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Dear Readers, Daily Current Affairs Questions Quiz in Hindi for IBPS, SBI, RRB, SSC Exam 2024 of 21st February 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.
1) निवेश जागरूकता को बढ़ावा देने और धोखाधड़ी वाली योजनाओं से निपटने के लिए कौन सा बैंक निवेशक शिक्षा और संरक्षण निधि प्राधिकरण के साथ सहयोग करता है?
(a) आईसीआईसीआई बैंक
(b) एचडीएफसी बैंक
(c) डीबीएस बैंक
(d) केवीबी बैंक
(e) ऐक्सिस बैंक
2) 2030 तक कितने गीगावॉट गैर–जीवाश्म–आधारित बिजली उत्पादन क्षमता हासिल करने के लिए माननीय प्रधान मंत्री की COP26 प्रतिबद्धता के अनुरूप, आईआरईडीए (IREDA) बड़े पैमाने पर नवीकरणीय ऊर्जा परियोजनाओं को वित्त पोषित करने के लिए अच्छी स्थिति में है?
(a) 200 गीगावॉट
(b) 300 गीगावॉट
(c) 400 गीगावॉट
(d) 500 गीगावॉट
(e) 600 गीगावॉट
3) अनधिकृत व्यवसाय भुगतान समाधान प्रदाताओं का संचालन एकल कार्ड नेटवर्क तक सीमित है। भारत में कार्ड नेटवर्क की वर्तमान संख्या क्या है?
(a) 4
(b) 5
(c) 6
(d) 3
(e) 7
4) आईबीबीआई (IBBI) द्वारा नियुक्त विशेषज्ञ समिति की अध्यक्षता पूर्व कानून सचिव टीके विश्वनाथन ने की थी। आईबीबीआई की स्थापना कब हुई थी?
(a) 2012
(b) 2014
(c) 2013
(d) 2015
(e) 2016
5) सभी अनुसूचित वाणिज्यिक बैंकों के चालू खाता जमा में गिरावट आई, जो 2022 में कुल जमा के 10.43% से गिरकर 2023 में कितने प्रतिशत हो गई?
(a) 10.23%
(b) 10.33%
(c) 10.13%
(d) 10.25%
(e) 10.20%
6) किस जीवन बीमा कंपनी ने गारंटीड वेल्थ बिल्डर प्लान (GWBP) के लिए डिजिटल–केंद्रित प्रमोशन लॉन्च किया?
(a) आदित्य बिड़ला सन
(b) आईसीआईसीआई प्रूडेंशियल
(c) एलआईसी
(d) बजाज आलियांज
(e) कोटक महिंद्रा
7) प्रधानमंत्री नरेंद्र मोदी दिल्ली में रायसीना डायलॉग के किस संस्करण का शुभारंभ करेंगे?
(a) 7
(b) 5
(c) 9
(d) 6
(e) 8
8) भारत, ब्राजील और दक्षिण अफ्रीका (आईबीएसए) द्वारा स्थापित गरीबी और भूख उन्मूलन कोष में भारत का योगदान क्या है?
(a) $1 मिलियन
(b) $2 मिलियन
(c) $3 मिलियन
(d) $4 मिलियन
(e) $5 मिलियन
9) जम्मू में प्रधानमंत्री नरेंद्र मोदी ने कितने करोड़ रुपये से अधिक की लागत वाली कई विकास परियोजनाओं का शिलान्यास किया?
(a) 32000 करोड़ रुपये
(b) 20000 करोड़ रुपये
(c) 10000 करोड़ रुपये
(d) 40000 करोड़ रुपये
(e) 50000 करोड़ रुपये
10) अनचाही व्यावसायिक कॉलों से निपटने के लिए नियम विकसित करने हेतु समिति बनाने के लिए कौन सा विभाग जिम्मेदार है?
(a) गृह मंत्रालय
(b) उपभोक्ता मामलों
(c) नागरिक उड्डयन
(d) सूचना एवं प्रसारण
(e) शिक्षा
11) किस सरकार ने युवाओं को ब्याज मुक्त ऋण प्रदान करने वाली ‘स्वयं‘ योजना शुरू की?
(a) पश्चिम बंगाल
(b) ओडिशा
(c) कर्नाटक
(d) हरयाणा
(e) गुजरात
12) जनवरी 2024 में, आयात कितने प्रतिशत बढ़कर $54.41 बिलियन हो गया?
(a) 2.55%
(b) 2.66%
(c) 2.77%
(d) 2.88%
(e) 2.99%
13) शिपिंग फिक्स्चर और ट्रैकिंग डेटा के अनुसार, तीन साल के अंतराल के बाद, भारत कितने महीनों के लिए वेनेज़ुएला कच्चे तेल का अग्रणी उपभोक्ता बन गया?
(a) 1 महीना
(b) 2 महीना
(c) 3 महीना
(d) 4 महीना
(e) 5 महीना
14) आईआईटी जम्मू के एक प्रोफेसर ने ध्वनि आधारित एंटी–ड्रोन सिस्टम विकसित किया है, जिसकी लागत 4 लाख रुपये है। यह किस देश के ड्रोन और पक्षियों को पहचानने में मदद करेगा?
(a) चीन
(b) पाकिस्तान
(c) नेपाल
(d) भूटान
(e) बांग्लादेश
15) चैटजीपीटी के आविष्कारक ओपनएआई ने ‘सोरा‘ का अनावरण किया है, जो लिखित पाठ से तत्काल फिल्में बनाता है। जापानी शब्द “सोरा” का क्या अर्थ है?
(a) भूमि
(b) वायु
(c) आकाश
(d) हवा
(e) तारा
16) ओपनएआई की स्थापना कब हुई थी?
