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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 21st April 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) IndusInd Bank’s GIFT City IBU (IFSC Banking Unit) branch has entered into a __________ long-term loan agreement with JBIC to foster the growth of Japanese construction equipment companies in India.
(a) $150 million
(b) $100 million
(c) $300 million
(d) $560 million
(e) $620 million
2) Recently in April 2023, Which bank has approved a long term fund raising of up to $2 billion (about Rs 16,000 crore) for FY24 through bonds?
(a) Punjab National Bank
(b) State Bank of India
(c) UCO Bank
(d) Union Bank of India
(e) Bank of Baroda
3) The Indian Banks’ Association (IBA) has constituted a ____member working group on asset reconstruction companies (ARCs).
(a) 8
(b) 6
(c) 4
(d) 5
(e) 7
4) Which of the following bank has signed an MoU with the TN e-Governance agency to offer payment aggregator services?
(a) Indian Overseas Bank
(b) Bank of Baroda
(c) Indian Bank
(d) UCO Bank
(e) State Bank of India
5) RBL Bank has launched an innovative Digital Fixed Deposit (FD) scheme available to new-to-bank customers. What is the Minimum tenure of this FD scheme?
(a) 6 months
(b) 12 months
(c) 10 months
(d) 15 months
(e) 20 months
6) Who has inaugurated the five-day National Panchayat Awards Week in New Delhi?
(a) Narendra Modi
(b) Hardeep Singh Puri
(c) Amit Shah
(d) Dharmendra Pradhan
(e) Droupadi Murmu
7) Prime Minister Narendra Modi has inaugurated the first Global Buddhist Summit in New Delhi. Which Ministry organized this summit?
(a) Ministry of Rural Development
(b) Ministry of Statistics and Programme Implementation
(c) Ministry of Social Justice and Empowerment
(d) Ministry of Culture
(e) Ministry of Tourism
8) Name the portal, which has been recently launched by the Union Minister Dr. Jitendra Singh in New Delhi.
(a) Vidhi Sahitya Prakashan
(b) E-Gazette
(c) Yoga Break Protocol
(d) Yuva Portal
(e) Kendriya Bhandar
9) Who led the five-judge Constitution bench that has been formed to hear petitions seeking legal recognition of same-sex marriage?
(a) Hima Kohli
(b) Ravindra Bhat
(c) Sanjay Kishan Kaul
(d) D Y Chandrachud
(e) PS Narasimha
10) Which of the following country became the largest ‘narco-state’ in the world?
(a) Canada
(b) Iran
(c) Sweden
(d) Israel
(e) Syria
11) India has celebrated a key milestone in its Group of Twenty (G20) Presidency with the hosting of its 100th G20 meeting in _______________.
(a) Hyderabad, Telangana
(b) Indore, Madhya Pradesh
(c) Varanasi, Uttar Pradesh
(d) Mumbai, Maharashtra
(e) Kochi, Kerala
12) Recently, Which country became a founding member of the International Big Cats Alliance initiated by India (IBCA), an initiative by the Government of India (GoI)?
(a) Nepal
(b) Bhutan
(c) Bangladesh
(d) Thailand
(e) Myanmar
13) Who has been awarded the Malcolm Adiseshiah Award 2023?
(a) Utsa Patnaik
(b) Kishor Kumar Das
(c) Pawan Sehrawat
(d) Tanuja Nesari
(e) Anna Moschovakis
14) Who has been presented with the prestigious Pravasi Bharatiya Samman (the highest civilian award given by India to persons of Indian origin and Indian diaspora)?
(a) Anshul Swami
(b) Harish Madhav
(c) Suveer Kumar
(d) Ann Mariya
(e) Raj Subramaniam
15) As per the recent report, Which city has emerged on top in digital payment transactionswith 29 million transactions worth USD 65 billion?.
(a) Mumbai
(b) Lucknow
(c) Delhi
(d) Bengaluru
(e) Hyderabad
16) Recently,Indian Navy has conducted the bi-annual coordinated exercise Prasthan along with other defencein ____________.
