Daily Current Affairs Quiz – 20th & 21st April 2025

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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 20th & 21st April 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

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1) What is the name of the premium variant of the co-branded credit card?

(a) Tata Neu Premium SBI Card

(b) Tata Neu Smart SBI Card

(d) Tata Neu Infinity SBI Card

(e) Tata Neu Elite SBI Card

2) What is the interest rate offered to super senior citizens under the revised ‘Amrit Vrishti’ scheme?

(a) 7.25%

(b) 7.55%

(d) 7.75%

(e) 7.85%

3) Which of the following companies also changed their names before their IPOs?

(a) Flipkart and Meesho

(b) Paytm and Amazon

(d) Ola and PhonePe

(e) Dunzo and BigBasket

4) What is the name given to the support staff SBI is deploying to assist customers?

(a) Banking Sevaks

(b) Customer Sathi

(d) Grahak Mitras

(e) Bank Dost

5) Which company is the private partner in the development of Vizhinjam Seaport?

(a) L&T Infrastructure

(b) Tata Projects Ltd.

(d) Adani Vizhinjam Port Private Ltd. (AVPPL)

(e) DP World India

6) According to Airports Council International (ACI), by which year is India expected to become the world’s fastest-growing large aviation market?

(a) 2026

(b) 2025

(d) 2028

(e) 2030

7) Under which rules have the new standards for radar speed devices been introduced?

(a) Motor Vehicles Rules, 1989

(b) Road Traffic (Monitoring) Act

(d) Road Safety Enforcement Guidelines, 2024

(e) National Traffic Equipment Code

8) Prime Minister Narendra Modi will visit Saudi Arabia on April 22–23, 2025, marking his first official trip to the Kingdom during his third term in office. Where will Prime Minister Modi meet Crown Prince Mohammed bin Salman?

(a) Riyadh

(b) Dammam

(d) Jeddah

(e) Mecca

9) By how much did India’s pharma exports grow in FY25 compared to FY24?

(a) 7.25%

(b) 8.50%

(d) 10.15%

(e) 11.20%

10) What has the Finance Ministry clarified regarding GST on UPI transactions above ₹2,000?

(a) GST will be charged at 5%

(b) GST is already applicable from April 2025

(d) Only cashless UPI transactions will be taxed

(e) GST will apply only during international transfers

11) Which state electricity board is launching a pilot Vehicle-to-Grid (V2G) project in India?

(a) Tamil Nadu Electricity Board

(b) Maharashtra State Electricity Board

(d) Kerala State Electricity Board

(e) Andhra Pradesh Power Distribution Co.

12) Who heads the commission supporting the SC sub-categorisation initiative in Andhra Pradesh?

(a) K. Kasturirangan

(b) M. Veerappa Moily

(d) R. Balakrishnan

(e) S.Y. Quraishi

13) Where will the ‘Buddha Dhamma and the Culture of Northeast India’ conclave be held?

(a) Shillong, Meghalaya

(b) Guwahati, Assam

(d) Itanagar, Arunachal Pradesh

(e) Bodh Gaya, Bihar

14) Who has been appointed as the Vice President (Investment Solutions) at the Asian Infrastructure Investment Bank (AIIB)?

(a) Raghuram Rajan

(b) Ajay Bhushan Pandey

(d) Shaktikanta Das

(e) Arvind Subramanian

15) Who has been appointed as the chairperson of the 23rd Law Commission of India?

(a) Justice Ritu Raj Awasthi

(b) Justice Dinesh Maheshwari

(d) Justice U.U. Lalit

(e) Justice A.K. Sikri

16) Who is the current Chairperson of the Central Board of Direct Taxes (CBDT)?

(a) Ravi Agrawal

(b) Raghuram Rajan

(d) Nirmala Sitharaman

(e) Arvind Subramanian

17) Garuda Aerospace, backed by MS Dhoni, recently secured ₹100 crore in Series B funding from Venture Catalysts. What is the post-funding valuation of the startup?