(a) 2014
(b) 2020
(c) 2015
(d) 2012
(e) 2018
17) किस राज्य ने मुख्यमंत्री मास्क्यजीबी कल्याण योजना (एमएमकेवाई) लागू की?
(a) पश्चिम बंगाल
(b) ओडिशा
(c) कर्नाटक
(d) हरयाणा
(e) गुजरात
18) एशियाई इंडोर एथलेटिक्स चैंपियनशिप 2024 का कौन सा संस्करण ईरान के तेहरान में आयोजित किया गया था?
(a) 10
(b) 11
(c) 12
(d) 13
(e) 15
19) अंतर्राष्ट्रीय मातृभाषा दिवस 2024 का वैश्विक उत्सव कब मनाया गया?
(a) फ़रवरी 20
(b) फ़रवरी 21
(c) फ़रवरी 22
(d) फ़रवरी 19
(e) फ़रवरी 18
20) कौन सा देश अंतर्राष्ट्रीय मातृभाषा दिवस को अपने आधिकारिक राष्ट्रीय अवकाश के रूप में मनाता है?
(a) चीन
(b) पाकिस्तान
(c) नेपाल
(d) भूटान
(e) बांग्लादेश
Answers :
1) उत्तर: C
संक्षिप्त व्याख्या:
कॉरपोरेट मामलों के मंत्रालय (एमसीए) के तत्वावधान में आईईपीएफए और एशिया और दक्षिण पूर्व एशिया में मजबूत उपस्थिति वाले एक प्रमुख वित्तीय संस्थान डीबीएस बैंक के बीच नई दिल्ली में एक समझौता ज्ञापन (एमओयू) पर हस्ताक्षर किए गए।
एमओयू के अनुसार, डीबीएस बैंक का लक्ष्य अपने विभिन्न डिजिटल प्लेटफार्मों के माध्यम से सुरक्षा संदेश प्रसारित करके आईईपीएफए की निवेशक जागरूकता गतिविधियों का समर्थन करना है।
Detailed Explanation:
A Memorandum of Understanding (MoU) was signed between the Investor Education and Protection Fund Authority (IEPFA) under the aegis of the Ministry of Corporate Affairs (MCA), and DBS Bank, a prominent financial institution with a strong presence in Asia and Southeast Asia in New Delhi. According to the MoU, DBS Bank aims to support IEPFA’s investor awareness activities by disseminating safety messages via its various digital platforms. During the ceremony, Smt. Anita Shah Akella, Joint Secretary, MCA, and CEO of the IEPFA, underscored the objectives behind the signing of the MoU and emphasised the proactive approach adopted by the IEPFA to engage with users through various channels, aiming to enhance responsiveness regarding the authority’s mandate through its awareness initiatives. DBS Bank will utilise multiple digital platforms to ensure increased visibility and engagement to impart investor awareness activities of IEPFA, such as:
➢ Display of safety messages on ATM screens to reach customers during banking transactions
➢ Featuring safety messages prominently on the bank’s website
➢ Ensuring visibility to online visitors
➢ Sending safety messages through WhatsApp and other messaging platforms to engage with a broader audience
➢ Showcasing safety messages on digital screens within DBS Bank branches
➢ Maximising exposure to customers,
➢ Posting safety messages across DBS Bank’s social media accounts.
The MoU, formalising collaboration between the IEPF Authority and DBS Bank, was carried under the leadership of Lt. Col. Tushar Anand, General Manager of the IEPF Authority, and Shri Rajiv Bagga, Executive Director, and India Head of Government Business at DBS Bank.
Previously, IEPFA has also signed MoUs with the Bank of Baroda and ICICI Bank for similar activities. Since its inception, the IEPFA has conducted several Investor Awareness Programmes aimed at increasing financial literacy and empowering investors to protect themselves from financial fraud.
2) उत्तर: D
संक्षिप्त व्याख्या:
इस सहयोग के माध्यम से इरेडा और पीएनबी किसी भी संगठन द्वारा जारी बांड में भी निवेश कर सकते हैं।
नवीकरणीय ऊर्जा के प्रति इरेडा की प्रतिबद्धता:
अन्य प्रमुख वित्तीय संस्थानों के साथ एमओयू और पूर्व समझौतों के माध्यम से, आईआरईडीए (IREDA) बड़े पैमाने पर नवीकरणीय ऊर्जा परियोजनाओं को वित्त पोषित करने के लिए अच्छी स्थिति में है।
यह 2030 तक 500 गीगावॉट गैर-जीवाश्म-आधारित बिजली उत्पादन क्षमता हासिल करने के लिए माननीय प्रधान मंत्री की COP26 घोषणा के अनुरूप होगा।”
Detailed Explanation:
Indian Renewable Energy Development Agency Limited. (IREDA) and Punjab National Bank (PNB) have signed a Memorandum of Understanding (MoU) aimed at advancing renewable energy initiatives across the nation. The MoU was signed at IREDA’s registered office in New Delhi. Aim : To facilitate joint efforts in co-lending and loan syndication for a diverse range of renewable energy projects across the nation. Signatories : Dr. R. C. Sharma, General Manager of IREDA, and Shri Rajeeva, Chief General Manager of PNB, signed the MoU.
