This post is also available in: हिन्दी (Hindi)
Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 31st March 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.
1) Recently, the National Payments Corporation of India (NPCI) has recommended up to 1.1% interchange fee on UPI transactions of over __________ via prepaid payment instruments (PPIs).
(a) ₹5,000
(b) ₹2,000
(c) ₹1,000
(d) ₹3,000
(e) ₹4,000
2) According to the data presented in the Rajya Sabha, Public sector banks (PSBs) have written off around __________ in the first 9 months of the current fiscal.
(a) ₹45,000 crore
(b) ₹91,000 crore
(c) ₹34,000 crore
(d) ₹67,000 crore
(e) ₹80,000 crore
3) By what percentage did Union Minister Shri Anurag Thakur declare that Dearness Allowance (DA) for central government employees and Dearness Relief (DR) for central government pensioners would be increased?
(a) 3%
(b) 5%
(c) 7%
(d) 4%
(e) 6%
4) Which state’s Integrated River Basin Management Project has received a USD 108 million loan from the World Bank in order to enhance its capacity for flood forecasting and disaster preparedness?
(a) Arunachal Pradesh
(b) Assam
(c) Punjab
(d) West Bengal
(e) Haryana
5) The Centre has notified a hike in wage rates under the rural job guarantee programme for the 2023-24 financial year with _________ having the highest daily wageat ₹357 per day.
(a) Nagaland
(b) Assam
(c) Haryana
(d) Uttarakhand
(e) Bihar
6) Which of the following country has committed Rs 7,084.5 crore to India for 3 infrastructure projects?
(a) Sri Lanka
(b) Bhutan
(c) Nepal
(d) Bangladesh
(e) Japan
7) Which state government has inaugurated the flagship project named ‘Pathashree-Rastashree’ to strengthen road infrastructure and enhance connectivity to villages?
(a) Nagaland
(b) Assam
(c) Haryana
(d) West Bengal
(e) Bihar
8) As per the newspaper report, Hamza Yusuf became the first Muslim, ‘First Minister’ of which country?
(a) Scotland
(b) Saudi Arabia
(c) Singapore
(d) UAE
(e) Vietnam
9) UK Sinha has been appointed as the non-executive chairman and additional director of New Delhi Television Limited (NDTV). He was the former Chairman of _______________.
(a) IRDAI
(b) NABARD
(c) SEBI
(d) FICCI
(e) SIDBI
10) Rubber Board has launched the CRISP mobile app.CRISP (Comprehensive Rubber Information System Platform) app has been developed by the Rubber Research Institute of India (RRII) in association with the Digital University of_________.
(a) Haryana
(b) Punjab
(c) Kerala
(d) Gujarat
(e) Madhya Pradesh
11) Which of the following site has been awarded a ‘Water and Heritage Shield’ by the International Committee On Monuments and Sites International Science Committee (ICOMOS)?
(a) Sakya Monastery
(b) Mount Shasta
(c) Sípàapu
(d) Unity Temple
(e) Basilica
12) Which of the following organization has partnered with Australia’s Cyber West Sign to boost opportunities for Australian, Indian startups?
(a) WE Hub
(b) NASSCOM
(c) T-Hub
(d) CII
(e) ASSOCHAM
13) National Institute of Technology _____________ has signed anMoU with the National Jute Board under the Union Ministry of Textiles to develop technology to make geo-cell products from jute and standardise them for various engineering applications.
(a) Telangana
(b) Andhra Pradesh
(c) Tamil Nadu
(d) Kerala
(e) Karnataka
14) Recently, Which state government has partnered with Samunnati to promote sustainable agri practices?
(a) Assam
(b) Maharashtra
(c) Haryana
(d) Odisha
(e) Madhya Pradesh
15) Which IIT has developed a three-dimensional (3D) paper-based portable device that can detect adulteration in milk within 30 seconds?