(a) USD 100 million

(b) USD 200 million

(d) USD 300 million

(e) USD 500 million

18) What was the theme of the Kalam & Kavach 2.0 conclave held in 2025?

(a) National Defence and Security in 2025

(b) India’s Path to Self-Reliance in Defence

(d) Strategic Defence Modernization in India

(e) Technology and Innovation in Warfare

19) Recently, India’s First Defence Memorandum of Understanding (MoU) with Slovakia. Which Indian company is involved in the defence MoU with Slovakia?

(a) Bharat Electronics Ltd.

(b) Larsen & Toubro

(d) Hindustan Aeronautics Limited

(e) Tata Defence

20) When is National Civil Service Day celebrated in India?

(a) January 26

(b) August 15

(d) October 2

(e) December 5

Answers :

1) Answer: D

Short Explanation:

SBI Card and Tata Digital have launched the Tata Neu SBI Card, a co-branded credit card.

Two variants are available:

Tata Neu Infinity SBI Card

Tata Neu Plus SBI Card

Detailed Explanation:

SBI Card and Tata Digital have launched the Tata Neu SBI Card, a co-branded credit card.

Two variants are available:

Tata Neu Infinity SBI Card

Tata Neu Plus SBI Card

NeuCoins can be earned on all purchases (online/in-store, domestic/international).

NeuCoins are credited monthly to the NeuPass account in the Tata Neu app.

Rewards can be redeemed for:

Groceries

Travel

Fashion

Electronics

Reward rates:

Up to 10% for Tata Neu Infinity SBI Card

Up to 7% for Tata Neu Plus SBI Card

Additional rewards include:

Up to 1.5% back on UPI transactions

Up to 5% back on bill payments via Tata Neu

Application options:

Through digital platforms

At Croma store kiosks

2) Answer: C

Short Explanation:

The State Bank of India (SBI) has revised its special FD scheme, ‘Amrit Vrishti’.

The new changes will be effective from 15th April 2025.

The scheme was initially launched in July 2024 and concluded on 31st March 2025 after multiple extensions.

Under the revised structure:

Senior citizens earn an interest rate of 7.55%

Super senior citizens receive a slightly higher 7.65%

The general public gets 7.05%

Compared to the earlier version, which offered 7.75% to seniors, this marks a 20-basis point reduction, likely influenced by recent repo rate adjustments.

Detailed Explanation:

The State Bank of India (SBI) has revised its special FD scheme, ‘Amrit Vrishti’.

The new changes will be effective from 15th April 2025.

The scheme was initially launched in July 2024 and concluded on 31st March 2025 after multiple extensions.

The new scheme aims to promote deposit mobilisation by targeting senior and super-senior citizens.

The ‘Amrit Vrishti’ FD scheme comes with a unique 444-day tenure.

Under the revised structure:

Senior citizens earn an interest rate of 7.55%

Super senior citizens receive a slightly higher 7.65%

The general public gets 7.05%

Compared to the earlier version, which offered 7.75% to seniors, this marks a 20-basis point reduction, likely influenced by recent repo rate adjustments.

3) Answer: C

Short Explanation:

Zepto, a quick-commerce startup, is changing its parent company’s name from Kiranakart Technologies Private Limited to Zepto Private Limited.

The name change has been approved by the Registrar of Companies (RoC) in Mumbai.

This move mirrors competitors like Swiggy (changed from Bundl Technologies to Swiggy Private Limited) and Zomato (changed to Eternal Limited) ahead of their IPOs.

Detailed Explanation:

Zepto, a quick-commerce startup, is changing its parent company’s name from Kiranakart Technologies Private Limited to Zepto Private Limited.

The name change has been approved by the Registrar of Companies (RoC) in Mumbai.

This change comes ahead of Zepto’s potential stock market debut.

In India, a legal name change requires shareholder approval, followed by RoC filings and clearance from the central government.

This move mirrors competitors like Swiggy (changed from Bundl Technologies to Swiggy Private Limited) and Zomato (changed to Eternal Limited) ahead of their IPOs.

Zepto’s name change aims to align its corporate identity with its consumer-facing brand, enhancing brand recognition and simplifying stakeholder engagement.