The signing ceremony was attended by Shri Pradip Kumar Das, Chairman & Managing Director of IREDA, Shri Atul Kumar Goel, MD & CEO of PNB, Dr. Bijay Kumar Mohanty, Director (Finance) of IREDA, and other senior officials from both organizations. Key Provisions of the MoU : The MoU includes provisions for joint lending, loan syndication, underwriting, management of Trust and Retention Account (TRA) for IREDA borrowers, and working towards competitive terms of sanction, including pricing on IREDA borrowings. IREDA and PNB can also invest in bonds issued by either organization through this collaboration. IREDA’s Commitment to Renewable Energy : Through the MoU and prior agreements with other leading financial institutions, IREDA is well-positioned to fund large-scale renewable energy projects, aligning with the Hon’ble Prime Minister’s COP26 announcement to achieve a 500 GW Non-Fossil-based electricity generation capacity by 2030.” Previous Partnerships : This collaboration strengthens IREDA’s successful partnerships with other prominent financial institutions, including Bank of Baroda, Union Bank of India, Bank of India, India Infrastructure Finance Company Limited, Bank of Maharashtra, and Indian Overseas Bank. These MoUs similarly focus on co-lending and loan syndication for a wide range of Renewable Energy projects across the country.
3) उत्तर: B
संक्षिप्त व्याख्या:
अनधिकृत भुगतान व्यवस्था: आरबीआई के अनुसार, पहचाने गए कार्ड नेटवर्क में बिचौलियों के माध्यम से बिजनेस कार्ड के माध्यम से अनधिकृत भुगतान को सक्षम करने की व्यवस्था है।
भारत में कार्ड नेटवर्क की संख्या: भारत में वर्तमान में पांच कार्ड नेटवर्क हैं: डायनर्स क्लब, अमेरिकन एक्सप्रेस, वीज़ा, मास्टरकार्ड और रुपे।
Detailed Explanation:
The Reserve Bank of India (RBI) has disclosed that only one card network has unauthorized Business Payment Solution Providers (BPSP) operations. The RBI has refrained from explicitly naming the card network involved in these unauthorized operations.
Unauthorized Payments Arrangement : According to the RBI, the identified card network has arrangements enabling unauthorized payments through business cards via intermediaries.
Description of the Arrangement : This card network has facilitated a system allowing businesses to make payments with cards to entities that typically do not accept credit cards, using specific intermediaries. Number of Card Networks in India : India currently has five card networks: Diner’s Club, American Express, Visa, Mastercard, and RuPay. BPSP Operations Overview : Under the BPSP arrangement, an intermediary receives payments from corporates via commercial cards and subsequently transfers the funds to receivers who do not accept cards, utilizing IMPS, RTGS, or NEFT. Lack of Authorization : Such payment systems are required to obtain authorization under Section 4 of the Payment and Settlement Systems (PSS) Act, 2007, which the identified card network has not secured. RBI’s Action and Concerns : Due to concerns regarding the accuracy and adequacy of merchant KYC (Know Your Customer) and apprehensions about the ultimate utilization of funds, the RBI has instructed certain card networks to suspend BPSP payments. Fintech Intermediaries : Fintech companies such as Enkash, Kodo, and Happay Card are among the intermediaries providing or having provided BPSP services
4) उत्तर: E
संक्षिप्त व्याख्या:
आईबीबीआई भारत में दिवाला कार्यवाही और दिवाला व्यावसायिक एजेंसियों (आईपीए), दिवाला पेशेवर (आईपी) और सूचना उपयोगिताएँ (आईयू) जैसी संस्थाओं की देखरेख के लिए नियामक है।
इसकी स्थापना 1 अक्टूबर 2016 को की गई थी और दिवाला और दिवालियापन संहिता के माध्यम से इसे वैधानिक शक्तियाँ दी गईं, जिसे 5 मई 2016 को लोकसभा द्वारा पारित किया गया था।
Detailed Explanation:
An expert panel convened by the Insolvency and Bankruptcy Board of India (IBBI) has recommended specialized insolvency mediation within the framework of the Insolvency and Bankruptcy Code (IBC). The panel proposed the gradual introduction of voluntary mediation as an additional dispute resolution method under the IBC. Currently, the Insolvency and Bankruptcy Code (IBC) lacks legal provisions pertaining to mediation. Expert Committee Head and Report Submission : TK Viswanathan, a former Law Secretary, chaired the expert committee appointed by the IBBI. The committee submitted its report to IBBI Chairman Ravi Mital at the Insolvency and Bankruptcy Board of India (IBBI) office in Delhi on January 31. Definition of Mediation : Mediation is described as the involvement of an impartial third party to facilitate the settlement of disputes between two or more parties. Inclusion of Voluntary Mediation Mechanism : The expert committee suggested incorporating a “voluntary” mediation mechanism into the Insolvency and Bankruptcy Code, aligning with the provisions of the Mediation Act, 2023. Purpose of the Expert Group : The formation of the expert group aimed to examine the applicability of the Insolvency and Bankruptcy Code to mediation and provide recommendations for an effective implementation structure.
5) उत्तर: C
संक्षिप्त व्याख्या:
सभी अनुसूचित वाणिज्यिक बैंकों में चालू खाता जमा में कमी देखी गई, जो 2022 में कुल जमा के 10.43 प्रतिशत से घटकर 2023 में 10.13 प्रतिशत हो गई।
यह जानकारी भारतीय बैंकिंग के विकास और प्रवृत्ति पर भारतीय रिजर्व बैंक (आरबीआई) की रिपोर्ट से ली गई है।
Detailed Explanation:
All scheduled commercial banks witnessed a decrease in current account deposits, which dropped from 10.43 percent of total deposits in 2022 to 10.13 percent in 2023. This information is sourced from the Reserve Bank of India’s (RBI) report on the development and trend of Indian banking. Impact on Net Interest Margins : Lower current account balances have led to a strain on banks’ net interest margins. Implementation of JIT Concept : The Center has adopted the just-in-time (JIT) concept for the release of money for all payments, including those funded centrally. Consequently, the available float in current accounts has decreased. SBI’s Diversification Strategy : State Bank of India (SBI) has diversified its alternatives to bolster current account deposits, mitigating potential risks. It has shifted focus towards industry, trade, and commerce sectors to enhance current account holdings. Government Excess Cash Holdings : Following the December 2023 monetary policy, the government’s average excess cash holding stands at ₹3.9 lakh crore.