(a) IIT Ropar
(b) IISc Bangalore
(c) IIT Mumbai
(d) IIT Delhi
(e) IIT Madras
16) Who became the first person to swim from the Gateway of India (located at the Chhatrapati Shivaji Marg in South Mumbai) to the famed Elephanta Caves?
(a) Krishna Prakash
(b) Sanjay Banerjee
(c) Amit Shrivastava
(d) Debasish Panda
(e) Ayush Panda
17) Consider the following statement regarding World Women’s Boxing Championship 2023. Which of the following statement is incorrect?
(a) India won three gold in World Women’s Boxing Championship.
(b) The 2023 IBA Women’s World Boxing Championships were the 13th edition of the IBA Women’s World Boxing Championships.
(c) Nikhat Zareen is only the 2nd Indian woman boxer after Mary Kom to win more than one world title.
(d) India’s Nitu Ghanghas (48kg) and Saweety Boora (81kg) won two gold medals at the Championships.
(e) Lovlina Borgohain defeated Caitlin Parker of Australia in the final of the 75-kilogram category at the Indira Gandhi Sports Complex.
18) Lovlina Borgohain defeated Caitlin Parker of Australia in the final of the 75-kilogram 18) Indian Satwiksairaj Rankireddy and __________ won the Swiss Open Super 300 Badminton doubles title in Baselseason in Basel, Switzerland.
(a) Srikanth Kidambi
(b) Chirag Shetty
(c) Lakshya Sen
(d) Prannoy HS
(e) Dhruv Kapila
19) Mumbai Indians won the inaugural Women’s Premier League 2023. Who has won the Orange Cap?
(a) Hayley Matthews
(b) Yastika Bhatia
(c) Nat Sciver-Brunt
(d) Harmanpreet Kaur
(e) Meg Lanning
20) What is the name of the Female Cheetah that was recently passed away in Kuno National Park, Madhya Pradesh?
(a) Karema
(b) Musa
(c) Sasha
(d) Mufasa
(e) Balgavi
Answers :
1) Answer: B
National Payments Corporation of India (NPCI) has notified that an interchange fee of up to 1.1% will be applicable on merchant UPI (Unified Payments Interface) transactions done using prepaid payment instruments (PPIs) such as wallets or cards with effect from April 1, 2023.
The charge will be levied on UPI payments of over ₹2,000 made to online merchants, large merchants and small offline merchants.
However, on certain merchant categories, a lower interchange starting from 0.5%, might be levied as per applicable caps.
Key Highlights :
Interchange will not be applicable on Peer-to-peer (P2P) and Peer-to-peer-merchant (P2PM) transactions between bank accounts and PPI wallets.
However, PPI issuers will need to pay 15 bps as a “wallet loading service charge” to the remitter bank for loading over ₹2,000 in the prepaid wallet.
This interchange pricing will be reviewed by September 30, 2023, as per the NPCI circular.
2) Answer: B
According to data presented in the Rajya Sabha, Public sector banks (PSBs) have written off around ₹91,000 crore in the first 9 months of the current fiscal.
The PSBs have just managed to recover little over ₹1 out of ₹5 in written off accounts during FY22.
Key Highlights :
In a written answer, Finance Minister Nirmala Sitharaman gave bank-wise details of written off amounts with State Bank of India (SBI) on the top (₹17,356 crore) followed by Union Bank of India (UBI) (₹16,497 crore) and Bank of Baroda (BoB) (₹13,032 crore).
All the scheduled commercial banks (PSBs, private banks and foreign banks) wrote-off around ₹1.61-lakh crore worth of loan in FY18 while recovery from written off accounts was less than ₹13,000 crore or around 8% of bad debts taken off from the book in that year.
For the next four fiscal years, the percentage rose to 10.8, 12.8, 14.9 and 19.4%, respectively.
During all these five years, the total amount in written off loan accounts was over ₹10 lakh crore, while recovery was over ₹1.3-lakh crore.
This means the net written off amount was around ₹8.7-lakh crore.