(a) Pune, Maharashtra
(b) Mumbai, Maharashtra
(c) Jaipur, Rajasthan
(d) Noida, Uttar Pradesh
(e) Jamnagar, Gujarat
17) ‘Exercise Orion’ is a Multilateral Military exercise held between Indian Air Force and ____________ Air Force.
(a) UAE
(b) French
(c) Canadian
(d) Chinese
(e) Germany
18) The Indian Navy has procured weapons and equipment worth more than USD 300 million (over Rs 2,400 crore) from which country?
(a) Russia
(b) Ukraine
(c) Germany
(d) France
(e) USA
19) Which IIT has collaborated with NASA-Caltech to developa low-cost camera for multispectral imaging of flame?
(a) IIT Mandi
(b) IIT Kanpur
(c) IIT Indore
(d) IIT Delhi
(e) IIT Madras
20) Who became the first Indian woman to win the Wisden Almanack’s Cricketer of the Year award?
(a) Jemimah Rodrigues
(b) Mithali Raj
(c) Harmanpreet Kaur
(d) Smriti Mandhana
(e) Shafali Verma
Answers :
1) Answer: B
IndusInd Bank’s GIFT City IBU (IFSC Banking Unit) branch has entered into a $100 million long-term loan agreement with the Japan Bank for International Cooperation (JBIC) to foster the growth of Japanese construction equipment companies in India.
The funds raised will be used to provide need-based credit facilities to upstream and downstream companies that comprise the supply chain of Japanese original equipment manufacturers (OEMs) in India,
This is the first of its kind lending by JBIC through any IFSC Banking unit at GIFT City.
The loans will be further co-financed by Mizuho Bank, Japan, the Shizuoka Bank, Singapore, and Joyo Bank, Japan.
2) Answer: B
The board of the country’s biggest lender State Bank of India (SBI) approved long term fund raising of up to $2 billion (about Rs 16,000 crore) for FY24 through bonds.
The fund – raising will be in single/multiple tranches under ‘Reg-S/144A’, through a public offer and/or private placement of senior unsecured notes.
In March 2023, SBI raised Rs 3,717 crore by issuing a Tier 1 bond at a coupon rate of 8.25%
Meanwhile, the Board of Directors of Bank of India (BoI) approved the raising of capital aggregating up to ₹6,500 crore in FY24 via issue of fresh equity capital and Basel III compliant Tier-2 bonds.
The equity capital raise could be in the form of follow-on public offer/qualified institutional placement/rights issue/preferential Issue and/or Basel III compliant Additional Tier-1 (AT-1) bonds (domestic and foreign currency).
It will also issue Basel III compliant Tier-2 bonds up to ₹2,000 crore.
3) Answer: C
The Indian Banks’ Association (IBA) has constituted a 4 member working group on asset reconstruction companies (ARCs).
The 4-member group comprises
Hari Hara Mishra, CEO of Asset Reconstruction Companies Association
Purshotam Agarwal, chief investment officer of National Asset Reconstruction Company (NARCL)
Mythili Balasubramanian Executive Director of Edelweiss
Tarun Kumar, director of Encore Asset Reconstruction Company.
The group will operate continuously on various issues and take them up with the IBA, the Reserve Bank of India (RBI) and the union government.
4) Answer: C
Indian Bank has signed a Memorandum of Understanding (MoU) with Tamil Nadu (TN) e-Governance Agency (TNeGA), a state nodal agency under the Information Technology & Digital Services (IT&DS) Department Government of Tamil Nadu, for integrating Indian Bank Payment Aggregator for the e-Governance Applications of various departments in TN.
Key Highlights :
With this MoU, all TN Government departments can avail plug and play platform for any payment related needs.
The Indian Bank Payment Aggregator platform services shall offer timely and cost effective solutions to these departments besides providing citizens and businesses with a seamless payment experience.
This payment aggregator solution platform facilitates integrated payment mechanisms for online payment and collection through aggregation and reconciliation services with various payment channels like all debit/credit cards, UPI payment wallets and net banking.
