Home » Daily Current Affairs Quiz – 26th July 2024

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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 26th July 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.

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1) The Reserve Bank of India has tightened its rules on cash payouts at banks. The RBI’s “Domestic Money Transfer” framework from October 2011 has been updated with these new criteria.When will these updated standards be put into effect?

(a) November 1, 2024

(b) October 1, 2024

(d) December 1, 2024

(e) January 1, 2025

2) Which bank has raised the interest rates on fixed deposits by up to 20 basis points (bps) for sums less than Rs 3 crore?

(a) HDFC bank

(b) ICICI bank

(d) DBS bank

(e) Axis bank

3) Which multinational money transfer business said that financial institutions may now use the current Swift connectivity to transmit money straight to over 2.1 billion mobile wallets worldwide?

(a) PayU

(b) TerraPay

(d) Cashfree

(e) MobiKwik

4) Which bank and its merchant network are Paytm’s partners for point-of-sale (PoS) solutions and Electronic Data Capture (EDC) devices?

(a) HDFC bank

(b) ICICI bank

(d) DBS bank

(e) Axis bank

5) By the end of 2025, the Indian government plans to introduce an “Integrated Technology Platform” in accordance with the Insolvency and Bankruptcy Code (IBC). Based on the IBBI study, it is taking an average of how many days longer than the 330-day timetable to complete the Corporate Insolvency Resolution Process (CIRP)?

(a) 677days

(b) 678days

(d) 675days

(e) 674days

6) The Indian Mission will be acquiring 300–500 graphics processing units (GPUs) through the release of a tender by the Ministry of Electronics and Information Technology (IT Ministry) in India. What is the amount of money allocated to the IndiaAI Mission for the fiscal year 2024–25 in the Union Budget 2024?

(a) Rs 551.75 crore

(b) Rs 550.75 crore

(d) Rs 555.75 crore

(e) Rs 554.75 crore

7) Which nation will get 40 MW of electricity from Nepal through India under a tripartite power trading agreement?

(a) Srilanka

(b) Bhutan

(d) Bangladesh

(e) Maldives

8) By July 2025, Aizawl, the capital of Mizoram, will be connected by rail to the Northeast Frontier Railway (NFR), making it the fourth capital city in the northeast. How far is the new line between Bairabi and Sairang in kilometers?

(a) 51km

(b) 50km

(d) 55km

(e) 54km

9) Hindustan Zinc, the world’s second-largest integrated zinc producer, has created a new low-carbon zinc brand named EcoZen. EcoZen is Asia’s_______low-carbon ‘green’ zinc, with a 75% reduced carbon footprint than the world average.

(a) 2nd

(b) 1st

(d) 4th

(e) 5th

10) In order to construct a new facility in Krishnagiri, western Tamil Nadu, LOHUM plans to invest ₹2,000 crore over the next six years. Production at the _________ GWh facility is scheduled to start in 18 months.

(a) 10

(b) 20

(d) 15

(e) 25

11) Which IIT and IIT Roorkee have inked an agreement with the Centre for Development of Telematics (C-DOT), a leading telecom research and development centre under the DoT, Government of India, for the development of “Cell-Free” 6G access points?

(a) IIT Madras

(b) IIT Mandi

(d) IIT Bombay

(e) IIT Delhi

12) A Defence Cooperation Agreement is about to be signed between Singapore and the Philippines. Which nation and the Philippines are experiencing increased territorial tensions at the time of the signing?

(a) US

(b) China

(d) Iran

(e) France

13) The Phase-II Ballistic Missile Defence System has undergone a successful flight test by the Defence Research and Development Organisation. How long did the Phase-II AD Endo-atmospheric missile launch from LC-III at ITR, Chandipurat last?

(a) 1624 hrs

(b) 1625 hrs

(d) 1626 hrs

(e) 1628 hrs

14) Which hue sulphur crystals did the National Aeronautics and Space Administration’s Curiosity Rover discover on Mars?

(a) Red

(b) Bluish Grey

(d) Purple

(e) Greenish yellow

15) Which city hosted the second season of the Global Chess League, where “icon players” like Ian Nepomniachtchi and Maxime Vachier-Lagrave, Magnus Carlsen, and Viswanathan Anand are joined by Hikaru Nakamura and Anish Giri?