3) Answer: D
Union Minister Shri Anurag Thakur announced that Dearness Allowance (DA) for central government employees and Dearness Relief (DR) for central government pensioners by 4%.
This will increase the overall DA/DR from current 38% to 42%.
The hiked DA/DR will be effective from January 1, 2023.
Key Highlights :
The combined impact on the exchequer on account of both DA and DR will be ₹12,815.60 crore per annum.
This move will benefit around 47.58 lakh central government employees and 69.76 lakh central government pensioners.
4) Answer: B
The World Bank has approved a loan of USD 108 million (Rs 8,896,517,496) for Assam Integrated River Basin Management Project (AIRBMP) to improve its disaster preparedness and flood forecasting capabilities in Assam.
The $108 million loan from the International Bank of Reconstruction and Development (IBRD) has a maturity of 11.5 years and a grace period of 4 years.
This loan is part of a larger USD 500 (Rs 40,890,925,000) million investment program for the state and is expected to benefit approximately 6 million people by reducing the risks of floods and river erosion.
5) Answer: C
The Centre has notified a hike in wage rates under the rural job guarantee programme for the 2023-24 financial year with Haryana having the highest daily wage at ₹357 per day and Madhya Pradesh and Chhattisgarh the lowest at ₹221.
The Union Ministry of Rural Development issued a notification on the change in wage rates under the Mahatma Gandhi National Rural Employment Guarantee Scheme on March 24.
The notification was issued under Section 6 (1) of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), 2005, which says the Centre may, by notification, specify the wage rate for its beneficiaries.
The wage hikes, which range from ₹7 to ₹26, will come into effect from April 1.
6) Answer: E
Japan has committed Rs 7,084.5 crore to India for 3 infrastructure projects, including
Patna (Bihar) Metro Rail Construction Project
Rajasthan Water Sector Livelihood Improvement Project
Project for Forest and Biodiversity Conservation for Climate Change Response in West Bengal (WB)
About Patna (Bihar) Metro Rail Construction Project :
Japan would fund the Patna Metro Rail Construction Project (I) of JPY 98.612 billion (about Rs 5,509 crore).
Aim :
To cope with the increase of traffic demand in the capital city of Bihar by constructing the new metro corridor 1 & 2, thereby contributing to the improvement of the urban environment and development of the economy as well as mitigation of climate change.
7) Answer: D
West Bengal (WB) Chief Minister (CM) Mamata Banerjee inaugurated the flagship project named ‘Pathashree-Rastashree’ in Singur, WB.
Aim :
To strengthen road infrastructure and enhance connectivity to villages.
Notably, the project was announced by state finance minister Shri Chandrima Bhattacharya while presenting the Budget in the West Bengal Legislative Assembly on February 15, 2023.
About ‘Pathashree-Rastashree’ project :
Under the new scheme, around 12,000 km of roads will be developed or reconstructed in 29,475 villages of WB.
8) Answer: A
The Pakistani-origin Mr Hamza Yusuf became the first Muslim, ‘First Minister’ of Scotland.
He becomes the youngest-ever leader aged 37 to lead the Scottish government.
He is the first Muslim leader of a government in Western Europe.
Mr Humza Yousaf has replaced Mr Nicola Sturgeon as the First minister.
Mr Humza Yousaf won the Scottish National Party (SNP) leadership election to clinch the party’s top job.
Mr Yousaf received 71 votes in the election.
9) Answer: C
Former Securities and Exchange Board of India (SEBI) chairman Mr UK Sinha has been appointed as non-executive chairman and additional director of New Delhi Television Limited (NDTV) till March 26, 2025.
In addition, NDTV has appointed Mr Dipali Goenka, MD & CEO, Welspun India, as Additional Director in the rank of Non-Executive Independent Women Director.
Both appointments will come into effect from March 27, 2023 for a tenure of 2 years.
The appointments came in the wake of a significant change in the leadership of NDTV following the acquisition of the company by its former promoters, Prannoy Roy and Radhika Roy, by the Gautam Adani-led group.