Zepto, founded in 2021, has become prominent in the 10-minute delivery segment and recently moved its headquarters from Singapore to India.

4) Answer: D

Short Explanation:

State Bank of India (SBI) plans to use staff from its subsidiary State Bank Operations Support Services (SBOSS) to assist customers in adopting alternate banking channels.

These personnel, known as “Grahak Mitras”, will provide first-level assistance and guide customers at SBI branches.

Detailed Explanation:

State Bank of India (SBI) plans to use staff from its subsidiary State Bank Operations Support Services (SBOSS) to assist customers in adopting alternate banking channels.

These personnel, known as “Grahak Mitras”, will provide first-level assistance and guide customers at SBI branches.

Grahak Mitras will be deployed at around 4,500 branches, covering 20% of SBI’s 22,740 branches nationwide.

The move is intended to ease pressure on busy branches, especially where government salary, pension, and benefit transfer accounts are maintained.

5) Answer: D

Short Explanation:

Prime Minister Narendra Modi will inaugurate the Vizhinjam International Seaport in Thiruvananthapuram, Kerala, on May 2, 2025.

Partners: Government of Kerala + Adani Vizhinjam Port Private Ltd. (AVPPL)

Detailed Explanation:

Prime Minister Narendra Modi will inaugurate the Vizhinjam International Seaport in Thiruvananthapuram, Kerala, on May 2, 2025.

This port will be India’s first semi-automated deep-water international container transshipment port, marking a historic development in maritime infrastructure.

Date: May 2, 2025

Inaugurated by: Prime Minister Narendra Modi

Location: Vizhinjam, near Thiruvananthapuram, Kerala

Handled so far: 265 ships and 5.48 lakh TEUs (Twenty-foot Equivalent Units)

First Mother Ship Docked: MV San Fernando in July 2024

Model: Public-Private Partnership (PPP)

Partners: Government of Kerala + Adani Vizhinjam Port Private Ltd. (AVPPL)

Concession Agreement Year: 2015

Total Investment: Over ₹18,000 crore

6) Answer: A

Short Explanation:

According to Airports Council International (ACI), India is set to become the world’s fastest-growing large aviation market by 2026, driven by low air travel penetration, infrastructure growth, and strong government support.

Detailed Explanation:

2026:

India: 10.5% growth in air passenger traffic

China: 8.9%

2027:

India: 10.3%

China: 7.2%

CAGR (2023–2027):

India: 9.5%

China: 8.8%

2025 Projection:

China: 12%

India: 10.1%

Low air trips per capita:

India (2023): 0.1 trips per person

China (2023): 0.5 trips per person

7) Answer: C

Short Explanation:

The Department of Consumer Affairs has notified rules under the Legal Metrology (General) Rules, 2011, introducing mandatory standards for the use of radar equipment in vehicle speed measurement.

Detailed Explanation:

This aims to enhance road safety and ensure scientifically accurate enforcement.

Objective: To improve road safety through accurate and verified radar-based speed enforcement.

Effective Date: 1st July 2025

Applicability: All radar speed measuring devices used by law enforcement agencies.

Mandatory Verification: Devices must be verified and stamped by Legal Metrology authorities.

Calibration: Equipment must be scientifically validated, calibrated, and tamper-proof.

Standard Compliance: Rules are aligned with OIML R 91, an international standard for radar speed measuring devices.

8) Answer: D

Short Explanation:

Prime Minister Narendra Modi will visit Saudi Arabia on April 22–23, 2025, marking his first official trip to the Kingdom during his third term in office.

Prime Minister Narendra Modi will engage in talks with Crown Prince Mohammed bin Salman in Jeddah, with an emphasis on regional stability and collaborative initiatives.

Detailed Explanation:

Prime Minister Narendra Modi will visit Saudi Arabia on April 22–23, 2025, marking his first official trip to the Kingdom during his third term in office.

The visit is expected to strengthen India-Saudi Arabia relations across multiple sectors, including trade, energy, defence, and strategic connectivity.

