) for the banking sector as a whole remain at around 5%, the figure is expected to come down to 2-2.5%, which was the level seen 10-12 years ago.
The gross NPAs of 12 PSBs declined 18% YoY to Rs 4.58 lakh crore at the end of December 2022, while net NPAs dropped by 32% to Rs 1.15 lakh crore during the same period.
In Q3FY23, Bank of India, a Mumbai-based public-sector lender, wrote off Rs 2,522 crore, higher than the Rs 1,883 crore in the second quarter but much lower than the Rs 4,900 crore in Q3FY22.
6) Answer: D
DriveU, a leading car driver service and a super-app for car owners, partnered with SMC Insurance Brokers Pvt. Ltd to provide car insurance for over 650,000 DriveU customers.
Aim :
To make the insurance buying process more gratifying and less daunting of a task.
About the Partnership :
Through this partnership, all the new and existing customers of DriveU will be able to buy or renew their car insurance easily.
7) Answer: C
Under Project Cheetah, a total of 12 African cheetahs including seven males and five females will reach Kuno National Park, Madhya Pradesh.
The second batch of cheetahs will fly down from South Africa through C-17 aircraft of the Indian Air Force (IAF).
In South Africa, three cheetahs have been kept in Phinda quarantine boma and nine in Rooiberg quarantine boma.
There is no specific distinction between the South African and Namibian cheetahs. South African cheetahs belong completely to the wild and have a wild character.
The “Action Plan for Introduction of Cheetah in India” has been prepared by the Wildlife Institute of India.
After importing 12 cheetahs in February, 12 cheetahs will be translocated annually for the next eight to 10 years.
8) Answer: D
KAVACH-2023 has been launched in New Delhi to advance India’s cyber-preparedness .
It is a national-level hackathon to identify innovative ideas and technological solutions to address the cyber security and cybercrime challenges of the 21st century.
KAVACH-2023 is being jointly conducted by the Ministry of Education’s Innovation Cell, AICTE, Bureau of Police Research and Development (BPR&D) and the Indian Cyber Crime Coordination Centre.
Shri Balaji Srivastava, IPS, Director General, BPR&D, said that it will be a 36-hour long event
During KAVACH-2023, youth from educational institutions across the country and registered start-ups will take part.
The winning teams will be awarded total prize money worth Rs 20 Lakh.
9) Answer: D
North India’s first nuclear power plant will come up in Haryana in the village of Gorakhpur in Fatehabad district, 150 km north of the national capital.
Union Minister of State for Science and Technology, and Earth Sciences Jitendra Singh said that during Prime Minister Narendra Modi’s regime, one of the major achievements would be the installation of nuclear/atomic energy plants in other parts of the country, which were earlier confined mostly to south Indian states like Tamil Nadu and Andhra Pradesh or in the west in Maharashtra, according to a statement from the Department of Atomic Energy.
Recently a bulk approval of the installation of 10 nuclear reactors has been given the nod by the Modi government.
Gorakhpur Haryana Anu Vidyut Pariyojana (GHAVP), which will have two units of 700 MWe capacity each of pressurised heavy water reactor (PHWR) indigenous design, is under implementation near Gorakhpur village in Fatehabad district in Haryana, according to the statement from the department of atomic energy.
10) Answer: C
According to a report produced by NASSCOM in collaboration with Zinnov, a management consulting firm despite a slowdown in startup funding, India continues to be the third largest tech start-up ecosystem globally, with over 1,300 active tech start-ups added in CY2022.
According to the report, India added the second-highest number of Unicorns in the world, with over 23 added in CY2022.
Simultaneously, the potential pipeline of Unicorns expanded to over 170, growing at a pace equivalent to 2021.
The year also witnessed a significant investment focus on non-unicorns and unique start-ups.
Almost 1,400 unique start-ups received funding in 2022, 18 per cent higher than in 2021. Amongst these, 47 per cent of start-ups raised their first round in 2022.
11) Answer: E
The Competition Commission of India (CCI) has approved a ₹5,666 crore deal related to Dalmia Cement’s acquisition of cement, clinker and power plants of Jaiprakash Associates Limited (JAL).