On December 30, 2022, Roys sold 27.26% stake in NDTV to Adani-owned entity AMG Media Network.
10) Answer: C
Rubber Board has launched the CRISP mobile app.
It will inform growers about rubber cultivation and provides solutions online.
CRISP (Comprehensive Rubber Information System Platform) app has been developed by the Rubber Research Institute of India (RRII) in association with the Digital University of Kerala.
The app has been launched by ZP Patel, Vice Chancellor, Navsari Agricultural University, Gujarat.
Now, the farmers can receive the recommendation of RRII on production and productivity enhancement, etc. with the help of CRISP.
At present, these facilities are provided to farmers through traditional extension methods.
The e-library of RII has been also launched by KN Raghavan, Executive Director, Rubber Board.
11) Answer: C
A site Sípàapu located in Arizona, United States and sacred to the Hopi Native American Nation has been awarded a ‘Water and Heritage Shield’ by the International Committee On Monuments and Sites International Science Committee (ICOMOS)
The Hopi are known as one of the oldest living cultures in documented history, having migrated north to Arizona in the 12th century.
The purpose of the Shield is to help the public become aware of the significance of water and indigenous sacred sites all over the world and the right to cultural and historical memory.
The Sípàapu is a rocky dome made of limestone as well as a spring located on the Little Colorado river, a tributary of Colorado.
Little Colorado joins the main stem of the river within the Grand Canyon, a UNESCO World Heritage Site.
International Committee On Monuments and Sites is a global non-governmental organization associated with UNESCO
Its mission is to promote the conservation, protection, use and enhancement of monuments, building complexes and sites.
It is an Advisory Body of the World Heritage Committee for the implementation of the World Heritage Convention of UNESCO.
12) Answer: A
WE Hub, a state-led incubator for women entrepreneurs, signed a Memorandum of Understanding (MoU) with Cyber West Sign, an Australian digital marketing agency, to promote cross-border opportunities for start-ups in both countries.
The collaboration aims to help Australian start-ups break into the rapidly expanding Indian market and vice versa, by utilising the expertise of WE Hub and Cyber West Sign in their respective markets.
Through this partnership, WE Hub and Cyber West Sign will provide start-ups with access to market insights, industry networks, and resources to help them navigate the challenges of expanding into new territories.
13) Answer: E
National Institute of Technology Karnataka (NITK) has signed a Memorandum of Understanding (MoU) with the National Jute Board (NJB) under the Union Ministry of Textiles to develop technology to make geo-cell products from jute and standardise them for various engineering applications.
Jute is a natural material that is plentifully available in India.
Almost 85 per cent of the world’s jute cultivation is concentrated in the Ganges Delta.
Kerala State Council for Science, Technology and Environment (KSCSTE), the Centre for Water Resource Development and Management (CWRDM) and the Kerala Highway Research Institute (KHRI) are collaborating agencies for this project.
Birla Jute Mill (a unit of Birla Corporation Ltd) is the industry partner.
14) Answer: E
Samunnati has signed a memorandum of understanding with the Madhya Pradesh government, facilitated by Heartfulness Institute, Hyderabad.
This association aims to strengthen the Chief Minister’s Community Leadership Development Programme (CMCLDP) of Madhya Pradesh, by redesigning the course curriculum pertaining to agriculture and rural economic empowerment, enhancing the web portal and learning app to promote sustainable practices.
Samunnati, jointly with the Madhya Pradesh Jan Abhyan Parishad (MPJAP), will be exploring opportunities to build capacity among MPJAP cadres under its village level entrepreneurs initiative, leading to their overall socio-economic empowerment.
15) Answer: E
Indian Institute of Technology Madras (IIT Madras) Researchers have developed a three-dimensional (3D) paper-based portable device that can detect adulteration in milk within 30 seconds.
The test could be even performed at home.