Prime Minister Narendra Modi will engage in talks with Crown Prince Mohammed bin Salman in Jeddah, with an emphasis on regional stability and collaborative initiatives.

Meeting with Crown Prince Mohammed bin Salman in Jeddah to discuss bilateral and regional matters.

Visit comes ahead of US President Donald Trump’s scheduled visit to Saudi Arabia in May 2025.

Geopolitical focus: Discussions on Houthi disruptions in the Red Sea and broader regional stability.

9) Answer: C

Short Explanation:

India’s pharmaceutical industry has set a remarkable record in FY25, with pharma exports surpassing $30 billion for the first time in history.

Total Exports: $30.47 billion, marking a 9.39% growth from $27.85 billion in FY24.

Detailed Explanation:

India’s pharmaceutical industry has set a remarkable record in FY25, with pharma exports surpassing $30 billion for the first time in history.

A 31% year-on-year surge in March 2025 was key in exceeding the annual target of $29.38 billion.

Despite global challenges such as geopolitical tensions and U.S. tariff threats, India’s pharma exports remained resilient, with the United States being the top destination.

Total Exports: $30.47 billion, marking a 9.39% growth from $27.85 billion in FY24.

Exceeded Target: Surpassed the FY25 target of $29.38 billion.

March 2025 Surge

Exports rose by 31.21% YoY, reaching $3.68 billion.

10) Answer: C

Short Explanation:

The Finance Ministry of India has strongly denied any intention to impose Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions above ₹2,000.

The clarification emphasizes that the government remains committed to promoting digital payments and assures that no Merchant Discount Rate (MDR) is charged on person-to-merchant (P2M) UPI transactions, thus no GST applies.

Detailed Explanation:

The Finance Ministry of India has strongly denied any intention to impose Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions above ₹2,000.

The Ministry has dismissed these claims as false, baseless, and misleading.

The Finance Ministry clarified that there is no proposal to impose GST on UPI transactions above ₹2,000.

Claims about such proposals in the media were described as completely unfounded and misleading.

Since January 2020, the MDR has been removed on person-to-merchant (P2M) UPI transactions.

11) Answer: D

Short Explanation:

The Kerala State Electricity Board (KSEB) is launching a pilot project to integrate Vehicle-to-Grid (V2G) technology into the power grid, in collaboration with IIT Bombay.

Detailed Explanation:

The Kerala State Electricity Board (KSEB) is launching a pilot project to integrate Vehicle-to-Grid (V2G) technology into the power grid, in collaboration with IIT Bombay.

This aims to boost renewable energy integration, grid stability, and EV adoption.

Definition: V2G allows electric vehicle (EV) batteries to both draw power from and send power back to the electricity grid.

Function:

EVs act as decentralized mobile storage units.

During peak demand, EVs can supply electricity back to the grid, enhancing stability.

Collaboration: KSEB + IIT Bombay

MoU: To be signed for conducting feasibility study and implementing V2G.

Phases:

Feasibility Study

Pilot Deployment

Grid Service Integration

Goal: Create a scalable model for Kerala’s energy sector.

12) Answer: C

Short Explanation:

In a significant move towards equitable reservation among Scheduled Castes (SCs), the Andhra Pradesh Cabinet has approved a draft ordinance to implement sub-categorisation of SCs in the state.

The move follows a Supreme Court verdict that permits states to sub-classify SCs, and it is backed by a commission headed by Rajeev Ranjan Mishra, a retired IAS officer.

Detailed Explanation:

This initiative, based on the principle of “reservation within reservation,” aims to allocate quota benefits based on the degree of backwardness among SC sub-castes.

The move follows a Supreme Court verdict that permits states to sub-classify SCs, and it is backed by a commission headed by Rajeev Ranjan Mishra, a retired IAS officer.

Approval Date: April 15, 2025 by the Andhra Pradesh Cabinet.

Purpose: To ensure fairer reservation distribution by implementing sub-categorisation of SCs.