5) Answer: D
RBL Bank has launched an innovative Digital Fixed Deposit (FD) scheme available to new-to-bank customers.
Customers can book the Digital FD within minutes without having to visit a branch or opening a savings account with the Bank.
Key Highlights :
With an interest rate of up to 7.8% for a tenure of 15 months to 725 days, the digital FD provides investors with an interesting investment option.
The online FD comes with several additional benefits, such as embedded insurance cover, seamless savings account opening process, ability to track and manage FD digitally, etc.
The FD holders can opt for insurance cover under a Hospital Daily Cash Benefit policy which offers daily cash benefit for hospital expenses.
The Digital FD is enabled through a quick online KYC process, making it easy and hassle-free for customers to open an FD within minutes.
6) Answer: E
President DroupadiMurmu inaugurated the five-day National Panchayat Awards Week.
It began with the ‘National Conference on Incentivization of Panchayats-cum-Award Ceremony’ in New Delhi.
DroupadiMurmu said that Villages are the basic units to develop the entire country.
She distributed National Panchayat Awards to best-performing panchayats selected from across the country.
Ministry of Panchayati Raj is celebrating National Panchayat Awards Week from 17th April to 21st April 2023.
The Theme of the National Panchayat Awards Week Celebrations is “PanchayatonkeSankalpon ki Siddhi ka Utsav”.
The various categories of the National Panchayat Awards–2023 are:
Deen Dayal Upadhyay Panchayat Satat Vikas Puraskar
Nanaji Deshmukh Sarvottam Panchayat Satat Vikas Puraskar
Gram Urja Swaraj Vishesh Panchayat Puraskar
Carbon Neutral Vishesh Panchayat Puraskar
To further strengthen Gram Sabha for ensuring participatory democracy and making empowered people and accountable Panchayats, a new mobile application GS NIRNAY, National Initiative for Rural India to Navigate, InnovAte and Resolve PanchaYat decisions has been developed to record and upload Gram Sabha proceedings open for public view.
7) Answer: D
PM Modi will inaugurate the first Global Buddhist Summit in New Delhi.
The two-day summit will be hosted by the Ministry of Culture in collaboration with International Buddhist Confederation.
The conference will be attended by eminent scholars, Sangha leaders and Dharma practitioners from all over the world.
“Responses to Contemporary Challenges: Philosophy to Praxis” is the theme of the Global Buddhist Summit.
According to Culture Minister G Kishan Reddy, for the first time, eminent Buddhist monks from various nations would visit India and participate in the Summit.
The Minister said that delegates from almost 30 countries will take part in the event and 150 delegates from Indian Buddhist organizations will participate.
The summit’s main vision is to look into the teachings of the Shakyamuni Buddha (Gautama Buddha).
8) Answer: D
‘YUVA PORTAL’ has been launched by Union Minister Dr. Jitendra Singh in New Delhi.
The portal will help in connecting and identifying potential young start-ups.
From 17-21 April 2023, CSIR-National Physical Laboratory (NPL) is organising the One Week- One Lab program.
The objective of the event is to create awareness among the potential stakeholders about the technologies and services available at NPL to provide solutions to societal problems.
There will also be three days of Startup-MSME-Industry Meet from 18-20 April.
The objective of the event is to showcase the various services provided by NPL to the industries.
A one day skill convention will be organized on 21st April to create awareness/educate the public about the skilling program of CSIR-NPL and motivate the local people by hosting various expert lectures.
On January 6, 2023, Mr Singh had launched ‘One Week-One Lab’ campaign.
Dr Jitendra Singh, highlighting India’s global leadership in technology, innovation and start-ups, said that each of the 37 CSIR laboratories is dedicated to a different specialized area of work.
The One Week – One Lab program will provide an opportunity to CSIR laboratories to showcase the work they are doing so that others can take advantage of it.
9) Answer: D
SC set up a five-judge Constitution bench to hear same-sex marriage petitions.
Five-judge Constitution bench led by Chief Justice of India D Y Chandrachud has been formed to hear petitions seeking legal recognition of same-sex marriage.