6) उत्तर: E
संक्षिप्त व्याख्या:
कोटक महिंद्रा लाइफ इंश्योरेंस कंपनी (कोटक लाइफ) ने कोटक लाइफ द्वारा गारंटीड वेल्थ बिल्डर प्लान (जीडब्ल्यूबीपी) के लिए अपने डिजिटल-केंद्रित अभियान का अनावरण किया।
यह अभियान कोटक लाइफ द्वारा प्रदान किए गए विश्वसनीय निवेश विकल्पों की एक श्रृंखला को प्रदर्शित करता है।
Detailed Explanation:
Kotak Mahindra Life Insurance Company (Kotak Life) unveiled its digital-centric campaign for the Guaranteed Wealth Builder Plans (GWBP) by Kotak Life. The campaign showcases a range of reliable investment options provided by Kotak Life. Its goal is to tackle consumers’ primary concerns regarding investments, specifically addressing uncertainties surrounding returns and emphasizing the importance of investing in tax-efficient instruments. The campaign features Bollywood actor Rajkummar Rao. The campaign displays a bouquet of stable investment offerings from Kotak Life. Fixed and predictable returns: These plans offer predictable returns, allowing investors to plan and budget their finances with more certainty.
Long-term financial planning: Knowing the expected returns can benefit long-term financial planning and goal setting. Protection from market fluctuations: Investors in guaranteed wealth builder plans are shielded from the fluctuations and uncertainties of the financial markets, making them a suitable option for those seeking stability. Encouraging financial discipline: Investing in plans with a fixed return can encourage financial discipline and regular contributions, fostering a savings habit. Designed for long-term investment: Guaranteed wealth plans are often designed for long-term investment, making them suitable for individuals with a long-term financial horizon, such as retirement planning, a child’s education, etc. Tax exemption: These plans offer exemptions on the premium one pays and tax-free returns for premiums up to ₹5 lakh.
7) उत्तर: C
संक्षिप्त व्याख्या:
प्रधानमंत्री नरेंद्र मोदी दिल्ली में रायसीना डायलॉग के 9वें संस्करण का उद्घाटन करेंगे.
तीन दिवसीय रायसीना डायलॉग में मंत्रियों, पूर्व राष्ट्राध्यक्षों और सरकार के प्रमुखों, सैन्य कमांडरों, उद्योग के कप्तानों, प्रौद्योगिकी नेताओं, शिक्षाविदों, पत्रकारों और रणनीतिक मामलों के विद्वानों सहित 100 से अधिक देशों के प्रतिनिधि भाग लेंगे।
Detailed Explanation:
Prime Minister Narendra Modi will inaugurate the 9th edition of Raisina Dialogue in Delhi. Prime Minister of Greece, Kyriakos Mitsotakis, will join the inaugural session as the Chief Guest, and deliver the keynote address. The three-day Raisina Dialogue will witness participation of representatives from over 100 countries including Ministers, former Heads of State and Heads of Government, Military Commanders, Captains of Industry, Technology Leaders, Academics, Journalists, and Scholars on Strategic Affairs. Foreign Ministers from participating nations have started arriving in New Delhi for the Dialogue. They include Bhutan Foreign Minister Lyonpo D N Dhungyel, Lithuanian Foreign Minister Gabrielius Landsbergis, and Foreign Minister of Estonia Margus Tsahkna. The Raisina Dialogue is India’s flagship conference on geopolitics and geo-economics. It is committed to addressing the most challenging issues facing the international community. The theme of this edition is “Chaturanga: Conflict, Contest, Cooperate, Create”. Over the course of three days, decision makers and thought leaders of the world will engage each other across conversations in various formats, over six thematic pillars. These include Tech Frontiers:
Regulations and Realities, Peace with the Planet: Invest and Innovate and War and Peace: Armouries and Asymmetries. Over two thousand 500 participants from about 115 countries will be joining the Dialogue in-person, and millions across the world will view the proceedings on various digital platforms.
8) उत्तर: A
संक्षिप्त व्याख्या:
भारत, ब्राजील और दक्षिण अफ्रीका, आईबीएसए द्वारा स्थापित गरीबी और भूख उन्मूलन कोष में भारत ने 1 मिलियन अमेरिकी डॉलर का योगदान दिया है।
इस फंड का उद्देश्य गरीबी और भुखमरी को कम करना है।
संयुक्त राष्ट्र में भारत के स्थायी प्रतिनिधि, राजदूत रुचिरा कंबोज ने संयुक्त राष्ट्र कार्यालय के दक्षिण-दक्षिण सहयोग (यूएनओएसएससी) के निदेशक दिमा अल-खतीब को चेक सौंपा।
Detailed Explanation:
India has contributed 1 million US Dollars to the Poverty and Hunger Alleviation Fund established by India, Brazil, and South Africa, IBSA. The fund is aimed at alleviating poverty and hunger. India’s Permanent Representative to the UN, Ambassador Ruchira Kamboj handed over the cheque to the Director of the UN Office for South-South Cooperation (UNOSSC) Dima Al-Khatib. India is committed to supporting the IBSA Fund as it has made a positive impact on the lives of millions across the Global South and has strengthened the spirit of South-South cooperation.
