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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 21st Sep 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.

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1) Which Small Finance Bank has introduced a brand-new “Liquid Plus” fixed deposit program with terms ranging from 7 to 180 days and an interest rate of 6.75% annually?

(a) AU SFB

(b) Jana SFB

(d) Ujjiwan SFB

(e) Unity SFB

2) How much crore was granted as a subsidy by the Union Cabinet, headed by Prime Minister Narendra Modi, for Phosphatic and Potassic (P&K) fertilisers during the Rabi season 2024–25 (October 2024–March 2025)?

(a) Rs.24,474.53 crore

(b) Rs.22,474.53 crore

(d) Rs.25,474.53 crore

(e) Rs.27,474.53 crore

3) How many months is the goal that Union Labour Minister Mansukh Mandaviya has set for workers to be on boarded on the e-Shram portal?

(a) 2months

(b) 1month

(d) 4months

(e) 5months

4) Which nation along with Gaza, has major pacts on the table for the Indian Prime Minister’s visit to the US?

(a) Russia

(b) Ukraine

(d) Iran

(e) Kazakhstan

5) Recently the Cambodian Prime Minister Hun Manet declared which location was named the most picturesque UNESCO World Heritage Site in Asia by Times Travel?

(a) Bagan

(b) Petra

(d) Halong Bay

(e) Angkor Wat

6) The WHO recommended which nation for becoming the first to be formally certified as having eliminated leprosy?

(a) Cambodia

(b) Vietnam

(d) China

(e) Philippines

7) Which Government launched Orunodoi 3.0, a women-focused financial aid initiative aiming at giving monthly financial help to the state’s economically disadvantaged families?

(a) Sikkim

(b) Assam

(d) Kerala

(e) Telangana

8) Recently the 4th Global Renewable Energy Investors Meet and Expo, held for the first time outside of Delhi. Which state has emerged as the top performer, receiving the most awards?

(a) Sikkim

(b) Assam

(d) Kerala

(e) Telangana

9) A partial restoration of wheat allocation has been announced by the Center for recipients of the Pradhan Mantri Gareeb Kalyan Ann Yojana (PMGKAY), a significant social welfare program that offers free food grains to over 800 million impoverished people. An extra 3.5 million tons of wheat will be allotted under PMGKAY beginning next month and continuing—until when?

(a) December 2024

(b) January 2025

(d) March 2025

(e) July 2025

10) One year after introducing its UPI services, Sachin Bansal, a co-founder of Flipkart, created the fintech startup Navi, which has become India’s________ largest player on the Unified Payments Interface (UPI), overtaking Amazon Pay.

(a) 5th

(b) 2nd

(d) 4th

(e) 6th

11) Which bank has authorized V Vaidyanathan’s reappointment as its managing director (MD) and chief executive officer (CEO) with approval from the Reserve Bank of India (RBI)?

(a) IDBI bank

(b) KVB bank

(d) DBS bank

(e) Federal bank

12) Which Ministry has made double Olympic medallist shooter Manu Bhaker as its brand ambassador?

(a) Ministry of Ports, Shipping, and Waterways

(b) Ministry of Law & Justice

(d) Ministry of Agriculture

(e) Ministry of Railway

13) Anushakti Vidhyut Nigam Ltd. (ASHVINI) has received government approval to develop nuclear power. By which year is the goal of net zero aimed to be achieved?

(a) 2050

(b) 2070

(d) 2035

(e) 2072

14) The Cotton Association of India (CAI) and Liverpool-based International Cotton Association Ltd (ICA) have signed a Memorandum of Understanding (MoU) to improve collaboration and promote fair business practices in the cotton sector. Before leaving India, the team wants to visit other textile plants in which city and Chandigarh?

(a) Tiruppur

(b) Chennai

(d) Bengaluru

(e) Surat

15) Recently, India has becoming more prominent in international markets as it has overtaken which nation in a major MSCI stocks index for the first time?

(a) Japan

(b) China

(d) USA

(e) Netherland

16) When was the International Day of Peace observed annually?

(a) September 19

(b) September 20

(d) September 18

(e) September 22

17) On September 21, we commemorate World Alzheimer’s Day each year. What year was the German psychiatrist Alois Alzheimer the first to diagnose an elderly patient with Alzheimer’s disease?

(a) 1900

(b) 1901

(d) 1903

(e) 1904

18) According to State GDP Shares and Economic Liberalization and Its Impact (1990–2024). In 2023–24, which state saw its GDP share drop from 14.6% in 1990–91 to 13.3%, yet it still has the greatest percentage among all states?