(a) Paris

(b) Melbourne

(d) Florida

(e) London

16) India placed seventh in the women’s division and __________ in the men’s division at the World Junior Squash Championships, which were held in the United States of America.

(a) 5th

(b) 8th

(d) 4th

(e) 3rd

17) John Mayall, a renowned pioneer of the British blues, passed away. In which year did Mayall get an Officer of the Order of the British Empire (OBE)?

(a) 2002

(b) 2004

(d) 2005

(e) 2006

18) Every year on _________, Kargil Vijay Diwas 2024 is celebrated in honour of the troops who gave their lives fighting in the Kargil War.

(a) July 22

(b) July 23

(d) July 25

(e) July 26

19) The slogan “Badhti Ka Naam Zindagi” belongs to which bank?

(a) HDFC bank

(b) ICICI bank

(d) DBS bank

(e) Axis bank

20) Which bank’s MD and CEO at the moment is Sashidhar Jagdishan?

(a) HDFC bank

(b) ICICI bank

(d) DBS bank

(e) Axis bank

Answers :

1) Answer: A

Short Explanation:

The Reserve Bank of India (RBI) tightened norms related to cash pay-out service at banks, making it mandatory for lenders to keep a record of recipients.

Cash pay-out refers to arrangements for amounts being transferred out of bank accounts to beneficiaries not having a bank account.

The new guidelines are an update to the RBI’s October 2011 framework on ‘Domestic Money Transfer’.

These revised norms will come into effect from November 1, 2024.

Detailed Explanation:

The Reserve Bank of India (RBI) tightened norms related to cash pay-out service at banks, making it mandatory for lenders to keep a record of recipients.

Cash pay-out refers to arrangements for amounts being transferred out of bank accounts to beneficiaries not having a bank account.

The new guidelines are an update to the RBI’s October 2011 framework on ‘Domestic Money Transfer’.

These revised norms will come into effect from November 1, 2024.

Transactions must be validated with an additional factor of authentication (AFA).

Transaction Details:Remitter details should be included as part of the IMPS (Immediate Payment Service) / NEFT (National Electronic Funds Transfer) transaction message.

Exclusions:The guidelines do not apply to card-to-card transfer transactions.

2) Answer: A

Short Explanation:

HDFC Bank has increased fixed deposit interest rates by up to 20 basis points (bps) for amounts below Rs 3 crore.

The new rates are effective from July 24, 2024.

The highest interest rate offered by the bank is 7.40% for general citizens and 7.90% for senior citizens on a tenure of 4 years and 7 months to 55 months.

Detailed Explanation:

HDFC Bank has increased fixed deposit interest rates by up to 20 basis points (bps) for amounts below Rs 3 crore.

The new rates are effective from July 24, 2024.

The highest interest rate offered by the bank is 7.40% for general citizens and 7.90% for senior citizens on a tenure of 4 years and 7 months to 55 months.

Tenor bucket and rates

Tenor Bucket	General citizen rates	Senior citizen rates
7 – 14 days	3.00%	3.50%
15 – 29 days	3.00%	3.50%
30 – 45 days	3.50%	4.00%
46 – 60 days	4.50%	5.00%
61 – 89 days	4.50%	5.00%
90 days ≤ 6 months	4.50%	5.00%
6 months 1 day ≤ 9 months	5.75%	6.25%
9 months 1 day < 1 year	6.00%	6.50%
1 year < 15 months	6.60%	7.10%
15 months < 18 months	7.10%	7.60%
18 months < 21 months	7.25%	7.75%
21 months – 2 years	7.00%	7.50%
2 Years 1 day < 2 Years 11 Months	7.00%	7.50%
2 Years 11 Months – 35 Months	7.35%	7.85%
2 Years 11 Months 1 day ≤ 3 Year	7.00%	7.50%
3 Years 1 day < 4 Years 7 Months	7.00%	7.50%
4 Years 7 Months – 55 months	7.40%	7.90%
4 Years 7 Months 1 day ≤ 5 Years	7.00%	7.50%
5 Years 1 day – 10 Years	7.00%	7.50%

3) Answer: B

Short Explanation:

TerraPay, a global money movement company, has announced that financial institutions can now send money directly to over 2.1 billion mobile wallets worldwide using existing Swift connectivity.