The focus of India’s G20 Presidency was the development of the people, by the people, and for the people. The IBSA Facility for Poverty and Hunger Alleviation (IBSA Fund) was established jointly by grouping in March 2004 and it became operational in 2006.
The purpose of the fund is to identify replicable and scalable projects that can be disseminated to developing countries on a demand-driven basis. IBSA Fund-supported projects help partner countries in the Global South to achieve their national priorities, as well as all other internationally agreed development goals.
9) उत्तर: A
संक्षिप्त व्याख्या:
प्रधान मंत्री श्री नरेंद्र मोदी ने जम्मू में 32,000 करोड़ रुपये से अधिक की कई विकास परियोजनाओं का उद्घाटन, राष्ट्र को समर्पित और आधारशिला रखी।
ये परियोजनाएं स्वास्थ्य, शिक्षा, रेल, सड़क, विमानन, पेट्रोलियम और नागरिक बुनियादी ढांचे सहित कई क्षेत्रों से संबंधित हैं।
Detailed Explanation:
The Prime Minister, Shri Narendra Modi inaugurated, dedicated to the nation and laid the foundation stone of multiple development projects worth over Rs 32,000 crores in Jammu. The projects relate to several sectors including health, education, rail, road, aviation, petroleum, and civic infrastructure among others. The Prime Minister also distributed appointment orders to about 1500 new Government recruits of Jammu and Kashmir. In a significant step towards upgrading and developing education and skilling infrastructure across the country, the Prime Minister inaugurated, dedicated to the nation and laid the foundation stone of several projects worth about Rs 13,375 crores. In a step that will provide comprehensive, quality and holistic tertiary care health services to the people of Jammu and Kashmir, the Prime Minister inaugurated All India Institute of Medical Sciences (AIIMS), Vijaypur (Samba), Jammu. The institute, whose foundational stone was also laid by the Prime Minister in February 2019, is being established under the Central sector scheme Pradhan Mantri Swasthya Suraksha Yojana. The Prime Minister laid the foundation stone for a new terminal building at Jammu Airport. To be spread over a 40,000 sqm area, the new terminal building will be equipped with modern facilities catering to about 2000 passengers during peak hours. The new terminal building will be environment friendly and will be built such that it showcases the local culture of the region. It will strengthen air connectivity, boost tourism and trade and accelerate economic growth of the region. The Prime Minister dedicated to the nation various rail projects in Jammu & Kashmir including the new rail line between Banihal-Khari-Sumber-Sangaldan (48 Km) and the newly electrified Baramulla-Srinagar-Banihal-Sangaldan section (185.66 Km). The Prime Minister also flagged off the first Electric Train in the valley and also train service between Sangaldan station & Baramulla station. During the programme, the Prime Minister laid the foundation stone of important road projects including two packages (44.22 KM) of Delhi-Amritsar-Katra Expressway connecting Jammu to Katra; Phase two for four-laning of Srinagar Ring Road; five packages for upgrading the 161 km long Srinagar-Baramulla-Uri stretch of NH-01; and the construction of Kulgam Bypass & Pulwama bypass on NH-444. The Prime Minister also laid the foundation stone for a project to develop CUF (Common User Facility) Petroleum depot at Jammu. The state-of-the-art fully automated depot which will be developed at a cost of about Rs 677 crore, will have a storage capacity of about 100000 KL for storing Motor Spirit (MS), High Speed Diesel (HSD), Superior Kerosene Oil (SKO), Aviation Turbine fuel (ATF), Ethanol, Biodiesel and winter grade HSD.
10) उत्तर: B
संक्षिप्त व्याख्या:
केंद्र सरकार ने उपभोक्ताओं को मिलने वाली परेशान करने वाली, प्रमोशनल या अनचाही व्यावसायिक कॉलों की समस्या के समाधान के लिए दिशानिर्देश तैयार करने के लिए एक समिति का गठन किया है।
उपभोक्ता मामलों के विभाग (DoCA) ने इस संबंध में एक समिति का गठन किया है.
Detailed Explanation:
The Central government has set up a committee to formulate guidelines to address the issue of pesky, promotional or unsolicited commercial calls received by consumers. The Department of Consumer Affairs (DoCA) has constituted a committee in this regard. Under the Chairmanship of Shri Rohit Kumar Singh, Secretary, DoCA, the Department convened a meeting to discuss the issues related to pesky/promotional/unsolicited commercial calls. The committee will comprise of officials from Department of Telecommunication, Department of Financial Services, Ministry of Housing and Urban Affairs, Reserve Bank of India, Telecom Regulatory Authority of India and Insurance Regulatory and Development Authority. Representatives from Cellular Operations Association of India (COAI), telemarketing companies and voluntary consumer organisations will also be part of this committee. TRAI has also released new guidelines for the Bulk SMS Service Industry by introducing DLT, a block-chain based registration system, that will maintain the record of all transactions made by business entities.