Besides the CJI, the bench comprises Justices Sanjay Kishan Kaul, Ravindra Bhat, Hima Kohli and PS Narasimha
In March 2023, the Supreme Court had sent the petitions to the constitution bench.
The petitions involve the conflict between constitutional rights and specific legislative enactments, including the Special Marriage Act, 1954.
Senior Advocate Mukul Rohatgi, appearing for the petitioners said that the LGBTQ community should have the right to a life of dignity and marriage and family.
Abhijit Iyer Mitra, a senior research fellow at the Institute of Peace & Conflict Studies, raised the issue for the first time in the Delhi High Court in November 2020.
On September 6, 2018, the SC decriminalised consensual gay sex between adults in the Navtej Singh Johar verdict.
10) Answer: E
Syria has become the largest ‘narco-state’ in the world.
The production and export of Captagon, which is also known as the “poor man’s coke,” has become a crucial source of economic sustenance for Syria.
This highly addictive Captagon has become the primary lifeline of the country’s economy, generating over 90% of its foreign exchange.
What is meant by Nacro State?
“Narco-State” means a nation where a significant portion of the economy is dependent on the illegal trade in narcotic drugs.
11) Answer: C
India celebrates a key milestone in its Group of Twenty (G20) Presidency with the hosting of its 100th G20 meeting, the Meeting of Agriculture Chief Scientists (MACS) in Varanasi, Uttar Pradesh (UP).
This is the largest number of meetings ever hosted by any country as G-20 President so far.
Over 12,300 delegates, from over 110 nationalities have attended G20-related meetings.
Key Highlights :
Under India’s G-20 Presidency, the 100 G-20 meetings have been held in 41 cities, covering 28 states and union territories of India.
During the Presidency, India will be hosting foreign delegates for over 200 G20-related meetings in around 60 cities across India.
12) Answer: A
Nepal has become a founding member of the International Big Cats Alliance initiated by India (IBCA), an initiative by the Government of India (GoI).
Key Highlights :
The alliance was launched under India’s initiative, and during the launch event, Nepal’s Energy Minister Mr Shakti Bahadur Basnet presented a letter indicating Nepal’s membership as a founding member to India’s Forest and Climate Change Minister Shri Bhupendra Yadav.
Nepal’s tiger population has seen a significant increase, increasing from 121 in 2010 to 335 in 2022.
Nepal successfully achieved its target of doubling the tiger population by 2022, as done during the first Tiger Summit in 2010 in St. Petersburg.
13) Answer: A
Utsa Patnaik has been chosen for the Malcolm Adiseshiah Award 2023.
Utsa Patnaik is a renowned economist of national and international repute.
The Malcolm & Elizabeth Adiseshiah Trust gives this award every year.
The prestigious national award honours outstanding social scientists.
Utsa Patnaik will be given the award with a citation and prize money of ₹2 lakh at a function that will be held in Chennai.
14) Answer: E
Raj Subramaniam, the Indian-American CEO of global transportation giant FedEx, has been presented with the prestigious PravasiBharatiya Samman, the highest civilian award given by India to persons of Indian origin and Indian diaspora.
Subramanian, 55, was presented with the award by India’s Ambassador to the US Taranjit Singh Sandhu at a ceremony at the India House since he could not travel to India early this year to receive the award.
The other awardee, Darshan Singh Dhaliwal, was also present at the event.
Subramanian is the president and CEO of FedEx Corporation, one of the world’s largest transportation companies.
His international leadership experience and keen business insights have contributed immensely to the success of FedEx.
15) Answer: D
Bengaluru with 29 million transactions worth USD 65 billion emerged on top in digital payment transactions.
New Delhi with 19.6 million transactions worth USD 50 billion and Mumbai with 18.7 million transactions worth USD 49.5 billion are in second and third spots.
Pune and Chennai are also among the top 5 in digital payment transactions in 2022
According to the report, physical merchants like grocery stores, restaurants, clothing and apparel, pharmacy, etc. accounted for over 43 per cent of digital transactions in terms of volume and about 40 per cent in terms of value.