The acquisition will enable New Delhi-headquartered Dalmia Cement to expand its footprint into the central India region and emerge as a pan-India company with 75 million tonnes capacity by FY27 and 110-130 million tonnes by FY31. More than 50 per cent of Jaypee Group’s cement capacity is located in central India.
Dalmia Cements is a wholly owned subsidiary of Dalmia B harat Limited (DBL) which has been in business of the manufacture and sale of cement for over 80 years.
DBL is the ultimate parent entity of the Dalmia Bharat Group.
JAL is engaged in the manufacture and sale of clinker in India, manufacture and sale of grey cement primarily in the States of Madhya Pradesh, Uttar Pradesh, Chhattisgarh and (coal-based) thermal power generation primarily for captive consumption purposes in India.
12) Answer: E
According to the World Meteorological Organisation (WMO) report, titled “Global Sea-Level Rise and Implications”, Between 2013 and 2022, global mean sea-level rose by 4.5 millimetre (mm).
WMO stated that human influence was very likely the main driver of these increases since at least 1971.
Key Highlights :
The global mean sea level has increased by 0.20m between 1901 and 2018.
The average rate of increase was 1.3 mm/ year between 1901 and 1971 while it was 1.9 mm/year between 1971 and 2006 & 3.7 millimetre/year between 2006 and 2018.
13) Answer: A
West Bengal (WB) Finance Minister (FM) Chandrima Bhattacharya presented a Rs 3.39-lakh crore budget for the Financial Year (FY) 2023-24.
The budget focuses on social welfare and youth-oriented schemes and development of the rural roads.
Key Highlights :
West Bengal’s Gross Domestic Product (GDP) is projected to grow at 8.4% and the industry at 7.8% in the ongoing 2022-23 fiscal.
The WB government has allocated Rs 3000 crore for developing 11,500 km of rural roads.
A new scheme Bhavishyat Credit Card has been introduced for youth to provide financial assistance as loans to begin a business. ₹350 croreshave been allocated for the scheme
Under the Bhavishyat Credit Card scheme, 2 lakh youth in the age group of 18-45 years will be given financial assistance as loans up to ₹5 lakhs through banks for setting up micro-enterprises.
14) Answer: B
YouTube Chief Executive officer (CEO) & one of the first Google employees, Susan Wojcicki, is stepping down from her role in the tech giant that started in her garage 25 years ago.
After the resignation of Susan Wojcicki, Indian-American Neal Mohan has been appointed as the next CEO of YouTube.
The change of guard comes as YouTube is vying for viewing time with popular short-form video app TikTok and streaming services like Netflix.
15) Answer: B
Karnataka Bank has won Prathista Puraskar under Digidhan Awards 2021-22.
The bank has won the award for the highest percentage in BHIM-UPI transactions in the private sector bank category.
The bank has won Prathista Puraskar under Digidhan Awards 2021-22 by the Union Ministry of Electronics and Information Technology.
The bank is carrying out an accelerated digital drive under ‘KBL VIKAAS 2.0’.
It is labelled as KBL-NxT.
16) Answer: B
Hindustan Unilever’s Surf Excel detergent brand crossed a billion dollars in annual sales in 2022, the first brand in India’s home and personal care category to reach that mark.
Surf Excel posted more than ₹8,200 crores in annual sales last year, becoming also the first HUL brand to top that mark, driven by the company’s increased focus towards premium products.
HUL’s second largest brand is Brooke Bond at ₹5,000 crore annual sales.
Launched around six decades ago, Surf tasted success early and became a market leader soon after being launched.
17) Answer: A
Food delivery major Zomato has launched The Shelter Project, under which the company has started building public infrastructure (called Rest Points) to support the entire gig economy and delivery partners of various companies.
These rest points will offer delivery partners clean drinking water, phone-charging stations, access to washrooms, high-speed internet, a 24×7 helpdesk and first-aid support.
18) Answer: A
India’s total spend on private wireless networks is expected to reach around $250 million by 2027, which will have 2,000+ sites for private wireless networks by then, a Nokia’s annual Mobile Broadband Index (MBiT) report.
It also said with 5G gaining momentum since the first launch in October, 4G and 5G data combined account for nearly 100 per cent of the mobile data traffic.
In addition, average data consumption per user has risen sharply since 2018, reaching 19.5GB per user per month in 2022 – this is equivalent to 6,600 songs.