11) उत्तर: B
संक्षिप्त व्याख्या:
ओडिशा के कृषि मंत्री श्री रणेंद्र प्रताप स्वैन ने हाल ही में कैबिनेट बैठक के दौरान ‘स्वयं’ योजना के कार्यान्वयन की घोषणा की।
योजना का उद्देश्य: ग्रामीण और शहरी दोनों क्षेत्रों में पात्र व्यक्तियों को 1 लाख रुपये तक के ब्याज मुक्त ऋण की पेशकश करके ओडिशा में युवाओं के बीच स्वरोजगार को बढ़ावा देना।
Detailed Explanation:
Odisha Agriculture Minister Shri Ranendra Pratap Swain announced the implementation of the ‘Swayam’ scheme during a recent cabinet meeting. Aim of the Scheme : To promote self-employment among youth in Odisha by offering interest-free loans of up to Rs 1 lakh to eligible individuals in both rural and urban areas. Beneficiaries : The scheme targets 1 lakh eligible rural and urban youth aged between 18-35 years. Eligible individuals can utilise the interest-free loans for initiating new businesses or expanding existing ones. Financial Allocation : The state government has allocated approximately Rs 448 crore to support the ‘Swayam’ scheme for a duration of two years. This allocation will facilitate the disbursement of interest-free loans to the eligible youth for entrepreneurial endeavours. Loan Conditions : Rural unemployed youth aged 18-35 years, without outstanding loans for the same purpose from any central or state government-supported schemes, are eligible for interest-free bank loans of up to Rs 1 lakh. A special category of individuals aged 18-40 years also qualifies for the scheme. Additional Benefits : In addition to the interest-free loans, the government will provide two jute bags (20 kg and 10 kg capacity) to each Public Distribution System (PDS) family for daily use, free of cost. The scheme also includes one-time livelihood assistance of Rs 1,000 per family, requiring an additional budget allocation of Rs 959.05 crore, funded through the state budget. Further, under this scheme, all rural unemployed youth or those with no outstanding loan for the same purpose from any central or state government-supported schemes in the age group of 18-35 years (18-40 years for a special category) desirous of starting a new business or expanding their existing business will be provided an interest-free bank loan for project costs up to Rs 1 lakh. The government has also decided to provide two jute bags of 20 kg and 10 kg capacity to each of the PDS families for their daily use, free of cost. Similarly, for providing one-time livelihood assistance of Rs 1,000 per family, another Rs 959.05 crore will be required. A total of Rs 1,237.74 crore will be borne out of the state budget. The state cabinet also approved the umbrella scheme Mukhyamantri Maschyajibi Kalyan Yojana (MMKY), which will be implemented during the 2023-24 fiscal year.
12) उत्तर: E
संक्षिप्त व्याख्या:
वैश्विक मंदी और लाल सागर की स्थिति के बावजूद निर्यात में वृद्धि हुई है।
भारत का माल निर्यात बढ़कर 36.92 बिलियन डॉलर हो गया है, जो साल-दर-साल 3.12% की वृद्धि है।
इलेक्ट्रॉनिक्स, दवाएँ और इंजीनियरिंग आइटम सहित कई उद्योगों ने माल के निर्यात का समर्थन किया है।
जनवरी 2024 में आयात 2.99 फीसदी बढ़कर 54.41 अरब डॉलर हो गया|
Detailed Explanation:
Despite the global slowdown and the Red Sea situation, exports have increased. India’s goods exports have increased to $36.92 billion, a 3.12% year-over-year increase. Several industries, including electronics, medicines, and engineering items, have supported the export of goods. In January 2024, imports increased by 2.99 percent to $54.41 billion. Shipments of gold, coal, electronics, and crude oil all made a substantial contribution to the increase. The January 2024 trade deficit of $17.49 billion was greater than the January 2023 deficit of $17.03 billion. Despite the recession in the Western economy, the Red Sea situation, and declining commodity prices, exports have grown significantly and not marginally. Exports fell 4.89 percent to $353.92 billion between April and Jan uary of 2023–2024. Merchandise imports for the period April-January 2023-24 were USD 561.12 Billion Trade deficit in April-January 2023-24 declined to $207.20 billion. During January, 18 of the 30 key sectors exhibited positive growth including iron ore, spices, oil meals, oil seeds, carpet, electronic goods, tea, pharmaceuticals, petroleum products, coffee, engineering goods and chemicals. The ministry also informed that India’s share in global exports has increased to 10.35 per cent (USD 261.09 billion) in 2022 from 8 per cent (USD 194.96 billion) in 2014.
During the April-January 2023-24 period, India’s top export destinations were Australia, Singapore, United Kingdom, China, UAE, Netherlands, and Saudi Arab. Among the import destinations, Russia stood at the top with a 44.76% share in India’s import basket, followed by Switzerland, China, Korea, Singapore, UAE, etc.
13) उत्तर: B
संक्षिप्त व्याख्या:
शिपिंग फिक्स्चर और जहाज ट्रैकिंग डेटा के अनुसार, तीन साल से अधिक के अंतराल के बाद, भारत दिसंबर 2023 और जनवरी 2024 के लगातार दो महीनों के लिए वेनेज़ुएला कच्चे तेल के शीर्ष खरीदार के रूप में उभरा।
संयुक्त राज्य अमेरिका (यूएस) द्वारा काराकस पर प्रतिबंध लगाए जाने के बाद भारतीय रिफाइनरों ने 2020 में लैटिन अमेरिकी देश से तेल आयात बंद कर दिया।
Detailed Explanation:
After a gap of over three years, India emerged as the top buyer of Venezuelan crude for two consecutive months of December 2023 and January 2024, as per shipping fixtures and ship tracking data. Indian refiners stopped oil imports from the Latin American country in 2020 after the United States (US) imposed sanctions on Caracas. Crude oil dispatches from Venezuela to India in December were almost 191,600 barrels per day (bpd), while in January, the loadings rose to over 254,000 bpd — nearly half of the Latin American nation’s total oil exports of almost 557,000 bpd for the month. India — specifically private sector refiners RIL and Nayara Energy (NEL) — was a regular buyer of Venezuelan crude prior to the imposition of US sanctions in 2019.
India is the world’s third-largest consumer of crude oil and depends on imports to meet over 85 per cent of its requirement.