Enhanced Cross-Border Payments: The integration allows payments initiated over Swift to reach TerraPay’s system with enhanced speed and efficiency.

It ensures end-to-end transparency from account to wallet, leveraging Swift’s transaction tracking capabilities.

Detailed Explanation:

Enhanced Cross-Border Payments: The integration allows payments initiated over Swift to reach TerraPay’s system with enhanced speed and efficiency.

It ensures end-to-end transparency from account to wallet, leveraging Swift’s transaction tracking capabilities.

Swift Network: Swift connects over 11,500 financial institutions in more than 200 countries, facilitating global transactions.

TerraPay’s Network: TerraPay’s network supports payments to more than 2.1 billion mobile wallets and 7.5 billion bank accounts globally.

4) Answer: E

Short Explanation:

One 97 Communications (OCL), the parent company of fintech firm Paytm, has partnered with Axis Bank to provide point-of-sale (PoS) solutions and Electronic Data Capture (EDC) devices to Axis Bank and its merchant network.

Features of Paytm’s EDC Devices:

Inventory management

Invoice generation

Promotions and discounts

Sales tracking and reporting

Customer relationship management (CRM)

Detailed Explanation:

Expansion and Portfolio Enhancement:The collaboration allows Paytm to broaden its reach by accessing a larger merchant base through Axis Bank.

It also strengthens Axis Bank’s merchant acquiring portfolio by enhancing transaction efficiency.

Features of Paytm’s EDC Devices:

Inventory management

Invoice generation

Promotions and discounts

Sales tracking and reporting

Customer relationship management (CRM)

Benefits of PoS Solutions:The PoS solutions will provide merchants with seamless payment processing capabilities and improved business management tools.

5) Answer: C

Short Explanation:

The government of India is set to launch an “Integrated Technology Platform” under the Insolvency and Bankruptcy Code (IBC) by the end of 2025.

Delays in CIRP:According to IBBI analysis, the Corporate Insolvency Resolution Process (CIRP) is currently taking an average of 679 days to conclude, significantly longer than the standard timeline of 330 days.

Detailed Explanation:

The government of India is set to launch an “Integrated Technology Platform” under the Insolvency and Bankruptcy Code (IBC) by the end of 2025.

This initiative aims to enhance the efficiency and outcomes of the insolvency resolution process.

Impact on Recovery Rates:

Within 330 Days: Recovery rate stands at 49.2%.

330-599 Days: Recovery rate reduces to 36%.

Beyond 600 Days: Recovery rate drops further to 26.1%.

6) Answer: A

Short Explanation:

The Indian Ministry of Electronics and Information Technology (IT Ministry) is preparing to release a tender to procure between 300 to 500 graphics processing units (GPUs) as part of the Indian Mission.

In the Union Budget 2024, the IndiaAI Mission received an allocation of Rs 551.75 crore for the fiscal year 2024-25.

Total Funding: The mission has been allocated a total of Rs 10,372 crore.

Detailed Explanation:

This initiative aims to bolster domestic computing capacity for developing and testing artificial intelligence (AI) systems in India.

The tender is expected to be released soon, following the ministry’s first budgetary allocation for the mission.

In the Union Budget 2024, the IndiaAI Mission received an allocation of Rs 551.75 crore for the fiscal year 2024-25.

Total Funding: The mission has been allocated a total of Rs 10,372 crore.

Support for Start-ups: The mission aims to create an AI infrastructure that start-ups can access to develop AI systems, thus fostering innovation and growth in the domestic AI ecosystem.

7) Answer: D

Short Explanation:

Nepal is set to sign a tripartite power trading deal to export 40 MW of electricity to Bangladesh via India.

This will be the first time in history that the Himalayan nation will sell electricity to a third country other than India.

As per the agreement, Nepal will get a tariff of USD 0.064 per unit for selling electricity to Bangladesh.

Detailed Explanation:

Nepal is set to sign a tripartite power trading deal to export 40 MW of electricity to Bangladesh via India.

This will be the first time in history that the Himalayan nation will sell electricity to a third country other than India.