(a) Tamil Nadu

(b) Karnataka

(d) Gujarat

(e) Delhi

19) In which state, the Velavadar National Park located?

(a) Tamil Nadu

(b) Karnataka

(d) Gujarat

(e) Assam

20) In which state does the Lakshman Acharya hold the position of governor?

(a) Tamil Nadu

(b) Karnataka

(d) Gujarat

(e) Assam

Answers :

1) Answer: B

Short Explanation:

Jana Small Finance Bank has launched a new “Liquid Plus” fixed deposit offering, providing an interest rate of 6.75% per annum for tenures ranging from 7 to 180 days.

This rate applies to a minimum deposit of ₹10 lakhs for retail deposits up to ₹3 crores, and for bulk deposits between ₹3 crores and ₹200 crores per customer.

Detailed Explanation:

Jana Small Finance Bank has launched a new “Liquid Plus” fixed deposit offering, providing an interest rate of 6.75% per annum for tenures ranging from 7 to 180 days.

This rate applies to a minimum deposit of ₹10 lakhs for retail deposits up to ₹3 crores, and for bulk deposits between ₹3 crores and ₹200 crores per customer.

Same-day Redemption: Offers quick liquidity.

Partial Withdrawals: Available for added flexibility.

Instant Overdraft Facility: Accessible against the deposit.

No Pre-Maturity Charges: Enhances the appeal for those seeking flexibility in investment.

2) Answer: A

Short Explanation:

The Union Cabinet, chaired by Prime Minister Narendra Modi, approved a subsidy of ₹24,474.53 crore on Phosphatic and Potassic (P&K) fertilisers for the Rabi season 2024-25 (October 2024 to March 2025).

This decision ensures the availability of fertilisers at affordable and subsidized prices to farmers.

Detailed Explanation:

This decision ensures the availability of fertilisers at affordable and subsidized prices to farmers.

The subsidy falls under the Nutrient Based Subsidy (NBS) scheme, operational since April 1, 2010.

The scheme governs the subsidy rates for 28 grades of P&K fertilisers provided through manufacturers and importers.

Fertilizer companies will receive subsidies as per approved rates for Nitrogen (N), Phosphorus (P), and Potash (K).

3) Answer: C

Short Explanation:

In a significant step toward ensuring social security for gig and platform workers, the Ministry of Labour & Employment (MoLE) has directed platform aggregators to register their workers on the e-Shram portal.

Union Labour Minister Mansukh Mandaviya has set a target for onboarding workers on the e-Shram portal within the next three months. This registration is vital for accessing various government benefits.

Detailed Explanation:

This initiative aims to provide essential social security protections tailored to the unique needs of this workforce.

Eight major platform aggregators, including Urban Company, Swiggy, Zomato, and Blinkit, participated in the discussions, along with industry bodies such as the Federation of Indian Chambers of Commerce & Industry (FICCI) and the Confederation of Indian Industry (CII).

4) Answer: B

Short Explanation:

Discussions on peace and stability in the Indo-Pacific.

Reform of global governance structures.

Addressing pressing conflicts in Ukraine and Gaza.

September 21: Participation in the Quad Summit in Wilmington, Delaware, with President Biden, Australian PM Anthony Albanese, and Japan’s PM Fumio Kishida.

September 22: Interaction with the Indian diaspora at Long Island.

September 23: Participation in the Summit of the Future at the UN General Assembly, along with bilateral meetings and a roundtable with CEOs of American firms.

Detailed Explanation:

Discussions on peace and stability in the Indo-Pacific.

Reform of global governance structures.

Addressing pressing conflicts in Ukraine and Gaza.

September 21: Participation in the Quad Summit in Wilmington, Delaware, with President Biden, Australian PM Anthony Albanese, and Japan’s PM Fumio Kishida.

September 22: Interaction with the Indian diaspora at Long Island.

September 23: Participation in the Summit of the Future at the UN General Assembly, along with bilateral meetings and a roundtable with CEOs of American firms.

Launching the Cancer Moonshot initiative to enhance cancer prevention and treatment in the Indo-Pacific.

Acknowledging the conflicts in Ukraine and Gaza during the Quad Summit and bilateral meetings.

Emphasizing India’s support for a ceasefire in Gaza and a humanitarian corridor for aid delivery.

Outlining India’s priorities such as inclusive and sustainable development, with a focus on the Global South and multilateral cooperation.

5) Answer: E

Short Explanation:

Cambodian Prime Minister Hun Manet announced that Angkor Wat has been recognized as the most photogenic UNESCO World Heritage site in Asia by Times Travel.

Detailed Explanation:

Cambodian Prime Minister Hun Manet announced that Angkor Wat has been recognized as the most photogenic UNESCO World Heritage site in Asia by Times Travel.