The research was led by Pallab Sinha Mahapatra, associate professor, department of Mechanical Engineering, IIT Madras, along with research scholars Subhashis Patari and Priyankan Datta.
The research paper has been published in the prestigious peer-review journal Nature.
16) Answer: A
Indian Police Service (IPS) Officer Mr Krishna Prakash become the first person to swim from the Gateway of India (located at the Chhatrapati Shivaji Marg in South Mumbai) to the famed Elephanta Caves (located at the Elephanta Island in Mumbai Harbour)
He swam the opposite direction of the famed swimming route from Elephanta Caves to the Gateway of India, covering 16.20 kilometres in 5 hours and 26 minutes.
Key Highlights :
The swimming campaign was part of a social awareness campaign, ‘Drowning Prevention Awareness’.
The event was organized by the National Institute of Swimming and was recognized by the World Open Water Swimming Association.
17) Answer: C
India won four gold in World Women’s Boxing Championship.
category at the Indira Gandhi Sports Complex.
This was Lovlina’s first gold medal at the World Championships.
She won the bronze at the 2018 and 2019 editions.
Lovlina Borgohain won the fourth gold medal for India at the tournament.
India’s Nikhat Zareen earlier defeated Vietnam’s Nguyen Thi Tam in the 50 kg light flyweight category.
She became World Champion for the second successive time.
She is only the 2nd Indian woman boxer after Mary Kom to win more than one world title.
Nikhat Zareen won the third gold medal for India at the tournament.
India’s Nitu Ghanghas (48kg) and Saweety Boora (81kg) won two gold medals at the Championships.
The 2023 IBA Women’s World Boxing Championships were the 13th edition of the IBA Women’s World Boxing Championships.
The 2023 IBA Women’s World Boxing Championships was held in New Delhi from 15 to 26 March 2023.
IBA Women’s World Boxing Championships are biennial boxing competitions organised by the International Boxing Association (IBA).
18) Answer: B
India’s pair Satwiksairaj Rankireddy and Chirag Shetty wins their first title of the 2023 season in Basel.
They defeated China’s Ren Xiang Yu and Tan Qiang by 21-19, 24-22 in the Swiss Open 2023.
The world number sixth pair defeated the world number 21 pair.
K. Watanabe won the Men’s single title while the women’s single title winner is P. Chochuwong.
It is the first BWF (Badminton World Federation) doubles title for Ran kireddy and Shetty, and the fifth World Tour title of their career.
Last year, they won the India Open and French Open.
Satwik and Chirag also won the 2022 Commonwealth Games gold.
PV Sindhu (2022), Saina Nehwal (2011, 2012) and Kidambi Srikanth (2015) and HS Prannoy (2016) are among the winners of the Swiss Open.
This tournament was held at St. Jakobshalle in Basel, Switzerland from 21 to 26 March.
19) Answer: E
Mumbai Indians has won the inaugural Women’s Premier League 2023.
They defeated Delhi Capitals by seven wickets at the Brabourne Stadium in Mumbai.
Mumbai Indians needed 132 runs to win and they won the match by scoring 134 runs in 19 overs in three balls losing 3 wickets.
Nate Sciver-Brunt was the highest scorer for Mumbai scoring 60 not out.
It is a women’s Twenty20 cricket and owned and operated by the Board of Control for Cricket in India (BCCI).
This was the first season played in March 2023, with five teams.
20) Answer: C
The female Cheetah named Sasha, who was a part of the first batch of cheetahs flown Namibia into Madhya Pradesh’s Kuno National Park (KNP), on September 17, 2022, has passed away.
Sasha died after developing a kidney infection in January 2023.
As part of a cheetah reintroduction programme, in September 2022,8 Namibian cheetahs, including 5 females and 3 males were brought to the KNP, to revive the species’ population in India, where they became extinct more than 70 years ago.
About Sasha :
Sasha was a four-and-a-half-year-old female cheetah. She was one of 5 female cheetahs among 8 cheetahs, flown in from Namibia.