14) उत्तर: B
संक्षिप्त व्याख्या:
जम्मू-कश्मीर में आईआईटी जम्मू के इलेक्ट्रिकल इंजीनियरिंग विभाग के प्रोफेसर डॉ. करण नाथवानी ने एक एंटी-ड्रोन सिस्टम विकसित किया है जो मुख्य रूप से ध्वनि प्रौद्योगिकी पर काम करता है।
विकसित एंटी-ड्रोन प्रणाली लागत प्रभावी और उपयोगकर्ता के अनुकूल दोनों है, जो इसे सुरक्षा बलों और अन्य उपयोगकर्ताओं के लिए सुलभ बनाती है।
इस सिस्टम की लागत करीब 4 लाख रुपये है|
इससे पाकिस्तान से आने वाले ड्रोन और पक्षियों का पता लगाने में मदद मिलेगी|
Detailed Explanation:
In Jammu and Kashmir, a professor in the Electrical Engineering Department of IIT Jammu, Dr. Karan Nathwani has developed an anti-drone system that works mainly on sound technology.
The developed anti-drone system is both cost-effective and user-friendly, making it accessible for security forces and other users. It is the first of its kind system that is developed based on an entirely new technology called ‘sound-based detection’. This system detects the sound emitted by drones and produces a unique signature that helps in identifying drones. It could easily detect drones, aircraft, multiple drones or birds flying up to 300 metres by their sound.
The signature is compared with the system’s database, and if a match is found, the drone is detected. The cost of this system is about 4 lakh rupees. It will help in detecting drones and birds coming from Pakistan. With the increasing use of drones for illicit activities such as smuggling arms, ammunition, cash, and drugs, various technologies are being developed to aid security forces in tackling this threat
15) उत्तर: C
संक्षिप्त व्याख्या:
चैटजीपीटी के निर्माता ओपनएआई ने एक नए जेनरेटिव आर्टिफिशियल इंटेलिजेंस (GenAI) मॉडल का अनावरण किया है जो टेक्स्ट प्रॉम्प्ट को वीडियो में बदल सकता है।
सोरा नामक मॉडल दृश्य गुणवत्ता और उपयोगकर्ता के संकेत का पालन करते हुए एक मिनट तक के वीडियो तैयार कर सकता है।
सोरा कई पात्रों, विशिष्ट प्रकार की गति और विषय और पृष्ठभूमि के सटीक विवरण के साथ जटिल दृश्य बनाने मंि सक्षम है।
जापानी में सोरा का अर्थ आकाश है, एक ऐसी कल्पना जो ‘असीम रचनात्मक क्षमता’ को उद्घाटित करती है।
Detailed Explanation:
OpenAI, the creator of the ChatGPT, has unveiled a new generative artificial intelligence (GenAI) model that can convert a text prompt into video. The model, called Sora, can generate videos up to a minute long while maintaining visual quality and adherence to the user’s prompt.
Sora is capable of creating “complex scenes with multiple characters, specific types of motion, and accurate details of the subject and background. Sora in Japanese means sky, an imagery that evokes ‘limitless creative potential’. Sora is an AI model developed by OpenAI – built on past research in DALL•E and GPT models and can generate videos based on text instructions. DALL-E is a text-to-image model developed by OpenAI (introduced in January 2021) that creates digital images from natural language descriptions. DALL•E can generate imagery in multiple styles, including photorealistic imagery, paintings, and emoji. OpenAI says that the current model of Sora has weaknesses. It may struggle with accurately simulating the physics of a complex scene, and may not understand specific instances of cause and effect
16) उत्तर: C
ओपनएआई के बारे में:
17) उत्तर: B
मुख्यमंत्री मत्स्यजीबी कल्याण योजना, जो एक लाख से अधिक मछुआरों, 50,000 मछली उत्पादकों और 11,000 से अधिक महिला स्वयं सहायता समूहों (डब्ल्यूएसएचजी) को सहायता प्रदान करेगी, ओडिशा के मुख्यमंत्री नवीन पटनायक द्वारा शुरू की गई थी।
मुख्यमंत्री द्वारा मछुआरों से नये कार्यक्रम का लाभ उठाने का आग्रह किया गया।
उनके अनुसार, राज्य प्रशासन ने मछुआरों की सामाजिक और पोषण सुरक्षा की रक्षा करने और उनकी कमाई बढ़ाने के लिए कई कदम उठाए हैं।
18) उत्तर: B
संक्षिप्त व्याख्या:
17 से 19 फरवरी तक ईरानी के तेहरान में आयोजित एशियाई इंडोर एथलेटिक्स चैंपियनशिप 2024 के ग्यारहवें संस्करण में कुल 13 भारतीय एथलीटों छह महिलाओं और सात पुरुषों ने प्रतिस्पर्धा की।
Detailed Explanation:
India has concluded the Asian Indoor Athletics Championships in Tehran with three gold, one silver and two national records. Youth Affairs and Sports Minister Anurag Singh Thakur congratulated the team for showcasing their outstanding performance at the Championships. Tajinder Singh Toor breaking the nineteen-year-old national record and clinching gold with a throw of 19.7 metres in men’s shotput. Harmilan Bains secured gold in the women’s 1500 metres and Ankita Dhyani on clinching silver in the women’s 3000 metres event. A total of 13 Indian athletes six women and seven men competed at the eleventh edition of the Asian Indoor Athletics Championships 2024 held in Irani’s Tehran from February 17 to 19.