Top Photogenic UNESCO Sites in Asia

Angkor Wat (Cambodia)

Taj Mahal (India)

Great Wall (China)

Bagan (Myanmar)

Borobudur (Indonesia)

Halong Bay (Vietnam)

Kyoto’s Historical Monuments (Japan)

Petra (Jordan)

Rice Terraces of the Philippines Cordilleras

Hampi (India)

Angkor Wat is part of the Angkor Archaeological Park, located in northwest Siem Reap province.

The park spans 401 square kilometers and houses 91 ancient temples built between the ninth and thirteenth centuries.

It is the most popular tourist destination in Cambodia.

6) Answer: C

Short Explanation:

The World Health Organization (WHO) has congratulated Jordan for becoming the first country in the world to be officially verified as having eliminated leprosy.

Leprosy, also known as Hansen’s disease, is a chronic infectious disease caused by Mycobacterium leprae. It affects the skin, nerves, and mucosal surfaces and can lead to permanent damage if untreated.

Detailed Explanation:

The World Health Organization (WHO) has congratulated Jordan for becoming the first country in the world to be officially verified as having eliminated leprosy.

This achievement represents a major milestone in global public health efforts.

WHO Director-General Tedros Adhanom Ghebreyesus praised Jordan, saying the country has successfully stopped the transmission of leprosy, freeing individuals and communities from the disease’s suffering and stigma.

Early diagnosis and treatment are essential in preventing disability from the disease.

Jordan’s success is attributed to strong political commitment and effective public health strategies.

7) Answer: B

Short Explanation:

The Assam government has launched Orunodoi 3.0, a women-centric financial assistance scheme aimed at providing monthly financial support to economically disadvantaged families in the state.

This is part of the broader efforts by the Assam government to uplift marginalised communities and ensure financial stability for vulnerable households.

Detailed Explanation:

This is part of the broader efforts by the Assam government to uplift marginalised communities and ensure financial stability for vulnerable households.

Initially targets 12 lakh additional beneficiaries, aiming to cover a total of 37 lakh women by early 2025.

Each eligible woman will receive a monthly stipend of ₹1,250.

Widows, unmarried women over 45, divorced, and deserted women.

Transgender individuals and persons with disabilities (as per the Rights of Persons with Disabilities Act, 2016).

Old and infirm women, including those in government-registered old age homes.

8) Answer: C

Short Explanation:

At the 4th Global Renewable Energy Investors Meet and Expo, hosted for the first time outside Delhi, Gujarat emerged as the top performer, winning the maximum number of awards.

Key Achievements of Gujarat:

Ranked 1st in:

Overall renewable energy capacity achieved.

Overall wind power capacity achieved.

Ranked 2nd in solar power capacity achieved, with Rajasthan leading in this category.

Gujarat’s renewable energy now accounts for 54% of its total installed energy capacity of more than 50,000 MW.

Detailed Explanation:

At the 4th Global Renewable Energy Investors Meet and Expo, hosted for the first time outside Delhi, Gujarat emerged as the top performer, winning the maximum number of awards.

Key Achievements of Gujarat:

Ranked 1st

Overall renewable energy capacity achieved.

Overall wind power capacity achieved.

Ranked 2nd in solar power capacity achieved, with Rajasthan leading in this category.

Gujarat’s renewable energy now accounts for 54% of its total installed energy capacity of more than 50,000 MW.

Gujarat: Top performer in renewable energy capacity.

Rajasthan: Ranked 1st in solar power capacity and bagged two awards.

Tamil Nadu and Karnataka: Won two awards each.

Himachal Pradesh and Uttarakhand: Awarded for hydro power capacity achievements.

9) Answer: D

Short Explanation:

The Centre has announced a partial restoration of wheat allocation for beneficiaries of the Pradhan Mantri Gareeb Kalyan Ann Yojana (PMGKAY), a major social welfare scheme providing free food grains to over 800 million poor individuals.

Starting next month, an additional 3.5 million tonnes of wheat will be allocated under PMGKAY, continuing until March 2025.

Detailed Explanation:

Starting next month, an additional 3.5 million tonnes of wheat will be allocated under PMGKAY, continuing until March 2025.

In May 2022, wheat allocation was cut from 18.2 million tonnes to 7.1 million tonnes, with rice allocation increased due to tight supplies.

Current wheat stocks are ample, with last year’s production reaching 112.9 million tonnes, significantly higher than previous years.

Government procurement stands at 26.6 million tonnes.