13) Answer: C

Short Explanation:

A two-day conclave titled ‘Buddha Dhamma and the Culture of Northeast India’ will be held from April 21–22, 2025, in Namsai, Arunachal Pradesh.

Detailed Explanation:

A two-day conclave titled ‘Buddha Dhamma and the Culture of Northeast India’ will be held from April 21–22, 2025, in Namsai, Arunachal Pradesh.

It will explore the influence of Buddhism in Northeast India, especially its cultural and spiritual impact.

Title: Buddha Dhamma and the Culture of Northeast India

Dates: April 21–22, 2025

Location: Namsai, Arunachal Pradesh (close to the Myanmar border)

Organized by:

International Buddhist Confederation (IBC)

Ministry of Culture, Government of India

14) Answer: B

Short Explanation:

Ajay Bhushan Pandey has been appointed as Vice President (Investment Solutions) at the Asian Infrastructure Investment Bank (AIIB).

Detailed Explanation:

Ajay Bhushan Pandey has been appointed as Vice President (Investment Solutions) at the Asian Infrastructure Investment Bank (AIIB).

He will be based in Beijing and will oversee the institution’s sectors, themes, and finance solutions department, sustainability and fiduciary solutions department, and portfolio management department.

India is the second-largest shareholder of AIIB.

AIIB is a Beijing-headquartered multilateral development bank with a capital base of US$ 100 billion and is AAA-rated by major international credit rating agencies.

The bank aims to approve cumulative climate finance of US$ 50 billion by 2030.

Pandey holds a PhD in Computer Science from the University of Minnesota and a B.Tech in Electrical Engineering from IIT Kanpur.

15) Answer: B

Short Explanation:

Justice (Retd.) Dinesh Maheshwari has been appointed as the chairperson of the Law Commission in April 2025.

Hitesh Jain (lawyer) and D.P. Verma (academician, also part of the 22nd Commission) has been appointed as full-time members.

Their tenure will last until August 31, 2027.

The main agenda includes examining the feasibility of implementing a Uniform Civil Code (UCC).

Detailed Explanation:

Justice (Retd.) Dinesh Maheshwari has been appointed as the chairperson of the Law Commission in April 2025.

Hitesh Jain (lawyer) and D.P. Verma (academician, also part of the 22nd Commission) has been appointed as full-time members.

Their tenure will last until August 31, 2027.

The main agenda includes examining the feasibility of implementing a Uniform Civil Code (UCC).

The 23rd Law Commission of India was set up on September 1, 2024.

The 22nd Law Commission started consultations on the UCC in 2023 and prepared a 749-page draft report based on 70 public consultations.

The report remained incomplete after Justice Ritu Raj Awasthi (then chairperson) was appointed to the Lokpal.

The 21st Law Commission, in its 2018 report, stated that UCC was “neither necessary nor desirable at this stage.”

BJP’s core agenda includes Article 370 repeal, Ram Mandir construction, and implementation of UCC.

16) Answer: A

Short Explanation:

The Appointments Committee of the Cabinet (ACC) has appointed four senior IRS (Income Tax) officers as members of the Central Board of Direct Taxes (CBDT), effective April 17, 2025.

The CBDT Chairperson is Ravi Agrawal.

Detailed Explanation:

The Appointments Committee of the Cabinet (ACC) has appointed four senior IRS (Income Tax) officers as members of the Central Board of Direct Taxes (CBDT), effective April 17, 2025.

The CBDT Chairperson is Ravi Agrawal.

The new members appointed are:

Pankaj Kumar Mishra (IRS IT: 1989)

Sanjay Bahadur (IRS IT: 1989)

L. Rajasekhar Reddy (IRS IT: 1989)

G. Aparna Rao (IRS IT: 1989)

Pankaj Kumar Mishra is empanelled for Secretary-equivalent posts, was Principal CCIT (MP & Chhattisgarh) in August 2024, and Member (Finance) at the Atomic Energy Commission in October 2024.

Sanjay Bahadur is serving as Principal Director General of Income Tax (Training), Delhi.