The Power Sales Agreement will be signed by officials from the Nepal Electricity Authority (NEA), the Bangladesh Power Development Board (BPDB) and the NTPC Vidyut Vyapar Nigam Ltd (NVVN) of India at a function here on July 28,2024.

As per the agreement, Nepal will get a tariff of USD 0.064 per unit for selling electricity to Bangladesh.

In January,2024 Nepal signed a long-term agreement for the export of 10,000 MW of power to India, and jointly inaugurated three cross-border transmission lines during the two-day visit of External Affairs Minister S Jaishankar to the Himalayan nation.

Nepal has prepared an energy development strategy intending to produce 28,000 MWs of electricity in the next 12 years; of that, a target has been set to export 15,000 MWs to different countries including India.

8) Answer: C

Short Explanation:

Mizoram’s Aizawl would be the 4th capital city in the northeast region to come under railway connectivity by July 2025 as the Northeast Frontier Railway (NFR) is laying the new Broad Gauge (BG) track up to Sairang, near Aizawl.

The Rs 8,213.72 crore Bairabi-Sairang railway project will be commissioned in July 2025.

The 52 km new line between Bairabi and Sairang is divided into 4 sections — Bairabi–Hortoki, Hortoki–Kawnpui, Kawnpui–Mualkhang, and Mualkhang–Sairang.

Detailed Explanation:

Assam’s main city of Guwahati (adjoining capital Dispur), Tripura’s capital Agartala, and Arunachal Pradesh’s Naharlagun (adjacent to capital city Itanagar) are already connected with the railway network.

The Rs 8,213.72 crore Bairabi-Sairang railway project would be commissioned in July 2025.

The 52 km new line between Bairabi and Sairang is divided into 4 sections — Bairabi–Hortoki, Hortoki–Kawnpui, Kawnpui–Mualkhang, and Mualkhang–Sairang.

The total length of tunnels in this project is 12,853 metres out of which 12,807 metres of tunnelling works have already been completed.

The project will have a total of 55 major bridges and 89 minor bridges, out of which work for 47 major bridges and 87 minor bridges have been completed so far.

9) Answer: B

Short Explanation:

Hindustan Zinc, the world’s second-largest integrated zinc producer, has launched a new low-carbon zinc brand called EcoZen.

Low Carbon Footprint: EcoZen is Asia’s first low-carbon ‘green’ zinc, with a carbon footprint that is 75% lower than the global average. It emits less than one tonne of carbon equivalent per tonne of zinc produced.

Detailed Explanation:

Hindustan Zinc, the world’s second-largest integrated zinc producer, has launched a new low-carbon zinc brand called EcoZen.

Sustainability: The brand is manufactured using renewable energy and has been certified by a global sustainability consulting firm through a life cycle assessment.

Environmental Impact: Using EcoZen for galvanizing one tonne of steel can prevent approximately 400 kg of carbon emissions across the value chain.

Net Zero Goal: Priya Agarwal Hebbar, Chairperson of Hindustan Zinc and Non-Executive Director of Vedanta Group, highlighted that the launch of EcoZen marks a significant step in Hindustan Zinc’s journey to achieving Net Zero emissions by 2050.

10) Answer: B

Short Explanation:

LOHUM will invest ₹2,000 crore over the next six years to build a new plant in Krishnagiri, western Tamil Nadu.

The plant will focus on producing cathode active material (CAM) for battery manufacturing.

The 20 GWh plant is set to begin production within eighteen months.

The initial phase includes a ₹400 crore investment over the first two years.

Detailed Explanation:

LOHUM will invest ₹2,000 crore over the next six years to build a new plant in Krishnagiri, western Tamil Nadu.

The plant will focus on producing cathode active material (CAM) for battery manufacturing.

The 20 GWh plant is set to begin production within eighteen months.

The initial phase includes a ₹400 crore investment over the first two years.

Capacity and Output:

The plant will process 20,000 tons of batteries annually.

It will recycle and produce cobalt, nickel, and lithium, each at a capacity of 1,000 tons.

The pilot line for CAM production will start with a capacity of 750 MWh, scaling up to 20 GWh.

The expected initial production is 5 to 10 GWh of material for gigafactories.

Clientele and Market:

LOHUM aims to supply its products to major battery manufacturers such as Ola, Exide, TVS, and Amara Raja.