A new Rs 1,000 crore credit guarantee scheme for banks will facilitate loans against electronic Negotiable Warehouse Receipts (eNwR), aiming to raise pledged loans to over Rs 100,000 crore in the next decade.

10) Answer: E

Short Explanation:

Navi, a fintech company founded by Flipkart co-founder Sachin Bansal, has emerged as India’s sixth-largest player on the Unified Payments Interface (UPI), surpassing Amazon Pay just one year after launching its UPI services.

In August, Navi processed 88.71 million UPI transactions worth Rs 4,651.32 crore.

This marks a 29.56% increase in transaction volume from July, when it handled 68.47 million transactions valued at Rs 3,574.61 crore.

Detailed Explanation:

In August, Navi processed 88.71 million UPI transactions worth Rs 4,651.32 crore.

This marks a 29.56% increase in transaction volume from July, when it handled 68.47 million transactions valued at Rs 3,574.61 crore.

Since January, Navi’s UPI transaction volumes have surged over 90 times, starting from just 0.96 million transactions.

Amazon Pay has slipped to seventh place, recording 70.72 million transactions in August, down from 72.41 million in July.

Walmart-backed PhonePe remains the leader in the UPI space with a 48% market share, processing 7.2 billion transactions.

Google Pay follows as the second-largest player, with a 37.37% market share and 5.5 billion transactions.

11) Answer: C

Short Explanation:

The Reserve Bank of India (RBI) has approved the re-appointment of V Vaidyanathan as the Managing Director (MD) and Chief Executive Officer (CEO) of IDFC First Bank.

His new term will begin on December 19, 2024, as confirmed in an exchange filing by the lender.

Detailed Explanation:

The Reserve Bank of India (RBI) has approved the re-appointment of V Vaidyanathan as the Managing Director (MD) and Chief Executive Officer (CEO) of IDFC First Bank.

His new term will begin on December 19, 2024, as confirmed in an exchange filing by the lender.

Vaidyanathan’s Journey:

Became MD & CEO of IDFC First Bank in December 2018, following the merger of Capital First and IDFC Bank.

Previously worked at Citibank (1990-2000) and ICICI Bank (2000 onwards), where he established its Retail Banking division.

Also served as MD & CEO of ICICI Prudential Life Insurance in 2009.

Srikanth Velamakanni’s Appointment:

Appointed vice-chairperson of Nasscom, the IT industry body.He is the co-founder and group CEO of Fractal.

12) Answer: A

Short Explanation:

India’s Ministry of Ports, Shipping, and Waterways (MoPSW) has appointed Manu Bhaker, the double Olympic medal-winning shooter, as its brand ambassador.

This decision reflects the ministry’s commitment to promoting the marine sector by associating it with a celebrated sports figure like Bhaker.

Detailed Explanation:

India’s Ministry of Ports, Shipping, and Waterways (MoPSW) has appointed Manu Bhaker, the double Olympic medal-winning shooter, as its brand ambassador.

This decision reflects the ministry’s commitment to promoting the marine sector by associating it with a celebrated sports figure like Bhaker.

Manu Bhaker: A renowned shooter who recently won medals at the Paris Summer Olympics. She is also the daughter of a marine engineer, making her an ideal candidate to promote India’s maritime sector.

The event, organized by the Chennai Port Authority in collaboration with the Kamarajar Port Authority, emphasized the achievements of these remarkable women and their contributions to nation-building.

13) Answer: B

Short Explanation:

The Indian government has approved Anushakti Vidhyut Nigam Ltd. (ASHVINI), a joint venture between Nuclear Power Corporation of India Limited (NPCIL) (51%) and NTPC Ltd (49%), to build, own, and operate nuclear power plants across India.

This move is aimed at accelerating the country’s nuclear power capacity expansion to meet long-term energy goals, including the net zero target by 2070.

Detailed Explanation:

This move is aimed at accelerating the country’s nuclear power capacity expansion to meet long-term energy goals, including the net zero target by 2070.

The government has approved exemptions for both companies, allowing NPCIL to invest more than Rs 500 crore and NTPC to invest over Rs 5,000 crore in a single joint venture or subsidiary company, facilitating greater financial input into nuclear power projects.

The Mahi Banswara Rajasthan Atomic Power Project (4×700 MW), based on indigenous pressurized heavy-water reactor (PHWR) technology, will be transferred from NPCIL to the ASHVINI JV.

This project has an estimated investment of Rs 50,000 crore, with work expected to commence soon.

14) Answer: C

Short Explanation:

The Cotton Association of India (CAI) and the Liverpool-based International Cotton Association Ltd (ICA) have signed a Memorandum of Understanding (MoU) to enhance cooperation and promote fair business practices in the cotton industry.