Around 85% of digital transactions in terms of volume are related to E-commerce space, gaming, utility and financial services.
Education, travel and hospitality sector contributed 15 per cent in digital transactions volume and 75 per cent in terms of value.
16) Answer: B
Indian Navy conducted the bi-annual coordinated exercise Prasthan along with other defence, state and civilian agencies in the offshore area development off Mumbai, Maharashtra.
Aim :
To integrate the efforts of all maritime stakeholders involved in offshore defence.
About 30 nautical miles southwest of Bombay Harbour, on the Greatdrill and Chaaya platform, the practice was carried out.
The previous edition of the exercise was held in October 2022 in the Krishna Godavari Basin Offshore Development Area (ODA) under the aegis of headquarters, Eastern Naval Command, Visakhapatnam, Andhra Pradesh (AP).
About Prasthan exercise :
The exercise is held every 6 months, to verify the policies and methods for handling potential emergencies on oil production platforms.
The Indian Navy, Indian Air Force (IAF), Indian Coast Guard (ICG),Oil and Natural Gas Corporation (ONGC), and Directorate General of Shipping all sent ships and helicopters for the drill.
Personnel from the Jawaharlal Nehru Port Trust (JNPT), Mumbai Port Trust (Mbpt), Customs, Fisheries Department, and other relevant state and federal civilian agencies also took part.
17) Answer: B
An Indian Air Force (IAF) contingent will depart for France, to participate in a Multilateral Military exercise, Exercise Orion at Mont-de-Marsan, an Air Force base of the French Air and Space Force (FASF).
The exercise will be conducted from 17 April 2023 to 05 May 2023, with the IAF Contingent comprising 4 Rafale, 2 C-17, 2 ll-78 aircraft and 165 air warriors.
This would be the first overseas exercise for the IAF’s Rafale aircraft.
Air Forces from Germany, Greece, Italy, Netherlands, United Kingdom, Spain and the United States of America (USA) are also participating in the exercise.
Participation in this exercise would further enrich the employment philosophy of the India Air Force, by imbibing the best practices from other Air Forces.
18) Answer: E
The Indian Navy is procuring weapons and equipment worth more than USD 300 million (over Rs 2,400 crore) from the United States of America (USA).
The weapons will arm naval helicopters which will enhance their capabilities to counter enemy warships and submarines.
The weapons are for the MH 60 ‘Romeo’ helicopters, the most advanced multi-role helicopters currently in service with the Indian Navy.
As part of the deal, the fleet of 24 choppers that the Indian Navy has will get additional Hellfire missiles and MK 54 lightweight torpedoes
About MH 60 Romeo Helicopters :
The deal to procure the MH 60 choppers was signed on February 24, 2020, at an estimated cost of USD 2 billion (over Rs 16,300 crore).
The MH-60 Romeo has been in service since 2022 when the first batch of these choppers was delivered in Kochi, Kerala.
19) Answer: C
The Indian Institute of Technology (IIT) Indore in collaboration with NASA-Caltech from the United States (US) and Sweden’s University of Gothenburg has developed a low-cost camera setup which can provide multispectral imaging of 4 chemical species in a flame using a single DSLR camera.
The low-cost DSLR camera device named “CL-Flam” has been developed after 3 years’ research.
The cost of the development of the device was around Rs. 50,000.
Objective :
To study the combustion of fuels and improve the efficiency of engines and burners while reducing carbon emissions.
20) Answer: C
The Indian duo of Suryakumar Yadav and Harmanpreet Kaur has added another feather to their outstanding crown after bagging the Wisden Almanack’s leading cricketer in the World awards.
Suryakumar won the honour of Wisden Almanack’s leading T20I cricketer while Harmanpreet Kaur became the first Indian woman to win the Cricketer of the Year award.
England captain Ben Stokes has been named Wisden’s leading cricketer in the world.
Australia batter Beth Mooney was named the world’s top women’s cricketer for the second time in three years, having led her country to World Cup triumphs in the 50-over and 20-over tournaments and winning gold at the 2022 Commonwealth Games.