Incentives and Support:

The project benefits from production-linked incentives and capital expenditure subsidies provided by the Tamil Nadu government.

Sustainability Focus:

LOHUM is committed to sustainable battery solutions through recycling, repurposing, and low-carbon refining.

11) Answer: B

Short Explanation:

The Centre for Development of Telematics (C-DOT), a premier Telecom R&D centre under the Department of Telecommunications (DoT), Government of India, has signed an agreement with the Indian Institute of Technology Roorkee (IIT Roorkee) and the Indian Institute of Technology Mandi (IIT Mandi) for the development of ‘Cell-Free’ 6G Access Points.

This initiative is supported by the Telecom Technology Development Fund (TTDF) scheme.

Detailed Explanation:

This initiative is supported by the Telecom Technology Development Fund (TTDF) scheme.

Purpose and Goals:

Technology Development: The collaboration aims to develop ‘Cell-Free’ Massive MIMO (multiple-input and multiple-output) technology to enable the upcoming 6G radio access networks.

Funding and Support:

TTDF Scheme: The agreement is part of the Telecom Technology Development Fund (TTDF) scheme, designed to provide funding support to domestic companies, Indian startups, academia, and R&D institutions involved in telecommunication technology development.

Innovative Approach:

Cell-Free Massive MIMO: Unlike traditional cellular topologies where each cell is serviced by a single base station, ‘Cell-Free’ Massive MIMO deploys several access points (APs) across a vast region to serve multiple user devices simultaneously.

12) Answer: B

Detailed Explanation:

The Philippines and Singapore are set to sign a Defence Cooperation Agreement.

The signing comes amid heightened territorial tensions between China and the Philippines.

Disputes have been particularly intense at two shoals in the South China Sea.

The country has also expanded its US military presence at several Philippine bases under a 2014 defence pact.

13) Answer: A

Short Explanation:

The Defence Research & Development Organisation (DRDO) has successfully conducted a flight test of the Phase-II Ballistic Missile Defence System.

The Phase-II AD Endo-atmospheric missile was launched from LC-III at ITR, Chandipurat 1624 hrs.

Capability Demonstration:The test demonstrated India’s indigenous capability to defend against ballistic missiles of up to 5000 km range.

Detailed Explanation:

The Defence Research & Development Organisation (DRDO) has successfully conducted a flight test of the Phase-II Ballistic Missile Defence System.

The Phase-II AD Endo-atmospheric missile was launched from LC-III at ITR, Chandipurat 1624 hrs.

Trial Objectives and System Validation:The flight test met all trial objectives and validated a network-centric warfare weapon system including Long Range Sensors, a low latency communication system, the Mission Control Centre (MCC), and Advanced Interceptor missiles.

Capability Demonstration:The test demonstrated India’s indigenous capability to defend against ballistic missiles of up to 5000 km range.

Monitoring and Performance:The missile’s performance was monitored using flight data captured by Electro-Optical Systems, Radar, and Telemetry Stations deployed by ITR, Chandipur, including onboard ships.

14) Answer: C

Short Explanation:

The National Aeronautics and Space Administration’s (NASA) Curiosity rover has stumbled upon an extraordinary find on Mars: pure sulphur crystals.

The discovery occurred when the 1-ton rover accidentally cracked open a rock, revealing yellowish-green sulphur crystals that had never been seen before on the red planet.

Detailed Explanation:

The National Aeronautics and Space Administration’s (NASA) Curiosity rover has stumbled upon an extraordinary find on Mars: pure sulphur crystals.

The discovery occurred when the 1-ton rover accidentally cracked open a rock, revealing yellowish-green sulphur crystals that had never been seen before on the red planet.

Location and Context:The discovery occurred when Curiosity cracked open a rock on Mars.

The finding was made in the Gediz Vallis channel, a prominent geological feature on Mount Sharp.

Gediz Vallis Channel:Gediz Vallis is believed to have been shaped around 3 billion years ago.

It was formed by the combined effects of flowing water and debris.

15) Answer: E

Short Explanation:

Hikaru Nakamura and Anish Giri join former world champions Magnus Carlsen and Viswanathan Anand, along with stars like Maxime Vachier-Lagrave and Ian Nepomniachtchi as “icon players” in the second season.