The delegation plans to meet with additional textile mills in Coimbatore and Chandigarh before concluding their visit to India.

Detailed Explanation:

Discussions included organizing ICA training programs in India to enhance industry knowledge.

Plans to host an ICA event and expand the membership base of the global body in India were also considered.

The delegation plans to meet with additional textile mills in Coimbatore and Chandigarh before concluding their visit to India.

15) Answer: B

Short Explanation:

For the first time, India has surpassed China in a key MSCI equities index, signaling India’s growing prominence in global markets.

India’s weight in the MSCI investible large-, mid-, and small-cap index has risen to 2.35%, surpassing China’s 2.24%, as per a note by Morgan Stanley.

Detailed Explanation:

For the first time, India has surpassed China in a key MSCI equities index, signaling India’s growing prominence in global markets.

India’s weight in the MSCI investible large-, mid-, and small-cap index has risen to 2.35%, surpassing China’s 2.24%, as per a note by Morgan Stanley.

Steady economic growth: India’s nominal GDP growth is in the low teens, significantly outpacing China.

Strong market outperformance, new issuances, and liquidity improvements.

India’s stock markets have been among the best performers globally this year, with NSE Nifty 50 and S&P BSE Sensex rising by 17% and 15% respectively.

16) Answer: C

Short Explanation:

International Day of Peace is celebrated on 21st September of every year.

The International Day of Peace 2024 Theme is “Cultivating a Culture of Peace”.

Detailed Explanation:

International Day of Peace is celebrated on 21st September of every year.

The International Day of Peace 2024 Theme is “Cultivating a Culture of Peace”.

The United Nations General Assembly declared the International Day of Peace in order to strengthen the ideas of peace.

17) Answer: B

Short Explanation:

Every year World Alzheimers Day is observed on 21st September.

The theme for World Alzheimer’s Day 2024 is “Time to act on dementia, Time to act on Alzheimer’s.”

Alzheimer’s disease was first diagnosed in an old German lady in 1901 by Alois Alzheimer, a German Psychiatrist. This illness was named after the German Psychiatrist.

Detailed Explanation:

Every year World Alzheimers Day is observed on 21st September.

The theme for World Alzheimer’s Day 2024 is “Time to act on dementia, Time to act on Alzheimer’s.”

Alzheimer’s disease was first diagnosed in an old German lady in 1901 by Alois Alzheimer, a German Psychiatrist. This illness was named after the German Psychiatrist.

When Alzheimer’s Disease International celebrated its 10th anniversary in 1994, the Association declared that World Alzheimer’s Day was observed on the 21st September of every year.

18) Answer: C

Short Explanation:

A working paper by the Economic Advisory Council to the Prime Minister (EAC-PM) highlights the significant effects of economic liberalisation that began in the 1990s, particularly on certain states in India.

Maharashtra’s GDP share decreased from 14.6% in 1990-91 to 13.3% in 2023-24, although it remains the highest among all states.

Detailed Explanation:

States like Gujarat, Haryana, Karnataka, Tamil Nadu, and Delhi have notably increased their share of the national GDP from 1990-91 to 2023-24.

Maharashtra’s GDP share decreased from 14.6% in 1990-91 to 13.3% in 2023-24, although it remains the highest among all states.

Tamil Nadu’s share declined from 8.7% in 1960-61 to 7.1% in 1990-91 but rebounded to 8.9% in 2023-24.

Gujarat’s GDP share increased from 6.4% in 1990-91 to 8.1% in 2022-23, indicating a strong economic turnaround.

The rise of Bengaluru as a technology hub significantly boosted Karnataka’s share from 5.3% in 1990-91 to 8.2% in 2023-24.

19) Answer: D

About: Gujarat

Capital: Gandhinagar

Chief Minister: Bhupendrabhai Patel

Governor: Acharya Devvrat

National Parks: Gir National Park, Blackbuck (Velavadar) National Park, Marine National Park (Gulf of Kachchh), Vansda (Bansda) National Park

Wildlife Sanctuaries: Barda Wildlife Sanctuary, Girnar Wildlife Sanctuary, Kutch Desert Wildlife Sanctuary, Purna Wildlife Sanctuary, Thol Lake Wildlife Sanctuary, Wild Ass Wildlife Sanctuary

20) Answer: E

About: Assam

Capital: Dispur

Chief Minister: Himanta Biswa Sarma

Governor: Lakshman Acharya

National Parks: Kaziranga National Park, Manas National Park, Dibru-Saikhowa National Park, Nameri National Park, Rajiv Gandhi Orang National Park

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Daily Current Affairs Quiz – 21st Sep 2024

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