19) उत्तर: B
संक्षिप्त व्याख्या:
हर साल 21 फरवरी को पूरी दुनिया में अंतर्राष्ट्रीय मातृभाषा दिवस 2024 के रूप में मनाया जाता है।
यह भाषाई और सांस्कृतिक विविधताओं के बारे में लोगों में जागरूकता लाने के लिए एक विश्वव्यापी वार्षिक उत्सव है।
Detailed Explanation:
UNESCO declared February 21st as International Mother Language Day in the year 1999 and has been witnessed all throughout the world since 2000. This declaration of Mother Language Day came into existence as a tribute to the language movement in Bangladesh. When Pakistan was separated in 1947 it had two partitions: East Pakistan and West Pakistan. The two parts were extremely different from each other in the sense of culture and languages. In 1948, the Pakistani government declared Urdu as the national language of both East and West Pakistan. But the majority of the people in both east and west Pakistan had Bengali or Bangla. The East Pakistan people started a protest as they have Bengali as their mother tongue. They demanded Bengali be at least one of the national languages in addition to Urdu. This was raised first by Dhirendranath Datta on February 23, 1948. To demolish the protest, the government of Pakistan outlawed public meetings and rallies. The students of the University of Dhaka, with the support of the general public, arranged massive rallies and meetings. On 21 February 1952, police opened fire on rallies. Three people died, with hundreds of others injured. This was a rare incident in history, where people sacrificed their lives for their mother tongue. Since then, Bangladeshis have celebrated International Mother Language Day as one of their tragic days. They visit the Shaheed Minar, a monument built in memory of the martyrs and its replicas to express their deep sorrow, respect, and gratitude to them. International Mother Language Day is a national holiday in Bangladesh. The resolution was suggested by Rafiqul Islam and Abdus Salam, Bengalis living in Vancouver, Canada. They wrote a letter to Kofi Annan on 9 January 1998 asking him to take a step toward saving the world’s languages from extinction by declaring an International Mother Language Day. Rafiq proposed the date as 21 February to commemorate the 1952 killings in Dhaka during the Language Movement. Rafiqul Islam’s proposal was introduced in the Bangladesh Parliament and in due course (at the behest of the Prime Minister) a formal proposal was submitted to UNESCO by the government of Bangladesh. The process of shepherding the proposal through UNESCO’s regulatory system was undertaken by Syed Muazzem Ali, then Bangladesh ambassador to France and Permanent Representative to UNESCO, and Tozammel Tony Huq, his predecessor, who was then a Special Adviser to UNESCO Secretary-General. Finally, on 17 November 1999, the 30th General Assembly of UNESCO unanimously resolved that “21st February be proclaimed International Mother Language Day throughout the world to commemorate the martyrs who sacrificed their lives on this very day in 1952.
20) उत्तर: E
संक्षिप्त व्याख्या:
अंतर्राष्ट्रीय मातृभाषा दिवस बांग्लादेश में राष्ट्रीय अवकाश है।
इस प्रस्ताव का सुझाव कनाडा के वैंकूवर में रहने वाले बंगाली रफीकुल इस्लाम और अब्दुस सलाम ने दिया था।
उन्होंने 9 जनवरी 1998 को कोफ़ी अन्नान को एक पत्र लिखकर अंतर्राष्ट्रीय मातृभाषा दिवस घोषित करके विश्व की भाषाओं को विलुप्त होने से बचाने की दिशा में एक कदम उठाने के लिए कहा।
रफीक ने भाषा आंदोलन के दौरान ढाका में 1952 में हुई हत्याओं की याद में 21 फरवरी की तारीख प्रस्तावित की।
Detailed Explanation:
UNESCO declared February 21st as International Mother Language Day in the year 1999 and has been witnessed all throughout the world since 2000. This declaration of Mother Language Day came into existence as a tribute to the language movement in Bangladesh. When Pakistan was separated in 1947 it had two partitions: East Pakistan and West Pakistan. The two parts were extremely different from each other in the sense of culture and languages. In 1948, the Pakistani government declared Urdu as the national language of both East and West Pakistan. But the majority of the people in both east and west Pakistan had Bengali or Bangla. The East Pakistan people started a protest as they have Bengali as their mother tongue. They demanded Bengali be at least one of the national languages in addition to Urdu. This was raised first by Dhirendranath Datta on February 23, 1948. To demolish the protest, the government of Pakistan outlawed public meetings and rallies. The students of the University of Dhaka, with the support of the general public, arranged massive rallies and meetings. On 21 February 1952, police opened fire on rallies. Three people died, with hundreds of others injured. This was a rare incident in history, where people sacrificed their lives for their mother tongue. Since then, Bangladeshis have celebrated International Mother Language Day as one of their tragic days. They visit the Shaheed Minar, a monument built in memory of the martyrs and its replicas to express their deep sorrow, respect, and gratitude to them. International Mother Language Day is a national holiday in Bangladesh. The resolution was suggested by Rafiqul Islam and Abdus Salam, Bengalis living in Vancouver, Canada. They wrote a letter to Kofi Annan on 9 January 1998 asking him to take a step toward saving the world’s languages from extinction by declaring an International Mother Language Day. Rafiq proposed the date as 21 February to commemorate the 1952 killings in Dhaka during the Language Movement. Rafiqul Islam’s proposal was introduced in the Bangladesh Parliament and in due course (at the behest of the Prime Minister) a formal proposal was submitted to UNESCO by the government of Bangladesh. The process of shepherding the proposal through UNESCO’s regulatory system was undertaken by Syed Muazzem Ali, then Bangladesh ambassador to France and Permanent Representative to UNESCO, and Tozammel Tony Huq, his predecessor, who was then a Special Adviser to UNESCO Secretary-General. Finally, on 17 November 1999, the 30th General Assembly of UNESCO unanimously resolved that “21st February be proclaimed International Mother Language Day throughout the world to commemorate the martyrs who sacrificed their lives on this very day in 1952.