The second season will run from October 3 to 12 at Friends House, London.

Detailed Explanation:

The second season will run from October 3 to 12 at Friends House, London.

Team Line-ups:

Hikaru Nakamura will represent the new team American Gambits.

Anish Giri will debut with PBG Alaskan Knights.

Magnus Carlsen continues with Alpine SG Pipers.

Viswanathan Anand returns with the Ganges Grandmasters.

Maxime Vachier-Lagrave will again compete for the Mumba Masters.

Ian Nepomniachtchi will be the icon player for Triveni Continental Kings.

League Format:

The league features a minimum of three marquee matches daily with Icon players leading their teams.

Six teams will compete, each consisting of six players: one Icon player, two superstar male players, two superstar female players, and one prodigy player.

16) Answer: C

Short Explanation:

At the World Junior Squash Championships held in Houston, USA,India finished sixth in the men’s category and seventh in the women’s category.

Detailed Explanation:

At the World Junior Squash Championships held in Houston, USA,India finished sixth in the men’s category and seventh in the women’s category.

Men’s Section:

India finished sixth after a 1-2 loss to England in the match for fifth position.

Match Results:

Shaurya Bawa won against Yusuf Sheikh (3-11, 11-6, 11-8, 11-7).

Yuvraj Wadhwani lost to Bailey Malik (11-5, 9-11, 8-11, 14-16).

Ayaan Vazilalli lost to Dylan Roberts (11-6, 9-11, 9-11, 7-11).

Women’s Section:

India secured seventh place with a 2-1 victory over New Zealand in the clash for seventh.

Match Results:

Shameena Riaz lost to Ella Lash (7-11, 12-10, 13-11, 4-11, 4-11).

Nirupama Dubey won against Anabel Gemmell (9-11, 11-6, 11-4, 8-11, 11-9).

Unnati Tripathi won against Ella Hill (11-4, 11-3, 11-6).

17) Answer: D

Short Explanation:

John Mayall, the British blues pioneer whose 1960s music collective the Bluesbreakers helped usher in a fertile period of rock and brought guitarists like Eric Clapton to prominence, passed away at the age of 90.

Mayall was born on 29 November 1933 in Macclesfield in Cheshire.

Mayall was awarded an OBE, an Officer of the Order of the British Empire, in 2005.

Detailed Explanation:

Mayall was born on 29 November 1933 in Macclesfield in Cheshire.

He was an English blues and rock musician, songwriter and producer.

Major Works:Debut Album: “Blues Breakers with Eric Clapton” (1966) featured covers of Robert Johnson, Otis Rush, and Ray Charles.

Awards & Honors :

Mayall was awarded an OBE, an Officer of the Order of the British Empire, in 2005.

He has often been referred to as the “godfather of the British blues”, and was inducted into the Rock and Roll Hall of Fame in the musical influence category in 2024.

18) Answer: E

Short Explanation:

Kargil Vijay Diwas 2024 is observed on July 26 every year in memory of soldiers who sacrificed their lives in the Kargil War.

The Kargil War was an armed conflict between India and Pakistan in the Kargil district of Jammu and Kashmir.

Detailed Explanation:

Kargil Vijay Diwas 2024 is observed on July 26 every year in memory of soldiers who sacrificed their lives in the Kargil War.

Kargil Vijay Diwas 2024 celebrates the victory of the Indian Armed Forces over Pakistan during the Kargil War, which took place between May and July 1999

The Kargil War was an armed conflict between India and Pakistan in the Kargil district of Jammu and Kashmir.

The conflict originated when around 5,000 Pakistani troops and militants infiltrated Indian territory to dominate the region to claim Siachen Glacier.

19) Answer: E

About Axis Bank :

Established : 3 December 1993

Headquarters: Mumbai, Maharashtra, India

MD & CEO: Amitabh Chaudhry

Tagline : Badhti Ka Naam Zindagi

20) Answer: A

About HDFC Bank :

Founded : 1st July 2023 (via the merger between HDFC-HDFC bank)

Headquarters : Mumbai, Maharashtra, India

MD & CEO : Sashidhar Jagdishan

Tagline : We Understand Your World

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Daily Current Affairs Quiz – 26th July 2024

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