L. Rajasekhar Reddy is PCCIT (TDS) for Chennai, Tamil Nadu & Puducherry.

G. Aparna Rao is PCCIT-1 Bengaluru, for Karnataka & Goa.

17) Answer: C

Short Explanation:

Garuda Aerospace, backed by MS Dhoni, raised ₹100 crore in Series B funding from Venture Catalysts.

The funding round values the startup at USD 250 million.

Detailed Explanation:

Garuda Aerospace, backed by MS Dhoni, raised ₹100 crore in Series B funding from Venture Catalysts.

The funding round values the startup at USD 250 million.

The funds will boost drone production capacity, scale up the existing manufacturing facility, and expedite a new R&D and testing centre for defense drones.

Part of the funds will support expanding the intellectual property (IP) portfolio and setting up a new drone design facility.

Garuda Aerospace holds over 20 patents.

The startup benefits from supportive government policies like the Drone Rules 2021 and the PLI scheme.

Garuda Aerospace offers drone manufacturing, drone-as-a-service (DaaS), and pilot training, catering to clients in government, agriculture, infrastructure, and defense sectors.

18) Answer: C

Short Explanation:

Kalam & Kavach 2.0, Hosted by Pentagon Press in collaboration with CENJOWS, the conclave focused on “2025: The Year of Reforms” and discussed speed, synergy, and self-reliance in India’s national defence.

Strategic Insight: Lt Gen Vipul Shinghal discussed a “renaissance in strategic thought,” revealing the progress of 8-9 new doctrines.

Detailed Explanation:

Strategic Insight: Lt Gen Vipul Shinghal discussed a “renaissance in strategic thought,” revealing the progress of 8-9 new doctrines.

Airpower & Future Warfare: Former IAF Chief ACM V.R. Chaudhari emphasized jointness, AI-driven warfare, and the importance of theatre commands for future priorities.

Security Outlook: Lt Gen Raj Shukla (Retd) and Sandeep Unnithan highlighted issues like drones, grey zone threats, and the need for rapid, tech-led reform.

Technology as a Force Multiplier: Experts stressed AI, quantum, cyber, and space as key elements in modern warfare.

Industry’s Role: Indian industry and defence startups were recognized as co-creators of self-reliance and capability in the sector.

19) Answer: C

Short Explanation:

India and Slovakia have signed their first defence Memorandum of Understanding (MoU).

The agreement includes Airbornics Defence & Space Pvt. Ltd. (ADSL), a defence arm of the JCBL Group.

The partnership focuses on co-developing technologies for next-generation combat vehicles under the Make in India initiative.

Detailed Explanation:

India and Slovakia have signed their first defence Memorandum of Understanding (MoU).

The agreement includes Airbornics Defence & Space Pvt. Ltd. (ADSL), a defence arm of the JCBL Group.

The partnership focuses on co-developing technologies for next-generation combat vehicles under the Make in India initiative.

The development supports India’s goal to reduce dependence on foreign defence imports.

ADSL is known for its work in aerospace systems, defence platforms, and armoured vehicles.

ADSL is certified with ISO 9001:2015 and AS 9100D for Aerospace Quality Management Systems.

JCBL Group, established in 1989, operates in sectors like mobility, defence, railway components, agriculture, and finance.

The conglomerate is valued at $206.02 million and has partnered with Daimler, Toyota, and Harley-Davidson in the past.

20) Answer: C

Short Explanation:

Every year April 21st is celebrated as National Civil Service Day.

The first such function was held in Vigyan Bhawan, New Delhi on 21st April 2006.

Detailed Explanation:

Every year April 21st is celebrated as National Civil Service Day.

The National Civil Service Day is known as the spine of the administration of the country.

Sardar Vallabh Bhai Patel delivered a powerful speech and empowered the civil servants to adopt the role of national service leaving behind the experience. In his speech, he referred to civil servants as the “Steel frame of India”.

The first such function was held in Vigyan Bhawan, New Delhi on 21st April 2006.

This post was last modified on April 22, 2025 4:55 pm

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Daily Current Affairs Quiz – 20th & 21st April 2025

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