At an average level, the total mobile data consumed in India is expected to more than double by 2024.
19) Answer: D
The 4th edition of the annual joint military exercise, “EX DHARMA GUARDIAN”, between India and Japan is being conducted at Camp Imazu in Shiga province, Japan from 17 February to 02 March 2023.
Participants :
Troops of the Garhwal Rifles Regiment of the Indian Army and an Infantry Regiment from the Middle Army of the Japan Ground Self Defence Force (JGSDF) will be participating in the exercise.
Exercise Dharma Guardian is an annual training event that has been conducted in India since 2018 to enhance defence cooperation between Indian Army & JGSDF.
The 3rd edition of Exercise ‘Dharma Guardian’ was held at Foreign Training Node, Belgaum from February 27, 2022 to March 10, 2022.
20) Answer: D
Ola Electric Mobility Pvt Ltd (OEM) signed an MoU with the Tamil Nadu government to set up a cell manufacturing plant and electric 4-wheeler manufacturing plant in SIPCOT Pochampalli, Bargur, Krishnagiri district at a combined investment of ₹7,614 crore.
The manufacturing facilities will be set up through OEM’s subsidiaries Ola Cell Technologies Pvt Ltd and Ola Electric Technologies Pvt Ltd.
Tamil Nadu government said, of the total investment, Ola Cell Technologies will invest ₹5,114 crore and Ola Electric Technologies ₹2,500 crore, respectively over 5 years.
The new manufacturing facilities will provide direct employment for 3,111 persons.
With this investment, Ola Electric Mobility targets to install an electric 4-wheelers plant capacity of 1,40,000 units/annum and 20 GWh capacity GigaFactory.
The MoU was exchanged in the presence of Tamil Nadu chief minister MK Stalin and Ola CEO Bhavish Aggarwal.
21) Answer: A
The Central Water Commission (CWC), Department of Water Resources, River Development & Ganga Rejuvenation, Ministry of Jal Shakti entered into a Memorandum of Agreement for Development of International Centre of Excellence for Dams (ICED) under externally funded Dam Rehabilitation and Improvement Project Phase II and Phase III.
This MoA will remain valid for ten years or till the duration of the DRIP Phase-II and Phase-II Scheme, whichever is earlier, from the date of signing.
The ICED is being set up at a cost of Rs. 109 Crore, being borne by the Department of Water Resources, Ganga Rejuvenation & River Development, Ministry of Jal Shakti, Government of India as a non-recurring grant in six tranches.
IIT Roorkee will endeavour to reach a level of self-sufficiency within ten (10) years by generating income streams through the knowledge and capabilities developed on dam safety & rehabilitation in general, and in the core areas of reservoir sedimentation and seismic hazard mapping and analysis in particular.
22) Answer: B
Homegrown financial technology firm Velocity launched India’s first Artificial Intelligence (AI) chatbot integrated with OpenAI’s ChatGPT, called “Lexi”.
Velocity has integrated this latest advancement in AI with its existing analytics tool, Velocity Insights.
Key Highlights :
Indian eCommerce brands that utilise Velocity Insights receive a daily business report on Whatsapp, which led the company to also integrate ChatGPT in the same Whatsapp interface.
23) Answer: B
The United Nations (UN) World Day of Social Justice is annually observed on February 20 to encourage people to look at how social justice affects poverty eradication.
The theme this year of the World Day of Social Justice is “Overcoming Barriers and Unleashing Opportunities for Social Justice”
The Copenhagen Declaration and Programme of Action for Social Development were reviewed by the UN member states a decade later in New York in 2005.
Finally, 20th February was declared as the annual World Day of Social Justice by the United Nations on November 26, 2007.
The International Labour Organization (ILO) is the first specialized agency of the United Nations that was formed on October 29, 1919.
24) Answer: C
Uttar Pradesh :
Governor : Anandiben Patel
Chief Minister : Yogi Adityanath
Capital : Lucknow
Wildlife Sanctuary : Chandra Prabha WLS, Hastinapur WLS, Katarniaghat WLS
Major Lakes : Pangaili Fulhar or Gomti Taal, Ramgarhtaal and Chiluataal, Surha Taal
25) Answer: B
Spain :
Prime Minister : Pedro Sánchez
Capital: Madrid
Currency : Euro
